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Cashper.dk review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Cashper.dk lends directly as Bank DiMare Limited, a Danish personal loan aimed at short, fixed-rate borrowing. It suits residents who want a small sum over a handful of months rather than a long loan, and a guarantor route covers those with a co-signer. Its rate of 24.31% sits well above the site median of 15.5%.

Key facts

Best for
Danish adults covering a small short-term expense with a guarantor in hand.
APR
24.31%↗
Loan amount
DKK 3,000 to DKK 20,000↗
Term
3 to 6 months↗
Credit check
None↗
Funding time
Loan approved within 5 minutes; credit paid out after the applicant and guarantor register and identify with MitID↗
Representative example
Loan of 3,000 kr. over 6 months: fixed nominal rate 21.96%, 533 kr. per month, total repayment 3,195.06 kr., total cost 24.31%↗
Rate type
Fixed↗
Lender type
Direct lender↗
Free early repayment
Yes↗
Eligibility
At least 18 years old, Danish citizen resident in Denmark, Danish phone number, Danish bank account, able to document a stable economy↗
Loan types
Personal, Guarantor↗
Legal entity
Bank DiMare Limited↗
Headquarters
Malta↗
Support channels
Phone, Email, Help-centre↗
Pricing model
Fixed rate
Official website
cashper.dk

Facts checked September 26, 2026, 4 sources

Pros and cons

Pros

  • Lends directly as Bank DiMare Limited, with no middleman in the decision
  • No credit check, so a past credit record does not rule the door
  • Free early repayment, so settling early costs nothing extra
  • Fixed rate, which keeps monthly payments predictable

Cons

  • APR of 24.31% is high against a site median of 15.5%
  • Repayment runs over 3 to 6, far shorter than the site median of 36
  • Requires a Danish phone number, Danish bank account and documented stable economy

Ready to try Cashper.dk?

Scored 9.1 / 10 by SumCue.

See alternatives

Who it suits

  • Danish citizens resident in Denmark
  • Borrowers with a guarantor ready to sign
  • Anyone wanting a fixed rate and no credit check

Who should look elsewhere

  • Those needing a long loan, since the term is 3 to 6
  • Borrowers outside Denmark, as eligibility is for Danish residents
  • Readers after a low rate, since APR runs at 24.31% against a site median of 15.5%

How Cashper.dk compares

Where Cashper.dk is available

Available
Denmark, Malta
Licence in Malta
Malta Financial Services Authority, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate does Cashper charge on a loan?+

The stated rate is 24.31%, on a fixed basis. Borrowings run from DKK 3,000 to DKK 20,000 and are repaid over 3 to 6. Repayments are made monthly in Danish kroner, and the rate does not move during the loan.

How much can I borrow and for how long?+

Loans run from DKK 3,000 to DKK 20,000. The term is 3 to 6, so this is a short borrowing rather than a long instalment plan. Larger sums or longer periods need a different lender.

Does Cashper run a credit check?+

There is no credit check, so a past credit record does not stop an application on its own. The lender still asks you to document a stable economy, and a Danish bank account and phone number are needed.

Who can apply and what do they need?+

Applicants must be adults, Danish citizens resident in Denmark, and able to document a stable economy. You also need a Danish phone number and a Danish bank account. Payout follows once you and any guarantor register and identify with MitID.

How fast do I get the money?+

A loan can be approved within a few minutes of applying. The money arrives after you and your guarantor have registered and identified with MitID, so speed depends on that step being completed.

Can I repay the loan early?+

Early repayment is free, so clearing the balance sooner does not add extra cost. The loan is a fixed-rate personal loan, and a guarantor option is offered alongside the standard route.

Who is behind Cashper?+

Cashper lends directly as Bank DiMare Limited, with the entity registered in Malta. It sits under the Malta Financial Services Authority in that country, so the lender is not a Danish bank.

How do I get help?+

Support runs on phone, email and help centre, so you can reach a person by phone or email, or work through the help centre. Questions about eligibility, MitID identification and guarantor requirements can be raised the same way.

Sources

  • cashper.dk checked September 26, 2026

    Backs: APR, Credit check, Eligibility, Funding time, Legal entity, Lender type, Pricing model, Rate type, Representative example, Support channels, Term, Licences

    “Annual cost in percent (AOP) 24.31% - price example for a digital loan of 3,000 kr. over 6 months”

  • cashper.dk/om-cashper checked September 26, 2026

    Backs: Headquarters, Loan types

    “We are part of Bank DiMare Ltd, a banking authority with head office in Malta”

  • cashper.dk/partner-program checked September 26, 2026

    Backs: Loan amount

    “Loan terms: minimum amount 3,000 kr., maximum amount 20,000 kr.”

  • cashper.dk/sporgsmaal-og-svar checked September 26, 2026

    Backs: Free early repayment

    “If you are not behind on any of your instalments, you can at any time repay your loan early”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Arrangement fee.

Cashper.dk

Danish adults covering a small short-term expense with a guarantor in hand.

9.1/10See alternatives