Evergreen GmbH review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Evergreen GmbH suits German beginners who want a managed fund portfolio with a small starting amount and no monthly charge. Its management fee of 0.79% sits above the 0.35% site median, so the low entry bar does the heavy lifting on cost.
Key facts
- Best for
- Beginners in Germany starting a managed fund portfolio from a small amount.
- Management fee
- 0.79%↗
- Minimum investment
- €1↗
- Regulators
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin), Deutsche Bundesbank↗
- Investor protection
- EU ICS up to EUR 20,000↗
- Portfolio types
- ESG, Cash↗
- Legal entity
- Evergreen GmbH↗
- Headquarters
- Germany↗
- Support channels
- Email, Phone, Help-centre↗
- Official website
- evergreen.de
Brokers
Savings
- Headline rate
- 2.25%↗
- Rate type
- Variable↗
- Deposit protection
- EU DGS up to EUR 100,000↗
- Access terms
- Daily available, no notice period↗
- Monthly fee
- €0↗
- Account kind
- Easy access↗
Facts checked September 26, 2026, 7 sources
Apps and profiles
- Get the app
- App StoreGoogle Play
- Elsewhere
Pros and cons
Pros
- Minimum investment of €1 and a minimum deposit of €1 keep the entry bar low
- No monthly fee and an account fee of €0 on a no monthly fee model
- Regulated in Germany by Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin) and Deutsche Bundesbank
- Savings cash earns 3.25% on top of a headline rate of 2.25%
Cons
- The management fee of 0.79% is above the 0.35% site median for robo advisors
- Investments are limited to funds, with markets covering funds
- The rate is variable, so 2.25% can move rather than stay fixed
Who it suits
- Beginners building a first portfolio in Germany
- Investors who want a managed savings and fund mix without a monthly charge
- Savers who want daily access rather than a notice period
Who should look elsewhere
- People wanting to trade shares directly, since markets cover funds
- Investors who want a fixed rate, as the rate type is variable
- Anyone who wants tax-sheltered accounts, which are not among the portfolio options
Rates and card terms
The headline rate of 2.25% is variable, so it can change rather than being locked in for a term. Cash held alongside the portfolio earns 3.25%. Access terms are Daily available, no notice period, which suits savers who may need their money without warning. The account is an easy access account rather than a fixed term product.
How Evergreen GmbH compares
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.0
9.2 vs 9.4
9.2 vs 8.7
9.2 vs 8.5
9.2 vs 9.4
9.2 vs 9.3
9.2 vs 8.7
9.2 vs 8.9
9.2 vs 9.2It has a management fee of 0% and a wider trading focus, so it suits people who want to pick their own investments.
9.2 vs 8.7
9.2 vs 9.3
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.2
9.2 vs 9.0
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9.2 vs 9.4
9.2 vs 9.3It charges a management fee of 0% against 0.79% here, so it suits people who prefer a no fee structure.
9.2 vs 9.3
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9.2 vs 8.2- 9.2 vs 8.0
Where Evergreen GmbH is available
- Available
- Australia, Austria, Belgium, Czechia, Denmark, Estonia, Finland, France, Germany, Italy, Japan, Luxembourg, Netherlands, New Zealand, Norway, Poland, Portugal, Spain, Sweden, Switzerland, United Kingdom
- Licence in Germany
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin), checked September 26, 2026
- Licence in Germany
- Deutsche Bundesbank, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Evergreen GmbH charge to manage my money?+
The management fee is 0.79%, taken from the portfolio. That sits above the 0.35% site median for robo advisors, so it is not the cheapest way to hold a managed portfolio. There is no monthly fee, and the account fee is €0.
How much do I need to start investing?+
The minimum investment is €1, and the minimum deposit is €1. The site median minimum investment is €60.06, so the entry point here is well below the middle of the market. That makes it reachable for a first investment.
Who regulates Evergreen GmbH?+
It is authorised in Germany by Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin) and Deutsche Bundesbank, the German financial supervisor. The legal entity behind the brand is Evergreen GmbH, and its home country is DE. That means German rules and oversight apply to the account.
Is my money protected?+
Investments sit under the EU ICS up to EUR 20,000, which is the German statutory deposit protection scheme. Cash deposits are covered by the EU DGS up to EUR 100,000, the wider European scheme. The two protections are separate, and the investment cover is the lower of the two.
What interest do I earn on my money?+
The headline rate is 2.25%, and the rate type is variable, so it can move rather than staying locked. Cash held in the account earns 3.25%. The site headline rate median is 3%, so this sits below the middle of the market on that measure.
Can I get at my money quickly?+
Access terms are Daily available, no notice period, so there is no notice period to serve. The account kind is easy access, which is the most common kind in the market at 75.2%. A fixed term account would suit someone happy to leave money alone, and those are a smaller share at 19.1%.
What can I actually invest in?+
Markets cover funds, so this is a fund based portfolio rather than a share dealing account. Portfolio options are esg and cash, giving an ESG tilt alongside cash. If you want to choose individual shares yourself, a trading platform is the better fit.
How do I get help if something goes wrong?+
Support runs on email, phone and help centre, so you can reach the team by email or phone as well as through the help centre. The help centre is the most common channel in this category at 79.6%. Phone support matches the site share of 74.4%.
Sources
- evergreen.de/hilfe checked September 26, 2026
Backs: Minimum investment, Portfolio types
- evergreen.de/impressum checked September 26, 2026
Backs: Headquarters, Investor protection, Legal entity, Regulators, Support channels, Licences
“Evergreen GmbH, Nikolaistraße 28-32, 04109 Leipzig”
- evergreen.de/kosten checked September 26, 2026
Backs: Management fee
- evergreen.de checked September 26, 2026
Backs: Markets
“Langfristig in Fonds investieren - Vermoegensaufbau”
- evergreen.de/impressum checked September 26, 2026
Backs: Deposit protection
- evergreen.de/kosten checked September 26, 2026
Backs: Account fee, Interest on cash, Minimum deposit, Pricing model, Monthly fee
“Bis zu 3,25 % Zinsen p.a. - Zinssparen”
- evergreen.de/vermoegensaufbau checked September 26, 2026
Backs: Audience
- evergreen.de/zinsen checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Rate type
“Zinssatz passt sich automatisch an die Marktlage an”
Compiled from 8 source pages, checked September 26, 2026. We did not open an account.
Related by the facts
Evergreen GmbH
Beginners in Germany starting a managed fund portfolio from a small amount.