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Finpug review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Finpug matches Vietnamese borrowers with lenders for personal and payday loans of VND 2,000,000 to VND 15,000,000 at 0% to 20%, and the money can land the same day. It suits people with steady income who can show an ID and an employment contract, and who value quick decisions over the lowest headline rate.

Key facts

Best for
Short personal and payday loans for Vietnamese residents with a contract and stable income who need cash quickly.
APR
0% to 20%↗
Loan amount
₫2,000,000 to ₫15,000,000↗
Term
up to 6 months↗
Arrangement fee
0 VND site service fee; ~120,000 VND consultation fee↗
Funding time
As fast as 30 minutes, guaranteed within 24 hours of approval↗
Representative example
Principal 2,000,000 VND, interest 197,260 VND, total repayment 2,197,260 VND↗
Rate type
Variable↗
Lender type
Broker↗
Eligibility
Vietnamese citizens aged 20-65 living, studying or working in all 63 provinces, with CMND/CCCD ID, employment contract and stable income↗
Loan types
Personal, Payday↗
Credit needed
Fair↗
Legal entity
Livornica AM LLC↗
Headquarters
Armenia↗
Support channels
Email, Help-centre↗
Features
Same-day funding
Official website
finpug.vn

Facts checked September 26, 2026, 4 sources

Pros and cons

Pros

  • Same day funding is listed as a feature, same day funding, with money guaranteed within a day of approval.
  • Fees are listed as 0 VND site service fee; ~120,000 VND consultation fee, so there is no site service charge.
  • A short term of up to 6 keeps the amount owed at the end of the loan small.
  • Finpug is a broker, so an application is matched to lenders rather than to one in-house product.

Cons

  • Support runs on email and help centre, with no phone line among the channels listed.
  • Rates are variable, so the 0% to 20% range can move while the loan is still running.
  • The service is for Vietnamese citizens who hold an employment contract and show stable income.
Finpug

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Scored 9.0 / 10 by SumCue.

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Who it suits

  • Salaried or contracted workers anywhere in Vietnam who can show a national ID and proof of income
  • Anyone covering an urgent bill and needing money the same day
  • Borrowers with a fair credit record who are comfortable with a variable rate

Who should look elsewhere

  • Borrowers wanting a peso loan, since Cashspace prices its loans at PHP 12 to PHP 36 in Philippine pesos
  • Anyone after a larger euro amount, since Creduma ES starts at from €12,000

How Finpug compares

Where Finpug is available

Available
Vietnam

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much can I borrow and for how long?+

Finpug arranges both personal and payday loans, with amounts of VND 2,000,000 to VND 15,000,000. The term runs up to 6, so this suits a short bridge rather than long term borrowing. You will need a national ID, an employment contract and stable income to apply.

What rate will I pay and can it change?+

Headline rates run 0% to 20% and the rate type is variable, so the figure can move during the loan. For scale, the personal loan median across the site sits at 14.43%, and the borrowing median at 14.7%.

Are there arrangement fees?+

The charges listed are 0 VND site service fee; ~120,000 VND consultation fee, so the site service fee is not charged and the consultation fee is the only charge named. The representative example shows the interest added to the principal and repaid across the term, with nothing else on top.

How quickly does the money arrive?+

Same day funding is one of the listed features, same day funding. Funding time is guaranteed within a day of approval, and the cash can reach you the same day you are approved, which is the point for an unexpected bill.

Is Finpug the lender?+

Finpug is a broker, not a lender, so it introduces you to a lender and the contract sits with that lender. The rate, term and fees on your offer belong to the lender, so read the terms of up to 6 and the 0% to 20% range carefully before signing.

Who can apply?+

Applicants must be Vietnamese citizens of adult age who live, study or work anywhere in the country, with a national ID, an employment contract and stable income. A fair credit record is expected, and amounts start at VND 2,000,000 to VND 15,000,000.

How do I get help once I have applied?+

Support runs on email and help centre, so email and the help centre are the routes listed. Questions about a live application are worth putting in writing so there is a record of the exchange.

Sources

  • finpug.vn checked September 26, 2026

    Backs: Loan amount, APR, Eligibility, Features, Headquarters, Loan types, Arrangement fee, Rate type, Representative example, Term

    “không vượt quá 2 triệu đồng với những đối tượng khách hàng mới và tối đa 15 triệu đồng cho hồ sơ từ lần thứ 2 trở đi”

  • finpug.vn/about checked September 26, 2026

    Backs: Lender type

    “bản thân Finpug không đứng ra trực tiếp giải ngân mà chỉ là đơn vị trung gian kết nối các khách hàng với đối tác cho vay phù hợp nhất”

  • finpug.vn/contacts checked September 26, 2026

    Backs: Legal entity, Support channels

    “Đơn vị vận hành: Livornica AM LLC (Armenia)”

  • finpug.vn/faq checked September 26, 2026

    Backs: Credit needed, Funding time

    “Finpug hiện chỉ hỗ trợ hồ sơ khách hàng có nợ xấu thuộc nhóm 1 hoặc nhóm 2 theo tiêu chuẩn của Hệ thống Quản lý Thông tin CIC”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Credit check.

Finpug

Finpug

Short personal and payday loans for Vietnamese residents with a contract and stable income who need cash quickly.

9.0/10See alternatives