Credimo review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
Credimo serves mortgage lending and savings insurance exclusively through independent brokers after more than 50 years of activity. It is built for households that want personal advice and simple, clear choices for borrowing for a home and saving for later life.
Key facts
Savings
- Headline rate
- 1.5%↗
- Rate type
- Variable↗
- Minimum deposit
- €2,500↗
- Deposit protection
- EU DGS up to EUR 100,000↗
- Access terms
- Savings insurance (branch 26), premium deposits and partial surrenders at any time, top-ups from EUR 1,250, option 'Out' from EUR 25,000 start premium, contract ends 1 January after the 100th birthday↗
- Monthly fee
- €0↗
- Account kind
- Easy access↗
- Pricing model
- No monthly fee
Facts checked September 26, 2026, 4 sources
Pros and cons
Pros
- Works exclusively with independent brokers who advise on personal financial situations
- Brokers review products from different financial players and propose a fitting solution
- Focuses on savings insurance and mortgage credit with simple and clear choices
- Brings more than 50 years of experience in its chosen business model
Cons
- Available only through brokers, with no direct application route for households
- Covers only savings insurance and mortgage credit rather than wider finances
Who it suits
- Households wanting personal mortgage advice from a broker
- Savers seeking simple insurance based savings products
- Borrowers managing monthly payments within long term budgets
Who should look elsewhere
- People wanting direct purchase without broker contact
How Credimo compares
Where Credimo is available
- Available
- Belgium
- Licence in Belgium
- Insurance undertaking licence 1665, regulator not named on the page (stated as: toegelaten om aan verzekeringen te doen onder het nummer 1665) (1665), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What products does Credimo offer?+
Credimo provides savings insurance products and mortgage credit for homes. It keeps the range simple, clear and personal for different financial situations. Savings attracted through insurance support mortgage lending within its long term business model.
How do customers access Credimo products?+
Households reach Credimo only through independent brokers in their neighbourhood. The broker gives personal advice tailored to the specific situation and reviews products from different financial players. The broker then proposes the solution that fits the household.
Who is Credimo intended for?+
Credimo serves people who seek a mortgage for a dream home or a savings product for later life. It helps households that value personal contact and trusted guidance. Advice is shaped around individual financial circumstances rather than a standard package.
How long has Credimo followed its current approach?+
Credimo has followed the same broker led course for more than 50 years. It remains loyal to its clear model of savings insurance and mortgage credit. Growth is built together with independent brokers over the long term.
What should borrowers consider about repayments?+
A mortgage with Credimo involves monthly repayments as a long term commitment. Borrowers are encouraged to understand the options and choose consciously. The repayment should remain aligned with the financial situation now and in the future.
Sources
- credimo.be checked September 26, 2026
Backs: Headquarters, Legal entity, Support channels, Licences
“Credimo nv - Weversstraat 6-10 - 1730 Asse”
- credimo.be/nl/lenen/aankoop checked September 26, 2026
Backs: Maximum loan to value, Purpose
- credimo.be/nl/lenen/simulator checked September 26, 2026
Backs: Product fee
- credimo.be/nl/products/credo26-easy checked September 26, 2026
Backs: Access terms, Account kind, Deposit protection, Headline rate, Minimum deposit, Pricing model, Monthly fee, Rate type
Compiled from 4 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Initial rate, APRC, Fixed period.