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Eleving review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

It is a direct lender, the origination fee is 0 EUR (0% of the loan amount) on consumer loans, and borrowing runs over terms of 6 to 84.

Key facts

Best for
A Latvian personal loan, origination fee 0 EUR (0% of the loan amount) on consumer loans.
Loan amount
€100 to €20,000↗
Term
6 to 84 months↗
Arrangement fee
0 EUR (0% of the loan amount) on consumer loans↗
Funding time
Money in the account within 15 minutes after signing the contract↗
Lender type
Direct lender↗
Origination fee (%)
0%↗
Loan types
Personal, Car, Business↗
Legal entity
Eleving Group S.A.↗
Headquarters
Latvia↗
Support channels
Email, Phone, Help-centre↗
Features
Same-day funding
Official website
eleving.com

Facts checked September 26, 2026, 4 sources

Apps and profiles

Elsewhere
WikidataLinkedInyoutube.comfacebook.com

Pros and cons

Pros

  • The origination fee is 0 EUR (0% of the loan amount) on consumer loans, so nothing is added at setup.
  • Eleving is a direct lender, so no broker fee sits in the middle.
  • Car and business lending sit under the same group, so the same company can cover either.

Cons

  • Help covers email, phone and help centre, with no live chat listed.
  • The ceiling of €100 to €20,000 is modest next to Sofkredit at €12,000 to €300,000 and Creduma ES from from €12,000.
  • The group sits in Latvia, so this is a single market rather than a pan-European offer.
Eleving

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Scored 9.3 / 10 by SumCue.

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Who it suits

  • Latvian borrowers who want a personal loan and fast access to the cash.
  • People who would rather deal with the lender itself than a broker.
  • Borrowers covering a car or a business cost, since personal, car and business covers those too.

Who should look elsewhere

  • Anyone after a much larger sum: Sofkredit runs to €12,000 to €300,000 and Creduma ES starts at from €12,000.
  • Borrowers who need a peso loan, since Cashspace works at PHP 500 to PHP 25,000 in another market and currency.

How Eleving compares

Where Eleving is available

Available
Albania, Armenia, Botswana, Estonia, Georgia, Kenya, Latvia, Lesotho, Lithuania, Moldova, Namibia, North Macedonia, Romania, Tanzania, Uganda, Uzbekistan, Zambia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to borrow?+

There is no arrangement charge to set up a consumer loan, because the origination fee is 0 EUR (0% of the loan amount) on consumer loans. What you repay is interest on the amount you draw, so the cost turns on the rate offered and the term chosen. Borrowing runs over terms of 6 to 84 on amounts of €100 to €20,000.

How much can I borrow, and for how long?+

Amounts run €100 to €20,000 and terms run 6 to 84, so you size the repayment inside those limits. That suits a mid-sized cost such as a car repair or a kitchen more than a very large purchase. Anything bigger is a job for a lender that lends at a larger scale.

What kinds of loan are available?+

Eleving covers personal, car and business lending, so a personal loan, car finance and business borrowing sit under Eleving Group S.A., a group based in Latvia. The consumer loan is the product carrying the 0 EUR (0% of the loan amount) on consumer loans origination fee.

Who do I deal with, a broker or the lender?+

You deal with the lender. Eleving is a direct lender, and the group behind it is Eleving Group S.A., so no broker sits in the middle adding a fee. Help is separate from the lending decision: support runs on email, phone and help centre.

How do I get help once I have applied?+

Help runs on email, phone and help centre, so you can reach the team by email or phone, and there is a help centre for the basics. Live chat is not among the listed routes, and the contract you sign is the reference for the terms.

How do the loan amounts compare with the other lenders listed?+

Eleving's amounts run €100 to €20,000, at the smaller end of the lenders listed beside it. Creduma ES starts at from €12,000 and Sofkredit runs to €12,000 to €300,000, so both go further on size. Cashspace works in pesos at PHP 500 to PHP 25,000, so the currency matters there as much as the amount.

Sources

  • eleving.com checked September 26, 2026

    Backs: Headquarters

    “52 Skanstes, Riga, Latvia, LV-1013”

  • eleving.com/company/governance checked September 26, 2026

    Backs: Legal entity

    “Eleving Group is headquartered in the Baltics, domiciled in Luxembourg, and operates in 18 markets”

  • eleving.com/company/products-and-markets checked September 26, 2026

    Backs: Lender type, Loan types

    “We operate in 18 countries and provide financing for vehicles, smartphones, and consumer loans”

  • mogo.lv checked September 26, 2026

    Backs: Loan amount, Features, Funding time, Arrangement fee, Origination fee (%), Support channels, Term

    “Apply for a loan of up to 20 000 EUR with a term of up to 7 years (amount slider 100-20 000 EUR)”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: APR, Credit check, Representative example.

Related by the facts

Eleving

Eleving

A Latvian personal loan, origination fee 0 EUR (0% of the loan amount) on consumer loans.

9.3/10See alternatives