C24 Bank review

Updated October 12, 2026 · SumCue Editorial Team

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

C24 Bank offers debit and credit cards on a widely accepted network for everyday spending and short term borrowing flexibility. Virtual card control plus travel and multicurrency tools give the range a clear focus for households managing home and away payments within one card relationship.

Key facts

Best for
Card spending with travel and multicurrency support
Legal entity
C24 Bank GmbH↗
Headquarters
Germany↗
Support channels
Help-centre↗
Pricing model
No annual fee
Features
Virtual card, Travel, Multi-currency

Credit cards

Annual fee
€0↗
Currency conversion fee
0%↗
Rewards type
Cashback↗
Rewards rate
Up to 1% on card payments↗
Perks
Cashback↗
Card kind
Credit↗

Debit cards

Monthly fee
€0↗
Card type
Debit↗
Cashback rate
0.05%↗
Card network
Mastercard↗

Facts checked September 26, 2026, 5 sources

Pros

Pros

  • Debit and credit cards with virtual card availability for online control
  • Travel oriented cards with multicurrency handling and cashback rewards

Ready to try C24 Bank?

Who it suits

  • Travellers wanting multicurrency spending control
  • Households seeking added control for online payments

Frequently asked questions

Which card types does C24 Bank provide?+

C24 Bank provides debit cards and credit cards for everyday spending needs. Both sit within the same card range for everyday use. Digital card access adds control for online payments alongside physical card use.

How does C24 Bank support travel spending?+

C24 Bank includes travel features across its card range for payments away from home. Multicurrency handling supports spending in different currencies through the same relationship. The setup keeps holiday and cross border payments organised alongside daily use.

What rewards link to its cards?+

C24 Bank links cashback rewards to eligible card spending within its range. The rewards sit alongside travel tools and multicurrency handling. The structure keeps extra value tied to normal everyday card use.

Which company operates C24 Bank?+

C24 Bank is operated by C24 Bank GmbH. (Source, checked September 26, 2026)

Where is C24 Bank based?+

C24 Bank is based in Germany. (Source, checked September 26, 2026)

Sources

  • c24.de/impressum checked September 26, 2026

    Backs: Legal entity, Support channels

    “2026 C24 Bank GmbH”

  • c24.de/preise checked September 26, 2026

    Backs: Card type, Cashback rate, Features, Currency conversion fee, Monthly fee, Card network

    “C24 Smart - 0 EUR / Monat - Kostenlose C24 Mastercard”

  • c24.de checked September 26, 2026

    Backs: Annual fee, Headquarters, Pricing model

  • c24.de/mastercard checked September 26, 2026

    Backs: Card kind

    “C24 Mastercard - debit card linked to C24 Girokonto”

  • c24.de/punkte-sammeln checked September 26, 2026

    Backs: Perks, Rewards rate, Rewards type

    “Bis zu 1% Premium Cashback”

Compiled from 5 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: APR, Loan amount, Term, Arrangement fee, Credit check, Funding time, Representative example.

C24 Bank

Card spending with travel and multicurrency support

See alternatives