Updated October 21, 2026 · SumCue Editorial Team

Top loans compared in the United Kingdom

652 providers available in the United Kingdom, ranked for the United Kingdom.

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Top loans compared in the United Kingdom
Order	Provider	Score	Features	Key facts	Actions
1	MonzoTop pickPartner Annual Uber One Membership - 3 month free trial: 3 months free	9.1/10	No monthly fee Business Travel	APR: 29% Loan amount: £10,000 to £35,000 Term: 12 to 84 months	Review CompareVisit
2	OakNorthPartner	8.9/10	No monthly fee Credit line	Loan amount: from £1,000,000 Funding time: within days or weeks Rate type: Variable	Review CompareVisit
3	Ariza Credit UnionPartner	9.7/10	No monthly fee Travel	APR: 12% Loan amount: EC$25,000 Term: 36 months	Review CompareSee alternatives
4	BCPPartner	9.7/10	No monthly fee	APR: 8.9% to 87.5% Loan amount: PEN 350,000 Term: 3 to 72 months	Review CompareSee alternatives
5	Grenada Co-operative BankPartner	9.7/10	Credit line	Loan amount: from EC$1,000 Arrangement fee: 1% of the loan amount plus 15% V.A.T., minimum $431.25 (new retail loans) Credit check: Hard	Review CompareSee alternatives
6	Banco PichinchaPartner	9.6/10	No monthly fee Rewards	Loan amount: $300 to $60,000 Term: 3 to 60 months Rate type: Variable	Review CompareSee alternatives
7	Mashreq BankPartner NEO salary transfer cashback on Mashreq NEO Savings Account: AED 100 to AED 2,500 cashback plus additional cashback AED 100 to AED 1,500 depending on monthly salary (AED 5,000-9,999 up to AED 50,000+)	9.6/10	No monthly fee	APR: 2.99% to 36% Loan amount: AED 10,000 to AED 2,000,000 Term: 6 to 60 months	Review CompareSee alternatives
8	TescoPartner	9.6/10	Fixed rate Rewards	APR: 6.2% to 34.5% Loan amount: £3,000 to £35,000 Term: 12 to 120 months	Review CompareSee alternatives
9	NatWestPartner GBP 200 Switch offer on Everyday Current Account	9.5/10	Rewards	APR: 7.2% Loan amount: £1,000 to £50,000 Term: 12 to 120 months	Review CompareSee alternatives
10	NykreditPartner	9.5/10	No monthly fee	Monthly fee: DKK 0 Card type: Debit Card network: Mastercard	Review CompareSee alternatives

Licensed in the United Kingdom

Monzo: Prudential Regulation Authority
OakNorth: Prudential Regulation Authority
Cynergy Bank: Prudential Regulation Authority
LiveMore: Financial Conduct Authority
Admiral Group: Financial Conduct Authority
Santander UK: Financial Conduct Authority
Optimise: Financial Conduct Authority
Optimise: Information Commissioner's Office
uSwitch: Financial Conduct Authority
Klarna AT: Financial Conduct Authority (FCA) - Klarna Financial Services UK Limited, e-money and consumer credit
Starling Personal Account Debit Card: Prudential Regulation Authority
Shawbrook Bank: Financial Conduct Authority
Shawbrook Bank: Financial Services Compensation Scheme (FSCS)
ClickFinance: Office of Fair Trading
Kroo: Financial Conduct Authority
Moneyboat: Financial Conduct Authority
Tandem Bank: Prudential Regulation Authority
Monzo Flex: Financial Conduct Authority
Monzo Flex: Prudential Regulation Authority
Little Loans: Financial Conduct Authority

Other rankings

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Monzo

Top pick for the United Kingdom

9.1/10Visit