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Cashspace MX review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Cashspace MX is a personal loan broker for Mexican borrowers, with an origination fee of 0 MXN and same-day funding for most approved applicants. It suits adults funding home improvements who want speed over a longer repayment plan, and a hard credit check is part of the deal.

Key facts

Best for
Borrowing in Mexico for home improvements with same-day funding and no origination fee.
Loan amount
MX$1,000 to MX$150,000↗
Arrangement fee
0 MXN↗
Credit check
Hard↗
Funding time
Same day, most approved applicants (money can arrive in 5 minutes)↗
Lender type
Broker↗
Eligibility
18 years and older; lenders generally accept 18-65↗
Origination fee (%)
0%↗
Loan types
Personal↗
Credit needed
Poor↗
Use cases
Home-improvement↗
Legal entity
Fininity OÜ↗
Headquarters
Estonia↗
Support channels
Email, Help-centre↗
Features
Same-day funding
Official website
cashspace.mx

Facts checked September 26, 2026, 4 sources

Pros and cons

Pros

  • No origination fee, in pesos or as a percentage, at 0 MXN and 0%
  • Same-day funding for most approved applicants, and same day funding
  • Borrowers with imperfect credit: the stated credit need is poor
  • A broker, so offers come from lenders rather than a single balance sheet

Cons

  • A hard credit check at hard, which leaves a visible record on the file
  • Personal loans only, listed as personal
  • Support runs on email and help centre only
Cashspace MX

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Scored 8.8 / 10 by SumCue.

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Who it suits

  • Adults in Mexico borrowing to pay for home improvements
  • People who need the cash the same day most of the time
  • Borrowers with patchy credit who still qualify with a hard check

Who should look elsewhere

  • Anyone who wants a loan without a hard credit check on file
  • Borrowers outside Mexico, since the market here is a single one
  • People who need a range of loan types, as only personal are offered

Who runs it

Cashspace MX is run by Fininity OÜ, registered in Estonia, and it works as a broker rather than a lender in its own right. That means applications are matched to lenders. Anyone applying deals with the service through email and help centre, so a self-service help centre and email are the main routes to a person.

How Cashspace MX compares

Where Cashspace MX is available

Available
Mexico

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Does Cashspace MX charge any fee to take out a personal loan?+

No fee is charged for setting the loan up. The origination fee is 0 MXN, and the fee charged as a percentage is 0%. That makes the cost of borrowing here about the rate you are offered rather than a upfront charge.

How quickly does the money arrive?+

Funding is same day for most approved applicants, and same day funding is the headline. Some approved cases can see the money in a matter of minutes, though timing depends on the lender that takes the application.

What credit check do I need to pass?+

Applications carry a hard credit check, so a decision is based on your full credit file and the search stays on your record. The stated credit need is poor, which means the service is aimed at people whose history is not spotless.

How much can I borrow?+

Loans run from MXN 1,000 to MXN 150,000 in Mexican pesos. The range covers everything from a small top-up to a larger renovation, and the amount actually approved depends on the lender that responds to your application.

Am I old enough to apply?+

Eligibility starts at 18 years and older; lenders generally accept 18-65, so you must be an adult. Lenders on the platform generally accept applicants across a wide adult age span, and being an adult is the first filter before any credit view.

Who actually lends the money?+

Cashspace MX is a broker, not the lender. Your application is passed to lending partners who set the final rate and terms, which is why the approval and the rate depend on which lender picks up your application.

What can I use the loan for?+

The listed use is home improvement, so this money is aimed at improving a home rather than general spending. If you need the loan for something else, expect the lenders to steer you elsewhere.

How do I get help if something goes wrong?+

Support runs on email and help centre, meaning a self-service help centre and email. There is no phone line in that list, so complex queries go through email and may take longer to resolve.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: APR, Term, Representative example.

Cashspace MX

Cashspace MX

Borrowing in Mexico for home improvements with same-day funding and no origination fee.

8.8/10Visit