CE-Baufinanz review

The listed APRC is 3.78% and the initial rate is 3.66%, held for 5 years. The product fee is €0, so there is no arrangement charge to add to the first payment. Support on email and phone can walk through what the rate covers.

The rate is fixed for 5 years, and on the site ranking CE-Baufinanz sits at 157 of 273 brands for fixed period. That is short, so compare the 3.78% with brokers offering a longer lock before you commit.

The legal entity behind the brand is CE-Baufinanz GmbH, listed as a property loan broker with the Industrie- und Handelskammer Hamburg, with supervision from the Hamburg authority for consumer protection, trade and environment. The firm was founded in 2014 and works from DE.

The stated purposes are purchase, remortgage and buy to let, which covers a home purchase, a remortgage and buy-to-let lending. The firm works from DE, so the range is aimed at a single market. Compare it with other property brokers and direct lenders rather than with current account or savings providers.

Support runs on email and phone: email and phone, with no chat route listed. Email suits document questions, while the phone line suits anything urgent before completion. The legal entity behind the brand is CE-Baufinanz GmbH, so use that name in any written complaint.

Prestalo lists an initial rate of 2.36%, below the 3.66% here, and Creditilia ES lists 4%. Sofkredit's range of 8% to 14% sits above both, so the headline rate alone is not the deciding factor: check the APRC, the fee and the fixed period together.

The register entry describes a property loan intermediary under CE-Baufinanz GmbH, so the terms you are quoted come through the broker and the lender named in the offer. The product fee of €0 is the broker's own charge. Support runs on email and phone if you want that routing explained before you apply.