Elantis S.A. review
Updated October 14, 2026 · SumCue Editorial Team
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Our verdict
Elantis is a Belgian credit company based in Liège that offers credit through a network of independent brokers. Visitors can calculate a monthly payment online, compare credit options and manage loans through a personal online area. The lending range includes home purchase, construction and renovation.
Key facts
- Best for
- Belgian borrowers comparing broker-led credit options for a home or renovation project.
- APR
- 12%↗
- Loan amount
- €5,601 to €20,000↗
- Term
- 42 to 84 months↗
- Arrangement fee
- 0 EUR - no dossier fee charged on a personal loan↗
- Credit check
- Hard↗
- Funding time
- Within 48h after Elantis receives the complete application file; decision by email within 24h↗
- Representative example
- Personal loan: TAEG 12% (fixed annual rate 12%) on EUR 5,601 over 42 months, 42 payments, monthly payment EUR 162.31, total repayable EUR 6,817.02↗
- Rate type
- Fixed↗
- Lender type
- Direct lender↗
- Eligibility
- Belgian resident aged 18 to 64, valid identity card, bank account in Belgium, regular income, not registered at the National Bank of Belgium credit register, private non-professional purpose only↗
- Origination fee (%)
- 0%↗
- Loan types
- Personal, Car, Secured↗
- Use cases
- Home-improvement↗
- Legal entity
- Elantis SA (RPM-TVA BE 0404.228.296)↗
- Headquarters
- Belgium↗
- Founded
- 1883↗
- Support channels
- Email, Phone, Help-centre↗
- Pricing model
- Fixed rate
- Official website
- elantis.be
Mortgages
- Purpose
- Purchase, Remortgage, Buy-to-let↗
Facts checked September 26, 2026, 7 sources
Apps and profiles
- Elsewhere
- facebook.com
Pros and cons
Pros
- Credit is offered across Belgium through independent brokers.
- The site provides an online monthly-payment calculator and an account area for loan management.
Cons
- Applications are broker-led and remain subject to credit assessment; the online calculator does not guarantee approval.
Who it suits
- People in Belgium comparing credit options for buying, building or renovating.
Credit purposes and broker network
Elantis offers credit for buying, building or renovating through independent brokers across Belgium.
Compare and manage
The site lets visitors calculate monthly payments and compare options, with loan management in an online personal area.
How Elantis S.A. compares
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Where Elantis S.A. is available
- Available
- Belgium
- Licence in Belgium
- SPF Economie, PME, Classes moyennes & Energie - Direction de l'Inspection Economique (Economic Inspection), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which company operates Elantis S.A.?+
Elantis S.A. is operated by Elantis SA (RPM-TVA BE 0404.228.296). (Source, checked September 26, 2026)
Where is Elantis S.A. based?+
Elantis S.A. is based in Belgium. (Source, checked September 26, 2026)
When was Elantis S.A. founded?+
Elantis S.A. was founded in 1883. (Source, checked September 26, 2026)
How can I contact Elantis S.A. support?+
Elantis S.A. offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- elantis.be checked September 26, 2026
Backs: Headquarters, Loan types, Use cases
“Pret renovation travaux, pret piscine, pret terrasse, pret jardin, pret renovation energie”
- elantis.be/fr/a-propos checked September 26, 2026
Backs: Founded
- elantis.be/fr/credit-hypothecaire checked September 26, 2026
Backs: Purpose
- elantis.be/fr/faq/dois-je-payer-des-frais-de-dossier-pour... checked September 26, 2026
Backs: Arrangement fee, Origination fee (%)
- elantis.be/fr/faq/quelles-conditions-remplir-pour-sollici... checked September 26, 2026
Backs: Credit check, Eligibility
- elantis.be/fr/mentions-legales checked September 26, 2026
Backs: Legal entity, Lender type, Support channels, Licences
- elantis.be/fr/produit/pret-personnel checked September 26, 2026
Backs: Loan amount, APR, Funding time, Pricing model, Rate type, Representative example, Term
“taux debiteur annuel fixe : 12%”
Compiled from 7 source pages, checked October 14, 2026. We did not open an account.
Elantis S.A.
Belgian borrowers comparing broker-led credit options for a home or renovation project.