Updated October 18, 2026 · SumCue Editorial Team

Top payday and short-term loans compared in the United Kingdom

18 providers available in the United Kingdom, ranked for the United Kingdom.

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Top payday and short-term loans compared in the United Kingdom
OrderProviderScoreKey factsActions
1
BCP logo
BCPTop pickPartner
9.7/10
Loan amount:
PEN 350,000
APR:
8.9% to 87.5%
Term:
3 to 72 months
ReviewCompareSee alternatives
2
Freezl logo
FreezlPartner

Freezl.pl offers online short-term loans in Poland of up to 7000 zl, requested with an ID document and without income certificates.

9.5/10
Loan amount:
PLN 7,000
Arrangement fee:
Free loan for new clients (RRSO 0%)
Funding time:
Under 10 minutes after application and bank account check
ReviewCompareSee alternatives
3
Moneyman ES logo
Moneyman ESPartner

Moneyman ES is a Spanish online lender offering quick personal loans with an online application.

9.4/10
Loan amount:
up to €1,600
Arrangement fee:
No interest or hidden fees on the first loan of up to 300 EUR
Funding time:
Under 15 minutes
ReviewCompareSee alternatives
4
Cash GeniePartner
8.9/10
Loan amount:
£75 to £750
APR:
2,339%
Term:
1 month
ReviewCompareSee alternatives
5
Cash Plus Kosovo logo
Cash Plus KosovoPartner
8.9/10
Loan amount:
€200 to €7,000
Term:
6 months
Credit check:
Hard
ReviewCompareSee alternatives
6
ClickFinancePartner
8.9/10
Loan amount:
£1,000 to £25,000
APR:
8.9% to 29.9%
Term:
84 months
ReviewCompareSee alternatives
7
Finandos logo
FinandosPartner

3-day trial period for the loan-matching service: EUR 0.99 for 3 calendar days

8.7/10
Loan amount:
€500 to €10,000
APR:
30% to 365%
Term:
12 to 120 months
ReviewCompareSee alternatives
8
Little Loans logo
Little LoansPartner
8.7/10
Loan amount:
£100 to £10,000
APR:
8.2% to 1,750%
Term:
3 to 60 months
ReviewCompareSee alternatives
9
SupaFinance logo
SupaFinancePartner
8.6/10
Loan amount:
£100 to £10,000
APR:
12.9% to 1,721%
Term:
1 to 120 months
ReviewCompareSee alternatives
10
PozyczkaOKPartner

Pozyczka OK offers online instalment loans in Poland of up to 150,000 zl.

8.5/10
Arrangement fee:
Intermediary charges consumers no fees
Lender type:
Broker
Loan types:
Personal
ReviewCompareSee alternatives

Licensed in the United Kingdom

ClickFinance
Office of Fair Trading
Little Loans
Financial Conduct Authority
Little Loans
Information Commissioner's Office
SupaFinance
Financial Conduct Authority

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Other countries

BCP

BCP

Top pick for the United Kingdom

9.7/10See alternatives