Updated October 13, 2026 · SumCue Editorial Team
EasyEquities vs Moneyfarm
EasyEquities
Moneyfarm
Higher score in this comparison
EasyEquities vs Moneyfarm: the differences
| Compare | EasyEquitiesReviewSee alternativesSee alternatives | MoneyfarmReviewSee alternativesSee alternatives |
|---|---|---|
| Minimum deposit | ZAR 0 | £500 |
| Markets | Stocks, ETFs, Crypto | Stocks, ETFs, Bonds, Funds |
| Currency conversion fee | 0.5%Lower | 0.7% |
| Deposit and withdrawal fees | Deposits free; withdrawal fee not listed | Free deposits and withdrawals |
| Stock trade fee | Not confirmed | £3.95 |
| Regulators | Not confirmed | Financial Conduct Authority |
| Investor protection | Not confirmed | FSCS up to GBP 85,000 |
| Platforms | EasyEquities App | Not confirmed |
| Account types | Not confirmed | ISA, SIPP |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Key differences
- Moneyfarm is available in 1 more country.
- Currency conversion fee is lower at EasyEquities: 0.5% vs 0.7%.
- Markets: only EasyEquities offers Crypto.
- Markets: only Moneyfarm offers Bonds, Funds.
- Support channels: only Moneyfarm offers Email, Phone, Chat.
- Pricing model: only EasyEquities offers Low fees.
- Pricing model: only Moneyfarm offers No monthly fee.
Our verdict on each
EasyEquities
For beginners wanting guided share ownership, EasyEquities is an investment platform joining more than 2.7 million investors across shares, ETFs, crypto and property. The trade off is South African roots and online led management, which requires comfort selecting market assets and accepting value movements.
Moneyfarm
Moneyfarm suits UK savers who want a managed portfolio or a Cash ISA under one brand, and it charges a management fee of 0.1% to 0.45% rather than nothing. The trade-off is a £500 starting amount and a £3.95 charge on stock trades.
Score breakdown
| Area | EasyEquities | Moneyfarm |
|---|---|---|
| Cost | 9.3Higher | 9.2A management fee of 0.1% to 0.45% a year plus £3.95 per stock trade, while the site median is 0.35%. |
| Offer | 8.4 | 9.7Higher |
| Trust | Not confirmed | 8.7 |
Positions in our rankings
| Ranking | EasyEquities | Moneyfarm |
|---|---|---|
| Savings | 1071 of 1492 | 381 of 1492 |
| Investing | 446 of 654 | 172 of 654 |
| Stock and ETF brokers | 279 of 358 | 128 of 358 |
| Cash ISAs | 11 of 11 | 5 of 11 |
What each covers
| Markets | EasyEquities | Moneyfarm |
|---|---|---|
| Stocks | Yes | Yes |
| ETFs | Yes | Yes |
| Crypto | Yes | No |
| Bonds | No | Yes |
| Funds | No | Yes |
A third option
Bitpanda has currency conversion fee at 0%, against 0.5% for EasyEquities and 0.7% for Moneyfarm.
Bitpanda reviewWhat we checked
EasyEquities
- easyequities.co.za: 9 facts, checked September 26, 2026
Moneyfarm
- moneyfarm.com: 12 facts, checked September 26, 2026
Every fact side by side
| Fact | EasyEquities | Moneyfarm |
|---|---|---|
| Features | Crypto, Fractional shares, Mobile app | Not confirmed |
| Pricing model | Low fees | No monthly fee |
| Legal entity | First World Trader (Pty) Ltd t/a EasyEquities | MFM Investment Ltd |
| Headquarters | Not confirmed | United Kingdom |
| Support channels | Help centre | Email, Phone, Help centre, ChatCovers more |
Savings
| Fact | EasyEquities | Moneyfarm |
|---|---|---|
| Headline rate | Not confirmed | 3.87% |
| Rate type | Not confirmed | Variable |
| Deposit protection | Not confirmed | FSCS up to GBP 85,000 |
| Access terms | On-demand access: withdraw any time, though withdrawals do not restore TFSA contribution limits | Flexible Cash ISA: up to 3 withdrawals or transfers out per year, top up anytime |
| Monthly fee | ZAR 0 | £0 |
| Account kind | ISA | ISA |
Where each stands against the rest
| Fact | EasyEquities | Moneyfarm | Median |
|---|---|---|---|
| Stock trade fee | Not confirmed | £3.95above the median | £0 |
| Currency conversion fee | 0.5%above the median | 0.7%above the median | 0.4% |
Median across 77 listed providers.
Pros and cons
EasyEquities
Pros
- Covers local and international shares alongside ETFs for broad theme exposure
- Includes crypto access and fractional property with rental income potential
- Offers bundles and customised plans managed by professional money managers
Cons
- South African positioning in Rands and Dollars limits European everyday relevance
- Online led model expects confidence using tools and research independently
Moneyfarm
Pros
- The monthly fee is £0, so there is no monthly account charge to plan around.
- The Cash ISA pays a variable rate of 3.87%, where the site median is 3%.
- Money in and out is listed as Free deposits and withdrawals, so no charge applies to funding or taking money out.
Cons
- Trading is a paid extra: a stock trade costs £3.95, where the median across the site is €0.
- The minimum investment of £500 sits well above the typical starting amount on the site, which is €25.
- The management fee of 0.1% to 0.45% runs every year, where eToro and Empower Personal Dashboard list fees of 0% and 0%.
Who each suits
EasyEquities
Who it suits
- New investors seeking simple share ownership
- People building diverse long term portfolios
Who should look elsewhere
- People uncomfortable managing market based investments themselves
Moneyfarm
Who it suits
- People who want a variable Cash ISA paying 3.87% alongside a managed portfolio, and who are comfortable with a management fee where eToro lists 0%.
- Investors holding £500 or more who want both ISA and SIPP options, with the minimum investment at Axos Invest set at $100.
- Readers who care more about a free monthly fee and free deposits than about a fee-free management platform, since Empower Personal Dashboard lists a management fee of 0%.
Who should look elsewhere
- Anyone who will not pay a management fee, since eToro and Empower Personal Dashboard list fees of 0% and 0%.
- People who need a smaller opening amount than £500, who may find the $100 minimum investment at Axos Invest a closer fit.
- Savers who want a rate locked for a term, since the Moneyfarm Cash ISA is variable and follows the market.
Country by country
| Country | EasyEquities | Moneyfarm |
|---|---|---|
| Italy | No | Yes |
| South Africa | Yes | No |
| United Kingdom | No | Yes |
Questions about each
EasyEquities
What does EasyEquities offer?+
EasyEquities provides an online investment platform covering local and international shares and ETFs that follow market themes. It also runs EasyCrypto for crypto assets, fractional interests in selected property and bundles looked after by professional managers. Research tools and customised plans support portfolio choices.
Where does EasyEquities operate?+
EasyEquities operates from South Africa and supports investing in Rands and Dollars across local and international markets. The platform serves more than 2.7 million investors who build portfolios from that base. European use therefore involves cross border market access rather than a domestic high street service.
Moneyfarm
What does Moneyfarm charge for managing my money?+
Moneyfarm charges a management fee of 0.1% to 0.45% a year on the ISA and SIPP accounts, which is the main ongoing cost. The monthly fee is £0, so there is no monthly account charge. eToro, by contrast, lists a management fee of 0%.
What rate does the Moneyfarm Cash ISA pay?+
The Cash ISA pays a headline rate of 3.87%, and the rate type is variable, so the figure tracks the market rather than being locked for a term. For context, the site median is 3% and the upper quartile is 4.15%.
Other options to compare
Other matchups
EasyEquities
Moneyfarm