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Credityes MX review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Credityes MX is a Mexican loan marketplace for adults who need money the same day and will accept a wide rate band. It suits a borrower wanting fixed instalments over 3 to 36 and a payout within a short window, not one who wants a named bank or a phone line.

Key facts

Best for
Same-day Mexican borrowing with a soft prequalification and fixed instalments.
APR
0% to 38%↗
Loan amount
MX$1,000 to MX$200,000↗
Term
3 to 36 months↗
Arrangement fee
0 MXN - no charge for using the service↗
Credit check
Soft prequal↗
Funding time
Money received on your card within 30-40 minutes after a lender accepts the application↗
Representative example
$10,000 borrowed at a 12% annual rate over 6 months: monthly payment $1,732.98, total repayment $10,397.88, total CAT 12.001%↗
Rate type
Fixed↗
Lender type
Marketplace↗
Eligibility
Must be Mexican, aged 18-70, hold a CLABE bank account (18 digits), plus email and mobile phone↗
Origination fee (%)
0%↗
Loan types
Personal, Payday↗
Credit needed
Poor↗
Legal entity
SIA DOAFF↗
Headquarters
Latvia↗
Support channels
Email↗
Pricing model
Fixed rate
Features
Same-day funding
Official website
credityes.com.mx

Facts checked September 26, 2026, 2 sources

Pros and cons

Pros

  • Loan sizes run MXN 1,000 to MXN 200,000, so one form covers both a small bridge and a larger cost.
  • Rates are fixed, fixed, so the instalment stays put while you repay it.
  • A soft prequalification, soft prequal, suits applicants with a poor credit profile, poor.
  • Only 30.8% of the lenders on the site offer same-day funding, which Credityes MX does, same day funding.
  • Personal and payday lending sit under one marketplace, personal and payday, so a short bridge and a longer loan both run through the same form.

Cons

  • The upper end of 0% to 38% sits above the median rate across the site, 15.5%, so the same application can cost very differently depending on which lender accepts.
  • Phone is not among its support channels, email, so a query about a payment already taken has to be written and answered in writing.
  • SIA DOAFF is based in Latvia, so the contract and any dispute sit with an overseas company rather than a local bank.
  • Same-day funding, same day funding, leaves little room to compare a second offer once a lender has accepted.
Credityes MX

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Scored 8.7 / 10 by SumCue.

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Who it suits

  • Mexican adults with a CLABE account, an email address and a mobile number who need money within a short window.
  • Borrowers with a poor credit profile, poor, who are comfortable with a matched lender setting the rate.
  • Anyone who wants a fixed instalment planned over 3 to 36 rather than an open-ended balance.

Who should look elsewhere

  • Not for anyone who wants one named counterparty rather than a matched lender: Creduma ES starts at from €12,000, while the counterparty here is whichever lender accepts and support runs on email.
  • Not for the cheapest borrowing on paper: Sofkredit runs 10.74% to 18.06%, which sits below the top of Credityes MX's 0% to 38%.
  • Not for a long repayment: terms stop at 3 to 36, and Cashspace at PHP 12 to PHP 36 belongs to a different market rather than offering a longer product here.

Application and funding speed

Speed here comes from the payout rather than the application form. Once a lender accepts an application, the money reaches your card in a short window, with same-day funding the norm. Sums run MXN 1,000 to MXN 200,000 and terms run 3 to 36, so the quick pace holds for a small bridge. A larger or longer loan is the lender's call, and what changes first is the size of the monthly instalment, not the clock.

Rates and costs

There is no charge for using the service, 0 MXN - no charge for using the service, and no percentage taken at origination either, 0%. Interest is therefore the whole bill, and the advertised band on 0% to 38% is wide enough that the rate on your own offer matters more than the top of the range. The published representative example shows a modest loan on a short term at a modest annual rate, with total repayment sitting only a little above the amount borrowed. That profile suits someone who plans instalments rather than someone who expects a balance to shrink on its own.

Safety of your money

Confidence here rests on knowing who owes the money. Credityes MX is a marketplace, marketplace, so the lender that accepts your application becomes the counterparty on the contract. The representative example sets out fixed monthly repayments on a defined term, which keeps the balance predictable once agreed. Set that against the wider picture: the median retail loss percentage across the brands on the site is 70.15%, a fair reminder that short borrowing at a high rate is emergency money rather than a budget line.

Who runs it

The operator is SIA DOAFF, a company based in Latvia that works as a marketplace rather than a bank, so a Mexican borrower is contracting with an overseas entity. Getting hold of anyone is simple rather than generous: support runs on email, which means a query about a payment already taken has to be written and answered in writing, with no other channel listed to escalate to.

How Credityes MX compares

Where Credityes MX is available

Available
Mexico

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Does Credityes MX charge a fee for arranging a loan?+

No. Using the service is free, 0 MXN - no charge for using the service, and there is no percentage charge on origination either, 0%. The only cost is the interest charged by the lender you are matched with, so an expensive quote is a rate question rather than a hidden fee question. Read the offer you receive instead of assuming something sits behind it.

What interest rate will I be offered?+

The advertised range is 0% to 38%, wide enough that the outcome depends on which lender takes your application. Rates are fixed, fixed, so once an offer is accepted the instalment does not drift during the term. The figure that matters is the one in your own offer, not the top of the range shown for the brand.

How fast do I get the money?+

Same-day funding is the pattern here, same day funding. Once a lender accepts your application, the money reaches your card in a short window. Nothing arrives before acceptance, so the clock starts when a lender agrees rather than when you submit the form, and an application that is turned down never starts it.

How much can I borrow, and over what term?+

Sums run MXN 1,000 to MXN 200,000 and terms run 3 to 36, with both set by the lender rather than by the service. A small payday loan and a larger personal loan, personal and payday, sit inside the same form, so the practical limit is what the matched lender will approve against your income. Ask for the instalment figure before you accept, not the headline amount.

What credit history do I need?+

A poor credit profile is within reach, poor. The check is a soft prequalification, soft prequal, so seeing an offer does not automatically mean a full search has been recorded. The lender that accepts can still set its own bar, and the rate in your offer will reflect it.

Who am I actually contracting with?+

Credityes MX is a marketplace, marketplace, so the lender that accepts your application is the party you owe, not the site itself. The operator is SIA DOAFF, based in Latvia, and it runs the matching rather than the lending. Read the contract names before you sign, because they decide who to approach if a payment fails.

Which types of loan are on offer?+

Two types, personal and payday. The payday option is the short bridge for a gap between paydays, and the personal option is the longer one for a larger cost. Both run at fixed rates, fixed, over terms of 3 to 36, so the practical difference is term and amount rather than how the rate behaves.

How do I get help if a payment goes wrong?+

Support runs on email, so a query about a missed or duplicated payment goes in by email and waits for a written reply. There is no phone line listed for the service, which makes it worth keeping your own record of each payment date and amount. A lender with a phone desk is easier to chase if a repayment fails.

Sources

  • credityes.com.mx checked September 26, 2026

    Backs: Loan amount, APR, Credit check, Credit needed, Eligibility, Features, Funding time, Loan types, Pricing model, Arrangement fee, Origination fee (%), Rate type, Representative example, Support channels, Term

    “Credityes no realiza cobro alguno por utilizar sus servicios y no otorga préstamos.”

  • credityes.com.mx/terms-and-conditions checked September 26, 2026

    Backs: Headquarters, Legal entity, Lender type

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Credityes MX

Credityes MX

Same-day Mexican borrowing with a soft prequalification and fixed instalments.

8.7/10Visit