Caribbean Microfinance Ltd review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
Caribbean Microfinance Ltd links personal borrowing to employment with partner employers in Trinidad and Tobago. For full time staff at participating workplaces, it gives a workplace defined route that calls for close checks on documents, eligibility and repayment capacity before choosing.
Key facts
- Best for
- Full time staff at participating employers seeking personal borrowing
- Term
- 3 to 18 months↗
- Funding time
- Approved within 24 hours and loan funds sent within 24 hours↗
- Lender type
- Direct lender↗
- Free early repayment
- Yes↗
- Eligibility
- Full time employees of Caribbean Microfinance partner employers in Trinidad and Tobago; must submit valid ID, job letter, most recent salary slip, 3 months bank statements and a utility bill if address differs↗
- Loan types
- Personal↗
- Legal entity
- Caribbean Microfinance Trinidad and Tobago Limited↗
- Headquarters
- Trinidad and Tobago↗
- Support channels
- Email, Phone, Help-centre↗
- Features
- Same-day funding
- Official website
- microfintt.com
Facts checked September 26, 2026, 3 sources
Pros
Pros
- Provides personal loans tied to employment with partner employers.
- Supports enquiries by email and phone alongside a help centre.
Who it suits
- Full time employees at participating workplaces
- People seeking borrowing through workplace ties
How Caribbean Microfinance Ltd compares
Where Caribbean Microfinance Ltd is available
- Available
- Trinidad and Tobago
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Who can apply for a loan?+
Eligibility is tied to full time work for participating employers. Applicants provide valid identification, a job letter, a recent salary slip, bank statements and a utility bill where addresses differ. Confirm participation with an employer before preparing paperwork.
Which areas does it serve?+
The offer centres on Trinidad and Tobago and access runs through participating workplaces. Residence in the country matters alongside current employment status. Check that both place and workplace align before considering an application.
What type of borrowing does it provide?+
It provides personal loans for general personal use. Personal borrowing covers many purposes and needs careful thought about fit and repayment capacity. Consider purpose and readiness of paperwork before choosing this path.
Which company operates Caribbean Microfinance Ltd?+
Caribbean Microfinance Ltd is operated by Caribbean Microfinance Trinidad and Tobago Limited. (Source, checked September 26, 2026)
Where is Caribbean Microfinance Ltd based?+
Caribbean Microfinance Ltd is based in Trinidad and Tobago. (Source, checked September 26, 2026)
How can I contact Caribbean Microfinance Ltd support?+
Caribbean Microfinance Ltd offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- microfintt.com checked September 26, 2026
Backs: Features, Funding time
“Money deposited straight to your account”
- microfintt.com/about-us checked September 26, 2026
Backs: Headquarters, Legal entity, Term
“We have partnered with several organisations in Trinidad and Tobago”
- microfintt.com/faq checked September 26, 2026
Backs: Eligibility, Free early repayment, Lender type, Loan types, Support channels
“We only lend to persons who are employed with one of our partner organisations”
Compiled from 3 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: APR, Loan amount, Arrangement fee, Credit check, Representative example.
Caribbean Microfinance Ltd
Full time staff at participating employers seeking personal borrowing