Updated October 21, 2026 · SumCue Editorial Team

Top cash ISAs compared in the United Kingdom

7 providers available in the United Kingdom, ranked for the United Kingdom.

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Top cash ISAs compared in the United Kingdom
OrderProviderScoreFeaturesKey factsActions
1
Scottish Friendly logo
Scottish FriendlyTop pickPartner
9.4/10
    Minimum deposit:
    £100
    Access terms:
    Stop, restart, increase or decrease payments anytime
    Account kind:
    ISA
    ReviewCompareSee alternatives
    2
    Chip (US) logo
    Chip (US)Partner

    Smart Cash ISA new customer boost: 1.00% AER boost on top of the 3.50% standard variable rate, giving 4.50% AER (variable) for the first 12 months

    9.3/10
    • No monthly fee
    • Fixed rate
    Headline rate:
    4.5%
    Rate type:
    Variable
    Deposit protection:
    FSCS up to GBP 85,000
    ReviewCompareSee alternatives
    3
    Trading 212Partner
    9.3/10
      Rate type:
      Variable
      Minimum deposit:
      £1
      Deposit protection:
      FSCS up to GBP 85,000
      ReviewCompareSee alternatives
      4
      Moneyfarm logo
      MoneyfarmPartner
      9.1/10
      • No monthly fee
      Headline rate:
      3.87%
      Rate type:
      Variable
      Minimum deposit:
      £500
      ReviewCompareSee alternatives
      5
      Chip logo
      ChipPartner

      Smart Cash ISA new customer rate boost: 4.50% AER (variable tracker) for 12 months

      9.0/10
      • No monthly fee
      Headline rate:
      4.5%
      Rate type:
      Variable
      Minimum deposit:
      £1
      ReviewCompareSee alternatives
      6
      Tandem Bank logo
      Tandem BankPartner
      8.9/10
        Headline rate:
        4%
        Rate type:
        Variable
        Term:
        36 to 360 months
        ReviewCompareSee alternatives
        7
        Moneybox logo
        MoneyboxPartner

        Introductory bonus rate on the Moneybox Cash ISA: +0.55% AER for the first 12 months, giving 4.00% AER (variable) total

        8.6/10
        • No monthly fee
        Headline rate:
        4%
        Rate type:
        Variable
        Minimum deposit:
        £500
        ReviewCompareSee alternatives

        Licensed in the United Kingdom

        Scottish Friendly
        Financial Conduct Authority and Prudential Regulation Authority
        Chip (US)
        Financial Conduct Authority
        Chip (US)
        Financial Conduct Authority (Payment Services Regulation 2017)
        Trading 212
        Financial Conduct Authority
        Moneyfarm
        Financial Conduct Authority
        Chip
        Financial Conduct Authority
        Tandem Bank
        Prudential Regulation Authority
        Moneybox
        Financial Conduct Authority

        Other rankings

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        Other countries

        Scottish Friendly

        Scottish Friendly

        Top pick for the United Kingdom

        9.4/10See alternatives