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FinCompare review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

FinCompare is a German mortgage broker worth a look if you want one place to check property lending rather than lender by lender. Its initial rate of 4.1% sits above what some rivals advertise, but the registered status and broad purpose range suit careful buyers.

Key facts

Best for
Comparing German property loans in one place.
Initial rate
4.1%↗
Fixed period
0.5 to 15 years↗
Maximum loan to value
70% to 80%↗
Purpose
Purchase, Remortgage, Buy-to-let↗
Legal entity
FinCompare GmbH↗
Headquarters
Germany↗
Founded
2016↗
Support channels
Email, Phone, Help-centre↗
Official website
fincompare.de

Facts checked September 26, 2026, 3 sources

Apps and profiles

Elsewhere
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Pros and cons

Pros

  • Initial rate of 4.1% for new lending.
  • Fixed periods of 0.5 to 15 to suit different horizons.
  • Cover of purchase, remortgage and buy to let gives room beyond a straight purchase.
  • Help is available by email, phone and help centre.

Cons

  • The initial rate of 4.1% is higher than Creditilia ES advertises.
  • Maximum loan to value of 70% to 80% is below the highest figures lenders reach.
  • Support runs on email, phone and help centre, with no branch network.
FinCompare

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Scored 8.7 / 10 by SumCue.

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Who it suits

  • You are buying or remortgaging property in Germany and want quotes side by side.
  • You want a broker with registered intermediary status rather than a direct lender.
  • You value help by email, phone and a help centre during the application.

Who should look elsewhere

  • Prestalo, if the lowest headline rate matters most, as its rate of 2.36% is lower.
  • Sofkredit, if you expect a much higher rate band of 8% to 14% for a different market.
  • Creditilia ES, if you would rather see an initial rate of 4%.

Deposit protection

FinCompare is entered in the Vermittlerregister by the Industrie- und Handelskammer Berlin as an Immobiliendarlehensvermittler, with reference D-W-107-SCFC-74. It also holds a separate entry for insurance mediation, reference D-IFPH-N4SSO-57. The legal entity is FinCompare GmbH and the supervisory authority is the Bezirksamt Mitte von Berlin, Ordnungsamt, Abteilung Ordnung, Personal und Finanzen.

How FinCompare compares

Where FinCompare is available

Available
Germany
Licence in Germany
Bezirksamt Mitte von Berlin, Ordnungsamt, Abteilung Ordnung, Personal und Finanzen, checked September 26, 2026
Licence in Germany
Industrie- und Handelskammer Berlin (§ 34i Abs. 1 GewO, Immobiliendarlehensvermittler, Vermittlerregister) (D-W-107-SCFC-74), checked September 26, 2026
Licence in Germany
Industrie- und Handelskammer Berlin (§ 34d Abs. 1 GewO, Versicherungsvermittlung, Vermittlerregister) (D-IFPH-N4SSO-57), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate does FinCompare start at?+

The listed initial rate is 4.1%, and the fixed rate can run for 0.5 to 15. That is a starting point for a property application rather than a guaranteed offer, since the final rate depends on the deal a lender approves.

Is FinCompare a lender or a broker?+

FinCompare appears in the Vermittlerregister as an Immobiliendarlehensvermittler, which is a mortgage intermediary rather than a lending bank. Its register reference is D-W-107-SCFC-74, and the operating company is FinCompare GmbH.

How much can I borrow?+

The maximum loan to value runs 70% to 80%. That caps the share of the property value a mortgage can cover, so a lower ceiling means a larger deposit from your own money when you complete.

What can FinCompare help me finance?+

The purposes it covers are purchase, remortgage and buy to let, which includes buying, remortgaging and buy to let. That makes it useful if you are changing lender as well as if this is a first purchase.

Where is FinCompare based and how old is it?+

It is based in Germany and has been trading since 2016. It is registered with the Industrie- und Handelskammer Berlin, the supervisory authority being the Bezirksamt Mitte von Berlin, Ordnungsamt, Abteilung Ordnung, Personal und Finanzen.

How do I get hold of FinCompare?+

Support runs on email, phone and help centre, so you can reach the team by phone or email, or work through the help centre. Applications are handled in German, so a working knowledge of the language helps.

Does FinCompare also broker insurance?+

Yes, it also mediates insurance under D-IFPH-N4SSO-57. Providers such as FinCompare GmbH sit under German rules for both activity types.

What support can I expect?+

The channels available are email, phone and help centre. A help centre gives written answers on product terms, while a phone call suits questions about a live application or the documents a lender wants.

Sources

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: APRC.

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