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Finpug PL review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Finpug PL suits borrowers in Poland who want a small personal or payday loan funded fast through a broker rather than a lender. Funding is usually Usually up to 30 minutes and the origination fee is 0 PLN, so speed rather than price is the draw.

Key facts

Best for
A quick personal or debt consolidation loan in Poland, funded the same day.
APR
36%↗
Loan amount
PLN 500 to PLN 20,000↗
Term
61 to 365 months↗
Arrangement fee
0 PLN↗
Funding time
Usually up to 30 minutes↗
Lender type
Broker↗
Origination fee (%)
0%↗
Loan types
Personal, Payday, Debt-consolidation↗
Use cases
Home-improvement↗
Legal entity
Livornica AM LLC↗
Headquarters
Armenia↗
Support channels
Email↗
Features
Same-day funding
Official website
finpug.pl

Facts checked September 26, 2026, 2 sources

Pros and cons

Pros

  • No origination fee: 0 PLN and 0% on personal, payday and debt consolidation loans
  • Covers personal, payday and debt consolidation loans, with home improvement as the stated use
  • Loan sizes of PLN 500 to PLN 20,000 and terms of 61 to 365 suit both small and longer borrowing

Cons

  • An APR of 36% sits well above the 15.5% median across lenders on the site
  • Support runs on email only, so no phone or chat help
  • As a broker based in Armenia, the lender you deal with may sit outside Poland
Finpug PL

Ready to try Finpug PL?

Scored 8.8 / 10 by SumCue.

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Who it suits

  • Borrowers in Poland who need money the same day rather than in a week
  • Anyone consolidating several smaller debts into one repayment
  • Lenders' customers who would rather not pay an upfront arrangement fee

Who should look elsewhere

  • Readers chasing the lowest rate, since Sofkredit lists 10.74% to 18.06% against Finpug PL's 36%
  • People who need phone or chat support, as email is the only channel listed
  • Borrowers after larger sums, who may find Creduma ES lending from from €12,000

The company behind it

Finpug PL works as a broker, matching applicants with lenders rather than lending from its own balance sheet. The legal entity behind the site is Livornica AM LLC, registered in Armenia. That means the contract you sign is with the lender Finpug introduces, on that lender's own rate and terms. If something goes wrong, your first contact is that lender, and Finpug is reached on email only.

How Finpug PL compares

Where Finpug PL is available

Available
Poland

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Finpug PL charge to arrange a loan?+

The origination fee is 0 PLN, and the percentage component is 0%. That means the arrangement itself costs you nothing on personal, payday and debt consolidation loans. The cost sits in the interest instead, at an APR of 36%.

How much can I borrow from Finpug PL?+

Loan amounts run from PLN 500 to PLN 20,000, which covers small payday needs as well as larger personal loans. Terms run to 61 to 365, so a longer repayment is possible. Home improvement is the stated use for the money, alongside debt consolidation.

Is Finpug PL a lender or a broker?+

It is a broker. The legal entity behind the site is Livornica AM LLC, registered in Armenia. That means Finpug PL introduces you to a lender rather than lending from its own books, so the rate and terms you end up with belong to the lender.

Is my money protected by a compensation scheme?+

Finpug PL works as a broker, so the contract you sign is with the lender it introduces. The terms name no protection scheme, and the legal entity is Livornica AM LLC in Armenia. Protection for the money therefore comes from the lender's own terms.

How can I contact Finpug PL for help?+

Support runs on email only. There is no phone line or live chat listed, so a question about an application has to go in writing and wait for a reply. That matters most if your loan is already running and something needs changing.

Does Finpug PL suit borrowers with a poor credit history?+

The rate is the clearest guide. At 36%, Finpug PL sits above the 15.5% median on the site, which is the band higher risk borrowers often pay. Loan sizes run to PLN 500 to PLN 20,000, so check the amount against the fee before applying.

Is Finpug PL available outside Poland?+

Finpug PL is registered in Armenia and the loans are priced in zloty, with amounts running to PLN 500 to PLN 20,000. The listed use is home improvement, so the brand reads as aimed at Polish borrowers. Anyone in another market should check the terms of the lender Finpug introduces before applying.

Sources

  • finpug.pl checked September 26, 2026

    Backs: Loan amount, APR, Features, Funding time, Loan types, Arrangement fee, Origination fee (%), Term, Use cases

    “Wybierz kwotę pożyczki 500 PLN ... 20000 PLN”

  • finpug.pl/terms-and-conditions checked September 26, 2026

    Backs: Headquarters, Legal entity, Lender type, Support channels

    “Kraj rejestracji: Republic of Armenia”

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Credit check, Representative example.

Finpug PL

Finpug PL

A quick personal or debt consolidation loan in Poland, funded the same day.

8.8/10See alternatives