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Travel Wallet review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Travel Wallet is a prepaid multi-currency travel card built for people who want to hold and spend in several currencies without a monthly charge. Fees stay low, with a currency conversion fee of 0% and a monthly fee of KRW 0, which suits travellers paying for things in the currency of the country they visit.

Key facts

Best for
Travellers and business users who want a prepaid multi-currency card with no monthly fee.
Monthly fee
₩0↗
Currency conversion fee
0%↗
Free ATM withdrawals
$500↗
Card type
Prepaid↗
Top-up fee
0% exchange fee when topping up USD, EUR and JPY at the live rate (Travel Pay)↗
Cashback rate
0.3%↗
Card network
Visa↗
Currencies
46↗
Legal entity
Travel Wallet Co., Ltd. ((주)트래블월렛), business registration number 6818700800↗
Headquarters
South Korea↗
Support channels
Email, Phone, Chat, Help-centre, Community↗
Features
Multi-currency, Travel
Audience
Business
Official website
travel-wallet.com

Facts checked September 26, 2026, 4 sources

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
instagram.comblog.naver.com

Pros and cons

Pros

  • Monthly fee of KRW 0 for the prepaid account, first on monthly fee among the brands compared.
  • Currency conversion fee of 0%, ranked 1 of 258 on this measure.
  • Free ATM withdrawals of $500, so you can still get local cash abroad.
  • Card works on the visa network across 46 currencies, and top-ups of US dollars, euros and yen carry no exchange fee at the live rate.

Cons

  • It is a prepaid card on the visa network, so the balance has to be loaded before you spend rather than held as working money.
  • The account is listed for a business audience (business), so it is a different shape of product from a card for personal daily spending.
  • Cashback sits at 0.3%, below what a rewards credit card could offer on everyday spending.
Travel Wallet

Ready to try Travel Wallet?

Scored 9.5 / 10 by SumCue.

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Who it suits

  • Travellers who want to hold and spend in the currency of the country they are visiting.
  • Business users paying suppliers and staff in other currencies.
  • Anyone who wants a prepaid card with no monthly charge and no currency conversion fee.

Who should look elsewhere

  • Anyone wanting a UK deposit protection scheme, since the licences here are Korean registrations rather than UK ones.
  • People who want a rewards-heavy credit card for everyday spending.
  • Those who need an overdraft or a credit line, as this is a prepaid card.

How Travel Wallet compares

Where Travel Wallet is available

Available
South Korea
Licence in South Korea
Government of the Republic of Korea (prepaid electronic payment instrument issuance and management business) (02-002-00070), checked September 26, 2026
Licence in South Korea
Government of the Republic of Korea (currency exchange business registration) (010A01727), checked September 26, 2026
Licence in South Korea
Government of the Republic of Korea (overseas remittance business registration) (2018-12), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Travel Wallet cost to hold?+

The monthly fee is KRW 0, which ranks it 1 of 422 on monthly fee among the brands compared. Top-ups of US dollars, euros and Japanese yen carry no exchange fee when done at the live rate, so loading the card does not eat into your travel money.

Is there a currency conversion fee?+

The currency conversion fee is 0%, and that puts Travel Wallet at rank 1 of 258 on this measure. You hold and spend in 46 currencies from one card, so the usual travel markup on exchanging money is not the main cost here.

Who regulates Travel Wallet?+

Travel Wallet is licensed by the Government of the Republic of Korea, which registers it for prepaid electronic payment instrument issuance and management, for currency exchange business and for overseas remittance. The operator is Travel Wallet Co., Ltd. and the service is built for users in the Republic of Korea.

Can I get cash from ATMs while travelling?+

Yes. Free ATM withdrawals come to $500, which is rank 7 of 124 on this measure. So a trip that needs local currency is covered, though the ranking shows many competing cards offer more.

What kind of card is it?+

It is a prepaid card on the visa network, so you top up a balance first and then spend from it. There is no credit line, which means nothing is owed if the balance runs out.

How many currencies can I hold?+

The card covers 46 currencies, with multi-currency and travel features built in. The app store listing describes it for a business audience, so it works well for paying staff and suppliers abroad.

What rewards are on offer?+

Cashback of 0.3% is offered on the card. That is a modest return, and if rewards are your priority a cashback credit card would likely pay more on everyday spending.

How do I get help?+

Support runs on email, phone and chat, so you can reach the team by email, phone, chat, the help centre or the community. A phone line and a help centre are both there when a card is blocked while you are abroad.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Protection.

Travel Wallet

Travel Wallet

Travellers and business users who want a prepaid multi-currency card with no monthly fee.

9.5/10See alternatives