FUCEC-Togo review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
FUCEC-TOGO focuses on cooperative savings and community project financing as a member owned microfinance federation in Togo. It supports individuals, businesses and farmers across Togo who want local savings solutions, project funding and protection linked to continuous cooperative activity since 1969.
Key facts
- Best for
- Cooperative savings and community project finance in Togo
- Term
- 6 to 36 months↗
- Funding time
- Funds released to the account within one week (YouthStart credit)↗
- Lender type
- Direct lender↗
- Eligibility
- Member of a COOPEC in the FUCEC-TOGO network with stable income, ID documents, a guarantee (solidary surety) and prior savings of at least 1/5 of the credit need; YouthStart: age 18-35, Togolese national or permanent resident in Togo↗
- Loan types
- Personal, Business, Secured↗
- Credit needed
- Poor↗
- Use cases
- Home-improvement↗
- Legal entity
- Faîtière des Unités Coopératives d'Epargne et de Crédit du Togo (FUCEC-TOGO)↗
- Headquarters
- Togo↗
- Founded
- 1969↗
- Support channels
- Email, Chat, Phone, Help-centre↗
- Official website
- fucec-togo.com
Savings
- Minimum deposit
- F CFA 5,000↗
- Access terms
- Member card valid at all COOPEC branches; branches open Mon-Fri 7:30-16:30 and Sat 8:00-12:00; digital services 24/7↗
- Account kind
- Easy access↗
Facts checked September 26, 2026, 5 sources
Apps and profiles
- Elsewhere
- WikidataLinkedInyoutube.com
Pros and cons
Pros
- Member owned cooperative network with 36 COOPEC across Togo
- Serves individuals, businesses and farmers with adapted solutions
- Combines savings, project financing, mobile transfers and protection
- Draws on more than five decades of continuous Togolese activity
Cons
- Operates only in Togo through its cooperative network
- Depth lies in savings and project finance rather than wider services
Who it suits
- Togolese households building savings and local projects
- Farmers and small enterprises seeking cooperative finance
- Community groups pursuing shared productive activity
Who should look elsewhere
- People living outside Togo
- People seeking standalone commercial banking
How FUCEC-Togo compares
Where FUCEC-Togo is available
- Available
- Togo
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is FUCEC-TOGO?+
FUCEC-TOGO is the federation of cooperative savings and credit units in Togo. It presents itself as a microfinance network with a mission to support rural and urban populations. Members own and use the cooperative structure.
Where does FUCEC-TOGO operate?+
The network operates across Togo through 36 COOPEC. It states that it supports Togolese people throughout the country. Its history traces back to 1969 with continuous activity since then.
Who uses FUCEC-TOGO services?+
The services address individuals, businesses and farmers pursuing personal or productive projects. Membership of the cooperative network underpins access to its solutions. Testimonies describe women's groups, cocoa producers and home builders.
Where is FUCEC-Togo based?+
FUCEC-Togo is based in Togo. (Source, checked September 26, 2026)
When was FUCEC-Togo founded?+
FUCEC-Togo was founded in 1969. (Source, checked September 26, 2026)
How can I contact FUCEC-Togo support?+
FUCEC-Togo offers support through Email, Chat, Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- fucec-togo.com checked September 26, 2026
Backs: Founded, Headquarters, Use cases
“Crédit Habitat”
- fucec-togo.com/a-propos/gouvernance checked September 26, 2026
Backs: Credit needed
- fucec-togo.com/faq checked September 26, 2026
Backs: Access terms, Account kind, Legal entity, Loan types, Minimum deposit, Support channels
“Our branches are open Monday to Friday from 7:30 to 16:30, and Saturday from 8:00 to 12:00. Digital services are available 24/7”
- fucec-togo.com/services/credits checked September 26, 2026
Backs: Eligibility, Lender type
- fucec-togo.com/services/youthstart-credit-jeunes-entrepre... checked September 26, 2026
Backs: Funding time, Term
Compiled from 5 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: APR, Loan amount, Arrangement fee, Credit check, Representative example.