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Credit Corporation Fiji review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

A Fiji direct lender offering personal, secured, car and business loans from from FJD 5,000 over 12 to 36, plus a fixed rate term deposit with no monthly charge. It suits borrowers there who can pledge collateral for a purchase such as home improvement.

Key facts

Best for
Fijian borrowers with collateral, plus savers who can lock money away for the term.
Loan amount
from FJD 5,000↗
Term
12 to 36 months↗
Arrangement fee
Establishment fee and legal cost applicable for all loans↗
Funding time
Credit decision within 24 working hours↗
Rate type
Fixed↗
Lender type
Direct lender↗
Eligibility
Individuals for personal use or sole proprietors or any size business, meeting borrowing requirements including collateral↗
Loan types
Personal, Secured, Car, Business↗
Use cases
Home-improvement↗
Headquarters
Fiji↗
Support channels
Phone, Email, Help-centre↗
Pricing model
No monthly fee, Fixed rate
Official website
creditcorp.com.fj

Savings

Access terms
Savings committed for the deposit term, no immediate access; interest paid monthly↗
Monthly fee
FJD 0↗
Account kind
Fixed↗

Facts checked September 26, 2026, 6 sources

Pros and cons

Pros

  • Loans from from FJD 5,000 over 12 to 36 sit alongside a term deposit that pays interest monthly.
  • Speed is stated plainly: Credit decision within 24 working hours.
  • The deposit runs on a fixed rate with no monthly charge.
  • Loan types span personal, secured and car, arranged in house as a direct lender.

Cons

  • Establishment fee and legal cost applicable for all loans applies to every loan, so smaller advances cost proportionally more.
  • Borrowing starts at from FJD 5,000, so anyone after a smaller sum should weigh Cashspace at PHP 500 to PHP 25,000.
Credit Corporation Fiji

Ready to try Credit Corporation Fiji?

Scored 9.3 / 10 by SumCue.

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Who it suits

  • Fijian individuals borrowing for personal use, and sole proprietors or businesses of any size, who can offer collateral.
  • Savers who can leave money untouched for a fixed term and still collect interest monthly.
  • Borrowers wanting one firm for a car loan, a business loan and home improvement work.

Who should look elsewhere

  • Anyone wanting a UK or European lender: Creduma ES works from from €12,000 and Sofkredit lends €12,000 to €300,000 in euro terms.
  • Borrowers after a smaller advance, who should start with Cashspace at PHP 500 to PHP 25,000.
  • People who need savings on demand, since the deposit is fixed.

Deposit protection

Credit Corporation is a direct lender, so a term deposit sits with the same business that writes the loans. A saver holds an unsecured claim on that business rather than a balance at a separate bank, so ask what recovery looks like if the firm cannot repay before committing funds.

The company behind it

Credit Corporation is headquartered in Fiji, which makes this a Pacific lender rather than a UK or European one, so the products, currency and collateral rules are local. Help runs through phone, email and help centre: a help centre for routine questions, email for documents and a phone line for live applications.

How Credit Corporation Fiji compares

Where Credit Corporation Fiji is available

Available
Fiji, Papua New Guinea, Solomon Islands, Vanuatu
Licence in Fiji
Pacific regulatory and supervisory bodies (including Central Banks), not named on the page, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to borrow?+

Every loan carries Establishment fee and legal cost applicable for all loans, so the cost of small borrowing is high in relative terms. The term deposit has no monthly charge and pays a fixed rate with interest credited monthly, so it is the cheaper side of the offer.

Who can borrow from Credit Corporation?+

Individuals borrowing for personal use, sole proprietors and businesses of any size can apply, alongside meeting borrowing requirements that include collateral. The secured personal loan runs from from FJD 5,000 over 12 to 36, so the money suits a planned purchase rather than a quick top-up.

How does the term deposit work?+

The deposit is a fixed account. Savings are committed for the term with no immediate access, and interest is paid monthly. There is no monthly charge, so the fixed rate is the only cost to weigh against what you could earn elsewhere.

Is my money protected?+

Credit Corporation is a direct lender, so a term deposit is a claim on the same business that issues the loans rather than a balance held at a bank. The oversight here sits with Pacific regulatory and supervisory bodies, including central banks, so confirm the named regulator and any protection before committing savings.

How fast is a decision?+

Turnaround is stated as Credit decision within 24 working hours. That covers the credit decision on the application rather than money landing in the account, so allow time for the establishment fee and legal costs in Establishment fee and legal cost applicable for all loans to be settled, and confirm disbursement with the lender.

What kinds of loan are there?+

personal, secured and car are all arranged by the same lender, with home improvement named as a use for the secured personal loan. The range suits a planned vehicle or renovation need, and business borrowers of any size can apply on the same basis with collateral.

Sources

  • creditcorp.com.fj checked September 26, 2026

    Backs: Headquarters, Loan types

    “FIJI HEAD OFFICE: SUVA (679) 330 5744”

  • creditcorp.com.fj/about checked September 26, 2026

    Backs: Lender type

    “Credit Corporation is a licensed and regulated non-bank financial institution in the South Pacific. As a leading lender”

  • creditcorp.com.fj/corporate-governance checked September 26, 2026

    Backs: Licences

  • creditcorp.com.fj/faqs checked September 26, 2026

    Backs: Eligibility, Funding time, Arrangement fee, Support channels

    “Individuals for personal use or sole proprietors or any size business can borrow money as long as they meet the requirements for borrowing including collateral”

  • creditcorp.com.fj/home-renovation-loan checked September 26, 2026

    Backs: Use cases

    “Home Renovation Loan - No need to put off repairs or improvements for the future”

  • creditcorp.com.fj/personal-term-deposit checked September 26, 2026

    Backs: Access terms, Account kind, Pricing model, Monthly fee, Rate type

    “A Term Deposit is a low risk high reward investment solution for savings you don't need immediate access to.”

  • creditcorp.com.fj/secured-personal-loan checked September 26, 2026

    Backs: Loan amount, Term

    “Secured Personal Loan - Loan amounts start from minimum $5,000”

Compiled from 7 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: APR, Credit check, Representative example.

Credit Corporation Fiji

Credit Corporation Fiji

Fijian borrowers with collateral, plus savers who can lock money away for the term.

9.3/10See alternatives