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Commercial Bank CBclick review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Commercial Bank CBclick suits Qatar residents who want a salary transfer personal loan or an easy access savings account from a bank holding a Central Bank of Qatar licence. The personal loan carries an origination fee of 0 QAR, and the savings account carries a monthly fee of QAR 0.

Key facts

Best for
Salaried Qatar residents after a personal loan or an easy access savings account with no monthly fee.
Loan amount
QAR 400,000 to QAR 2,000,000↗
Term
48 to 72 months↗
Arrangement fee
0 QAR↗
Rate type
Variable↗
Lender type
Direct lender↗
Free early repayment
Yes↗
Eligibility
Qataris and expats in Qatar with a salary transfer; QID, valid passport for expats and a salary transfer letter required↗
Loan types
Personal↗
Legal entity
The Commercial Bank (P.S.Q.C)↗
Headquarters
Qatar↗
Founded
1974↗
Support channels
Phone↗
Pricing model
No monthly fee
Official website
cbq.qa

Savings

Headline rate
0.25% to 1%↗
Minimum deposit
QAR 500↗
Access terms
Instant access, no fixed term, withdraw anytime, Qatari Riyal only↗
Monthly fee
QAR 0↗
Account kind
Easy access↗

Personal insurance

Insurance types
Auto, Home, Travel, Life, Critical-illness↗
Provider type
Insurer↗
Excess from
QAR 0↗
Cover limit
Travel medical expenses up to USD 50,000↗
Claims channels
Phone, Email↗

Mortgages

Initial rate
3.45%↗
Maximum loan to value
80%↗
Purpose
Purchase, Remortgage, First-time-buyer, Buy-to-let, Equity-release↗

Credit cards

Card kind
Credit↗

Debit cards

Card type
Debit↗

Facts checked September 26, 2026, 13 sources

Apps and profiles

Elsewhere
LinkedInXcbq.com.qa

Pros and cons

Pros

  • The personal loan has an origination fee of 0 QAR and free early repayment is available, so clearing the balance early costs nothing extra.
  • Borrowing runs from QAR 400,000 to QAR 2,000,000 over 48 to 72, which suits larger one-off purchases rather than small emergency top-ups.
  • The savings account has a monthly fee of QAR 0 and a minimum deposit of QAR 500, with instant access and withdrawals at any time.
  • It lends as a direct lender, not a broker, and also writes mortgages, cards and general insurance, so one relationship covers several money needs.

Cons

  • Support runs on phone only, so there is no written channel listed for questions.
  • Borrowing covers personal only, with no other loan type listed for the same application.
Commercial Bank CBclick

Ready to try Commercial Bank CBclick?

Scored 9.3 / 10 by SumCue.

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Who it suits

  • Qatar residents who want easy access savings with instant withdrawals, no fixed term, a minimum deposit of QAR 500 and a monthly fee of QAR 0.
  • Borrowers or savers who prefer a bank that also writes mortgages, credit and debit cards and general insurance from one provider.

Who should look elsewhere

  • Cashspace suits applicants who cannot move a salary to a Qatari bank, since Cashspace lends from PHP 500 to PHP 25,000 while this personal loan needs a salary transfer.
  • Creduma ES works in euros with amounts of from €12,000, so it suits borrowers living outside Qatar rather than salary transfer customers in Qatar.
  • Sofkredit lends amounts of €12,000 to €300,000 in euros, while Commercial Bank CBclick lends QAR 400,000 to QAR 2,000,000 in Qatari Riyal against a salary transfer.

How Commercial Bank CBclick compares

Where Commercial Bank CBclick is available

Available
Qatar
Licence in Qatar
Central Bank of Qatar, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does a personal loan from this bank cost?+

The arrangement charge is an origination fee of 0 QAR and early repayment is free, so settling the balance sooner costs nothing extra. Borrowing runs from QAR 400,000 to QAR 2,000,000 over 48 to 72, and those two figures set the instalment.

How much can I borrow for a home?+

Mortgage lending covers purchase, remortgage and first time buyer, with a maximum loan to value of 80%, so a deposit is needed to reach the full property value. An initial rate of 3.45% is listed on one home campaign.

Is the money safe with this bank?+

The bank trades as The Commercial Bank (P.S.Q.C) and is licensed by the Central Bank of Qatar, the regulator recorded for Qatar. Savings balances are held in Qatari Riyal, and lending runs through the bank itself as a direct lender.

What does the savings account cost to keep?+

The monthly fee is QAR 0 and the minimum deposit is QAR 500, with instant access, no fixed term and withdrawals at any time. It is an easy access account that takes Qatari Riyal only.

Can I repay a personal loan early without a charge?+

Yes. Free early repayment applies to the personal loan, so clearing it early carries no charge. With an origination fee of 0 QAR, the cost of borrowing sits in the interest charged over 48 to 72 rather than in a settlement penalty.

What insurance comes from the same provider?+

General insurance covers auto, home and travel, handled by the bank as an insurer. Travel medical expenses are covered up to Travel medical expenses up to USD 50,000, and motor excess starts from QAR 0 on the policies.

Sources

Compiled from 13 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: APR, Credit check, Funding time, Representative example.

Commercial Bank CBclick

Commercial Bank CBclick

Salaried Qatar residents after a personal loan or an easy access savings account with no monthly fee.

9.3/10See alternatives