Updated September 28, 2026 · SumCue Editorial Team
CoinJar vs Travel Wallet
CoinJar
Travel Wallet
Higher score in this comparison
Where CoinJar and Travel Wallet differ
| Compare | CoinJarReviewVisitVisit | Travel WalletReviewSee alternativesSee alternatives |
|---|---|---|
| Monthly fee | A$0 | ₩0 |
| Currency conversion fee | 2.99% | 0%Lower |
| Top-up fee | 0% (no pre-loading; card spends directly from CoinJar account balance) | 0% exchange fee when topping up USD, EUR and JPY at the live rate (Travel Pay) |
| Cashback rate | 1%Higher | 0.3% |
| Card network | Mastercard | Visa |
| Free ATM withdrawals | Not confirmed | $500 |
| Currencies | Not confirmed | 46 |
| Custody | Custodial | Not confirmed |
Same on both: Card type (Prepaid).
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Key differences
- Travel Wallet scores higher overall: 9.5 vs 8.7.
- CoinJar is licensed in 2 more countries.
- CoinJar is available in 4 more countries.
- Currency conversion fee is lower at Travel Wallet: 0% vs 2.99%.
- Cashback rate is higher at CoinJar: 1% vs 0.3%.
- Support channels: only Travel Wallet offers Phone, Chat, Community.
- Features: only CoinJar offers Crypto, Custodial.
- Features: only Travel Wallet offers Multi currency, Travel.
Our verdict on each
CoinJar
CoinJar suits people who want a crypto exchange and a prepaid spending card in one place, and the card itself costs nothing to hold at AUD 0. Spending abroad is the weak spot, because conversion runs at 2.99% against a site median of 1%.
Travel Wallet
Travel Wallet is a prepaid multi-currency travel card built for people who want to hold and spend in several currencies without a monthly charge. Fees stay low, with a currency conversion fee of 0% and a monthly fee of KRW 0, which suits travellers paying for things in the currency of the country they visit.
Score breakdown
| Area | CoinJar | Travel Wallet |
|---|---|---|
| Cost | 8.8Card fees of AUD 0 and a currency conversion fee of 2.99% on spending, plus maker and taker fees of 0.1%. | 9.4HigherMonthly fee of KRW 0, currency conversion fee of 0% and free ATM withdrawals of $500. |
| Offer | 8.8 | 9.5HigherA prepaid visa card covering 46 currencies, with multi currency and travel features and cashback of 0.3%. |
| Trust | 8.6 | Not confirmed |
Pick CoinJar if, pick Travel Wallet if
Pick CoinJar if cashback rate matter most.
Pick Travel Wallet if cost, offer, and currency conversion fee matter most.
Where they rank in our lists
| Ranking | CoinJar | Travel Wallet |
|---|---|---|
| Credit and debit cards | 738 of 1594 | 139 of 1594 |
| Prepaid cards | 5 of 208 | 14 of 208 |
Availability and regulation
| Country | CoinJar | Travel Wallet |
|---|---|---|
| Australia | Not confirmed | |
| Ireland | Central Bank of Ireland (CBI) MiCA CASP 98450066Q3A1G1A4T786 | Not confirmed |
| South Korea | Not confirmed | |
| United Kingdom | Not confirmed |
Additional countries for CoinJar: 5. Additional countries for Travel Wallet: 1.
Where these facts come from
CoinJar
- coinjar.com: 6 facts, checked September 26, 2026
- support.coinjar.com: 4 facts, checked September 26, 2026
- esma.europa.eu: 2 facts, checked September 26, 2026
- coingecko.com: 1 fact, checked September 26, 2026
Travel Wallet
- apps.apple.com: 9 facts, checked September 26, 2026
- docs.channel.io: 3 facts, checked September 26, 2026
- travel-wallet.com: 1 fact, checked September 26, 2026
Every fact side by side
| Fact | CoinJar | Travel Wallet |
|---|---|---|
| Features | Crypto, Custodial | Multi currency, Travel |
| Audience | Business | Business |
| Legal entity | CoinJar Europe Limited | Travel Wallet Co., Ltd. ((주)트래블월렛), business registration number 6818700800 |
| Headquarters | Ireland | South Korea |
| Founded | 2013 | Not confirmed |
| Support channels | Email, Help centre | Email, Phone, Chat, Help centre, CommunityCovers more |
Crypto exchanges
| Fact | CoinJar | Travel Wallet |
|---|---|---|
| Taker fee | 0.1% | Not confirmed |
| Coins listed | 45 | Not confirmed |
| Regulators | Central Bank of Ireland, Financial Conduct Authority (UK), FinCEN (US), AUSTRAC, Central Bank of Ireland (CBI) | Not confirmed |
| Fiat deposit methods | Card, Bank, SEPA, Apple pay | Not confirmed |
| Maker fee | 0.1% | Not confirmed |
| Proof of reserves | Yes | Not confirmed |
| Withdrawal fee | Dynamic fee for crypto withdrawals to external addresses; no fee for AUD bank transfer or PayPal withdrawals | Not confirmed |
| Exchange type | Cex | Not confirmed |
Crypto wallets
| Fact | CoinJar | Travel Wallet |
|---|---|---|
| Wallet type | Mobile | Not confirmed |
| Price | €0 | Not confirmed |
| Coins supported | 45 | Not confirmed |
Where each stands against the rest
| Fact | CoinJar | Travel Wallet | Median |
|---|---|---|---|
| Currency conversion fee | 2.99%highest quarter | 0%below the median | 1% |
| Free ATM withdrawals | Not confirmed | $500highest quarter | $0 |
| Cashback rate | 1%below the median | 0.3%lowest quarter | 2% |
| Currencies | Not confirmed | 46highest quarter | 8 |
Median across 336 listed providers.
Pros and cons
CoinJar
Pros
- Card fees of AUD 0 keep holding the card free, and the top-up fee is charged at nothing because there is no pre-loading, the card spends straight from the CoinJar account balance
- Crypto rewards pay 1% cashback on card spend
- Fiat money arrives by card, bank and sepa
Cons
- Conversion costs 2.99% on the card, above the site median of 1%
- Crypto moves to external addresses carry a dynamic fee, while AUD bank transfer and PayPal withdrawals cost nothing
- Support runs on email and help centre only
Travel Wallet
Pros
- Monthly fee of KRW 0 for the prepaid account, first on monthly fee among the brands compared.
- Currency conversion fee of 0%, ranked 1 of 258 on this measure.
- Free ATM withdrawals of $500, so you can still get local cash abroad.
Cons
- It is a prepaid card on the visa network, so the balance has to be loaded before you spend rather than held as working money.
- The account is listed for a business audience (business), so it is a different shape of product from a card for personal daily spending.
- Cashback sits at 0.3%, below what a rewards credit card could offer on everyday spending.
Who each suits
CoinJar
Who it suits
- People already holding crypto who want a prepaid Mastercard for shop spending
- Business users, as CoinJar lists business as its audience
- Anyone who wants a custodial setup with proof of reserves
Who should look elsewhere
- Wise or bunq, if low conversion fees on everyday spending matter more than crypto rewards
- Self-custody users, because CoinJar holds coins for you under custodial
- Varo Believe Secured Credit Card, which is a credit card rather than a prepaid card
Travel Wallet
Who it suits
- Travellers who want to hold and spend in the currency of the country they are visiting.
- Business users paying suppliers and staff in other currencies.
- Anyone who wants a prepaid card with no monthly charge and no currency conversion fee.
Who should look elsewhere
- Anyone wanting a UK deposit protection scheme, since the licences here are Korean registrations rather than UK ones.
- People who want a rewards-heavy credit card for everyday spending.
- Those who need an overdraft or a credit line, as this is a prepaid card.
Current offers
CoinJar
Current offer
Bonus
Free physical CoinJar Card: $0 card issuance (digital and physical)
Card issuance fee is $0 for digital and physical CoinJar Card; a 1% purchase fee applies and is returned as CoinJar Rewards points; card available in Australia only
Source, checked September 26, 2026
Travel Wallet
Current offer
Bonus
Woori Travel Wallet card rewards: 0.3% rewards on all domestic and overseas payments
Apply for the Woori Travel Wallet card in the app (version 4.0.0+); overseas payment fee free, worldwide ATM cash withdrawal and contactless transport card function included; card issued in partnership with Woori Bank
Source, checked September 26, 2026
Country by country
| Country | CoinJar | Travel Wallet |
|---|---|---|
| Australia | Yes | No |
| Germany | Yes | No |
| Ireland | Yes | No |
| South Korea | No | Yes |
| United Kingdom | Yes | No |
| United States | Yes | No |
Questions about each
CoinJar
What does the CoinJar Card cost to hold?+
The monthly fee is AUD 0. There is no pre-loading, so the top-up fee is charged at nothing and the card spends directly from your CoinJar account balance. The card runs on the mastercard network, so it is prepaid rather than a credit card.
How much does it cost to convert currency on the card?+
Conversion costs 2.99%. That sits above the site median of 1%, and CoinJar ranks 218 of 258 brands on this measure. Readers who convert often should weigh that gap against the 1% cashback on card spend.
Travel Wallet
What does Travel Wallet cost to hold?+
The monthly fee is KRW 0, which ranks it 1 of 422 on monthly fee among the brands compared. Top-ups of US dollars, euros and Japanese yen carry no exchange fee when done at the live rate, so loading the card does not eat into your travel money.
Is there a currency conversion fee?+
The currency conversion fee is 0%, and that puts Travel Wallet at rank 1 of 258 on this measure. You hold and spend in 46 currencies from one card, so the usual travel markup on exchanging money is not the main cost here.
Other options to compare
Other matchups
CoinJar
Travel Wallet