Updated September 28, 2026 · SumCue Editorial Team
Global66 vs Qonto
Qonto
Global66
Higher score in this comparison
Global66 vs Qonto: the differences
| Compare | Global66ReviewSee alternativesSee alternatives | QontoReviewVisitVisit |
|---|---|---|
| Monthly fee | CLP 0 | €9 |
| Currency conversion fee | 0%Lower | 2% |
| Card type | Prepaid | Debit |
| Currencies | from 3 | from 30 |
| Free ATM withdrawals | Not confirmed | €0 |
Same on both: Card network (Mastercard).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Global66 scores higher overall: 9.0 vs 8.6.
- Founded is lower at Qonto: 2017 vs 2018.
- Qonto is available in 1 more country.
- Currency conversion fee is lower at Global66: 0% vs 2%.
- Support channels: only Qonto offers Phone.
- Features: only Qonto offers Virtual card.
Our verdict on each
Global66
Global66 suits anyone holding several currencies who wants a prepaid Mastercard with a free currency conversion. The monthly fee is CLP 0, the conversion fee is 0%, and money left on deposit in the account keeps earning interest rather than sitting idle.
Qonto
Qonto suits businesses that want a low-cost Mastercard debit card with included card insurance and account remuneration. It is less suitable for frequent cash withdrawals or overseas spending, because free ATM withdrawals are €0 and currency conversion costs 2%.
Score breakdown
| Area | Global66 | Qonto |
|---|---|---|
| Cost | 9.6Higher | 8.4Qonto charges a monthly fee of €9, currency conversion costs 2%, and the card has an annual fee of €0. |
| Offer | 9.0 | 9.4Higher |
| Trust | 8.3 | 8.4Higher |
Ranges side by side
| Fact | Global66 | Qonto |
|---|---|---|
| Currencies | from 3 | from 30 |
Choosing between them
Pick Global66 if cost and currency conversion fee matter most.
Pick Qonto if offer matter most.
Availability and regulation
| Country | Global66 | Qonto |
|---|---|---|
| France | Not confirmed | FR_ACPR PSD_PI FR_ACPR!68677 |
Additional countries for Global66: 7. Additional countries for Qonto: 8.
Sources behind this comparison
Global66
- rankia.cl: 4 facts, checked September 26, 2026
- cbinsights.com: 3 facts, checked September 26, 2026
- global66.pissedconsumer.com: 1 fact, checked September 26, 2026
- latamlist.com: 1 fact, checked September 26, 2026
- moneytransfers.com: 1 fact, checked September 26, 2026
Qonto
- qonto.com: 10 facts, checked September 26, 2026
- euclid.eba.europa.eu: 2 facts, checked September 26, 2026
How they place
| Ranking | Global66 | Qonto |
|---|---|---|
| Savings | 450 of 1492 | 11 of 1492 |
| Cash management accounts | 15 of 46 | 3 of 46 |
| Credit and debit cards | 501 of 1594 | 12 of 1594 |
Every fact side by side
| Fact | Global66 | Qonto |
|---|---|---|
| Features | Multi currency, Travel | Multi currency, Virtual card, TravelCovers more |
| Audience | Not confirmed | Business |
| Legal entity | Global 81 SpA | QONTO |
| Headquarters | Chile | France |
| Founded | 2018 | 2017Lower |
| Support channels | Email, Chat, Help centre | Chat, Phone, Email, Help centreCovers more |
Credit cards
| Fact | Global66 | Qonto |
|---|---|---|
| Annual fee | CLP 0 | €0 |
| APR | Not confirmed | 17.5% |
| Rewards type | Points | None |
| Pricing model | No annual fee | No annual fee |
| Perks | Unlimited balance, WhatsApp customer support, 3% annual interest on deposits | Card insurance included (travel, business purchases, fraud), Deferred debit option on Plus and X Cards at no extra cost, Account remuneration 5% AER for 2 months then 1.5% (Smart and Premium plans), Apple Pay and Google Pay compatible, 24/7 support in France, 7 days a week elsewhere |
| Card kind | Credit | Credit |
Savings
| Fact | Global66 | Qonto |
|---|---|---|
| Headline rate | Not confirmed | 1.5% |
| Rate type | Not confirmed | Variable |
| Minimum deposit | Not confirmed | €0 |
| Deposit protection | Not confirmed | EU DGS up to EUR 100,000 |
| Access terms | Not confirmed | Instant access to the money, no notice period; remuneration activated in the app, calculated daily on the total balance and paid on the 2nd of each month; requires at least 5 eligible payment transactions of at least 1 EUR per month |
| Account kind | Cash management | Cash management |
Where each stands against the rest
| Fact | Global66 | Qonto | Median |
|---|---|---|---|
| Currency conversion fee | 0%below the median | 2%above the median | 1% |
| Free ATM withdrawals | Not confirmed | €0below the median | €4 |
| Currencies | from 3below the median | from 30highest quarter | 8 |
Median across 336 listed providers.
Pros and cons
Global66
Pros
- The monthly fee is CLP 0 and the annual fee is CLP 0, so the account costs nothing to hold, where Skrill charges €5 a month.
- Currency conversion costs 0%, which places Global66 at position 1 of 258 brands on this measure.
- The account holds from 3 and is built for multi currency and travel, so several currencies sit side by side.
Cons
- Support runs on email, chat and help centre only, so a blocked card waits on a written reply rather than a voice call.
- The card is prepaid, so a spent balance has to be topped up again before the next payment goes through.
- Currency reach stops at from 3, which is thin for a trip that crosses several currencies.
Qonto
Pros
- The Mastercard debit card has an annual fee of €0.
- Card insurance for travel, business purchases and fraud is included through Card insurance included (travel, business purchases, fraud), Deferred debit option on Plus and X Cards at no extra cost and Account remuneration 5% AER for 2 months then 1.5% (Smart and Premium plans).
- Eligible Smart and Premium plans can receive account remuneration under the terms in Card insurance included (travel, business purchases, fraud), Deferred debit option on Plus and X Cards at no extra cost and Account remuneration 5% AER for 2 months then 1.5% (Smart and Premium plans).
Cons
- Qonto charges a monthly fee of €9, while bunq lists a monthly fee of €0.
- Free ATM withdrawals are €0, which may be costly for a business that regularly uses cash machines.
- The currency conversion fee of 2% is above the site median of 1%.
Who each suits
Global66
Who it suits
- Travellers who want a mastercard prepaid card and would rather not pay to convert at the till.
- Anyone keeping more than one currency at work, given from 3 and the multi currency and travel design.
- People who hold spare money in an account and want it to earn, since Unlimited balance, WhatsApp customer support and 3% annual interest on deposits lists interest on deposits.
Who should look elsewhere
- Anyone who needs a phone line for a blocked card, since help runs on email, chat and help centre only.
- Travellers heading somewhere with more currencies than from 3 in a single trip.
- Skrill customers who want a monthly fee of €5 and a different wallet model.
Qonto
Who it suits
- Businesses that regularly use a Mastercard debit card for travel or business purchases.
- Smart and Premium plan customers who meet the remuneration terms in Card insurance included (travel, business purchases, fraud), Deferred debit option on Plus and X Cards at no extra cost and Account remuneration 5% AER for 2 months then 1.5% (Smart and Premium plans).
- Users who want chat, phone, email and help-centre support through chat, phone and email.
Who should look elsewhere
- Businesses focused on low cost that may prefer bunq, whose monthly fee is €0.
- Frequent overseas spenders who prefer Wise and want to compare its fee with Qonto's 2%.
- Cash-heavy businesses that want free ATM withdrawals, because Qonto offers €0.
Current offers
Qonto
Current offer
Free trial
1-month free trial on all Qonto plans: 1 month free
Shown on Basic, Smart, Premium, Essential, Business and Enterprise plan cards on the pricing page.
Source, checked September 26, 2026
First period offer
Remunerated account: 5% AER for 2 months, then 1.5% AER: 5% AER for 2 months, then 1.5% AER
Smart and Premium plans; requires at least 5 eligible transactions per month; remunerated balance cap EUR 50,000 (Smart) or EUR 100,000 (Premium).
Source, checked September 26, 2026
Country by country
| Country | Global66 | Qonto |
|---|---|---|
| Argentina | Yes | No |
| Austria | No | Yes |
| Belgium | No | Yes |
| Brazil | Yes | No |
| Chile | Yes | No |
| Colombia | Yes | No |
| Ecuador | Yes | No |
| France | No | Yes |
8 of 15 countries where either is available.
Questions about each
Global66
What does Global66 cost to keep?+
The monthly fee is CLP 0 and the annual fee is CLP 0, so holding the account costs nothing in fixed charges. Currency conversion is listed at 0%, and the cost score on the site is 8.1. Skrill, by contrast, charges €5 a month.
What does it cost to convert currency on the card?+
The currency conversion fee is 0%, which places Global66 at position 1 of 258 brands on this measure. Across the site the median conversion fee is 1% and the upper quartile reaches 2.5%, so a free conversion is the exception rather than the rule.
Qonto
What does Qonto charge each month?+
Qonto's account fee is €9. The Mastercard debit card itself has an annual fee of €0. The card also offers a deferred debit option on Plus and X Cards at no extra cost under Card insurance included (travel, business purchases, fraud), Deferred debit option on Plus and X Cards at no extra cost and Account remuneration 5% AER for 2 months then 1.5% (Smart and Premium plans).
What does Qonto charge for currency conversion?+
Currency conversions cost 2%. This matters for business travel or purchases made outside the account's working currency. Qonto supports multi-currency features, but the conversion charge remains 2%.
Other options to compare
Other matchups
- Qonto vs COCA Card
- Qonto vs Airwallex
- Qonto vs Nexo
- Global66 vs Wise
- Qonto vs Betterment
- Qonto vs Wealthfront
- Qonto vs Betterment Cash Reserve
- Qonto vs Insignis Cash
- Qonto vs ActivTrades
- Qonto vs XTB
- Qonto vs Finom
- Qonto vs eToro
- Qonto vs Linxea
- Qonto vs bunq Spain
- Qonto vs bunq
- Qonto vs Vexi
- Qonto vs iuvoSAVE
- Qonto vs Current Build Card
- Qonto vs J&T Direktbank
- Qonto vs Revolut
- Qonto vs ICICI Bank Credit Cards
- Qonto vs Wirex
- Qonto vs KTC credit card
- Qonto vs ICICI Bank
Qonto
Global66