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Geld.nl Publishers review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Geld.nl Publishers suits Dutch residents comparing lenders rather than borrowing direct, since it works as a broker over Riverty GmbH. Personal loans run at 6.7% to 10.6% with an arrangement fee of 0 EUR, and funding lands within a working day after a lender approves.

Key facts

Best for
Dutch borrowers who want several lenders compared on one page before applying.
APR
6.7% to 10.6%↗
Loan amount
€2,500 to €100,000↗
Term
12 to 180 months↗
Arrangement fee
0 EUR↗
Credit check
Hard↗
Funding time
Within 1 working day after the lender approves the signed offer and documents↗
Representative example
Personal loan EUR 10,000 over 60 months at 7.5% (DEFAM): EUR 200 per month, total credit amount EUR 11,953↗
Rate type
Fixed↗
Lender type
Broker↗
Free early repayment
Yes↗
Eligibility
Dutch residents only with a stable income and a positive BKR registration; many lenders set a minimum age of 21 (some 25) and a maximum age of 74 (some up to 80)↗
Origination fee (%)
0%↗
Loan types
Personal, Credit-line, Debt-consolidation↗
Use cases
Home-improvement↗
Legal entity
Riverty GmbH↗
Headquarters
Germany↗
Founded
1999↗
Support channels
Chat, Phone, Help-centre↗
Pricing model
Fixed rate
Features
Credit line
Official website
geld.nl

Personal insurance

Premium from
€9.62↗
Insurance types
Auto, Home, Health, Travel, Pet, Motorcycle↗
Provider type
Comparison site↗
Monthly payments
Yes↗
Excess from
€0 to €150↗
Cover limit
EUR 2,500 - 3,250 per year (pet insurance)↗
Age range
Pet insurance: dogs up to 7 years, cats 7 to 11 years↗

Mortgages

Initial rate
4.13%↗
Fixed period
10 years↗
Maximum loan to value
100%↗
Product fee
€2,649↗
Purpose
Purchase, Remortgage, First-time-buyer, Home-equity, Buy-to-let↗

Savings

Deposit protection
EU DGS up to EUR 100,000↗

Facts checked September 26, 2026, 10 sources

Apps and profiles

Elsewhere
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Pros and cons

Pros

  • Arrangement fee of 0 EUR and 0% on personal loans
  • APR of 6.7% to 10.6% against a personal loan median of 14.43%
  • Free early repayment, which matches 78.9% of the market
  • Support runs through chat, phone and help centre, with a help centre in line with the 79.6% norm

Cons

  • Credit checks are hard, so an application registers on file
  • It is a broker and a comparison site, so the loan sits with a partner lender rather than the site
  • Loans start high, and the amount rank of 198 among 665 brands is well below the top

Ready to try Geld.nl Publishers?

Scored 9.2 / 10 by SumCue.

See alternatives

Who it suits

  • Dutch residents with a stable income and a positive BKR registration
  • Borrowers comparing personal loans, credit lines and debt consolidation on personal, credit line and debt consolidation
  • Home improvement projects, the use case home improvement on the site

Who should look elsewhere

  • Borrowers outside the Netherlands, since eligibility is restricted to Dutch residents
  • People wanting a direct lender, as this is a broker
  • Savers, since the site compares borrowing products and describes itself as a comparison site rather than offering an account

Safety of your money

Licences run in the Netherlands and in Germany: the Autoriteit Financiele Markten under the Wet Financieel Toezicht, and DE_BAFIN. As a broker, Geld.nl Publishers passes an application to a partner lender, so the contract, the rate and the servicing sit with that lender. The representative example for a personal loan shows a level monthly payment and the total credit amount, so the cost of borrowing is readable before you sign.

Who runs it

The site is operated by Riverty GmbH, registered in Germany and running since 1999. It describes itself as a comparison site and a broker, placing it in the smaller part of the 32.1% group on the personal loans ranking, alongside 45.5% and 18.7% entries. Support is offered through chat, phone and help centre, and the AFM and WFT licence applies in the Netherlands while DE_BAFIN covers the German entity.

How Geld.nl Publishers compares

Where Geld.nl Publishers is available

Available
Germany, Netherlands
Licence in Netherlands
Autoriteit Financiele Markten (AFM), Wet Financieel Toezicht (WFT) (12039914), checked September 26, 2026
Licence in Germany
DE_BAFIN (PSD_PI DE_BAFIN!142183), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Malta, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does a personal loan cost at Geld.nl Publishers?+

APR runs 6.7% to 10.6% on personal loans, and the arrangement fee is 0 EUR, listed also as 0%. The rate type is fixed with a fixed rate model, so the monthly amount holds steady across the term of 12 to 180.

How much can I borrow and for how long?+

Loan amounts range €2,500 to €100,000, with terms of 12 to 180. The types on offer are personal, credit line and debt consolidation, and a credit line is available if you would rather draw money as needed than take it all at once.

What does the representative example show?+

The published representative example is a personal loan at a fixed rate, repaid in equal monthly amounts, with the total credit amount stated so the full cost can be checked before signing. The rate type is fixed and the model is fixed rate, with terms of 12 to 180.

Who regulates the site and its lenders?+

Licences appear on both sides: the Autoriteit Financiele Markten under the Wet Financieel Toezicht for the Dutch side, and DE_BAFIN for the German entity Riverty GmbH. Since the site is a broker, the partner lender is the party that carries the credit decision and the loan itself.

Can I repay early without a charge?+

Free early repayment is offered, which puts Geld.nl Publishers with the 78.9% of the market on this measure. Combined with an arrangement fee of 0 EUR on personal loans, overpaying a loan early is not penalised by a charge.

How fast is the money once a lender approves?+

Funding time is within a working day after the lender approves the signed offer and documents. Credit checks on these loans are hard, matching the 76.8% majority in the ranking, so approval depends on the file rather than on speed alone.

Who can apply?+

Eligibility is restricted to Dutch residents, and applicants need a stable income along with a positive BKR registration, plus a loan of €2,500 to €100,000 to match a lender's range. Lenders set their own minimum and maximum ages, so check the individual terms before applying.

How is support handled?+

Contact runs through chat, phone and help centre, covering chat, phone and a help centre. A help centre is the most common support route on the market at 79.6%, and phone support matches 74.4%.

Sources

Compiled from 10 source pages, checked September 26, 2026. We did not open an account.

Geld.nl Publishers

Dutch borrowers who want several lenders compared on one page before applying.

9.2/10See alternatives