Updated October 21, 2026 · SumCue Editorial Team
Top cash ISAs compared in the United Kingdom
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| Order | Provider | Score | Features | Key facts | Actions |
|---|---|---|---|---|---|
| 1 | Scottish FriendlyTop pickPartner | 9.4/10 |
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| 2 | Chip (US)Partner Smart Cash ISA new customer boost: 1.00% AER boost on top of the 3.50% standard variable rate, giving 4.50% AER (variable) for the first 12 months | 9.3/10 |
|
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| 3 | Trading 212Partner | 9.3/10 |
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| 4 | MoneyfarmPartner | 9.1/10 |
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| 5 | ChipPartner Smart Cash ISA new customer rate boost: 4.50% AER (variable tracker) for 12 months | 9.0/10 |
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| 6 | Tandem BankPartner | 8.9/10 |
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| 7 | MoneyboxPartner Introductory bonus rate on the Moneybox Cash ISA: +0.55% AER for the first 12 months, giving 4.00% AER (variable) total | 8.6/10 |
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Licensed in the United Kingdom
- Scottish Friendly
- Financial Conduct Authority and Prudential Regulation Authority
- Chip (US)
- Financial Conduct Authority
- Chip (US)
- Financial Conduct Authority (Payment Services Regulation 2017)
- Trading 212
- Financial Conduct Authority
- Moneyfarm
- Financial Conduct Authority
- Chip
- Financial Conduct Authority
- Tandem Bank
- Prudential Regulation Authority
- Moneybox
- Financial Conduct Authority
Other rankings
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