Updated October 21, 2026 · SumCue Editorial Team

Top personal loans compared in the United Kingdom

174 providers available in the United Kingdom, ranked for the United Kingdom.

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Top personal loans compared in the United Kingdom
Order	Provider	Score	Features	Key facts	Actions
1	MonzoTop pickPartner Annual Uber One Membership - 3 month free trial: 3 months free	9.1/10	No monthly fee Business Travel	APR: 29% Loan amount: £10,000 to £35,000 Term: 12 to 84 months	Review CompareVisit
2	Ariza Credit UnionPartner	9.7/10	No monthly fee Travel	APR: 12% Loan amount: EC$25,000 Term: 36 months	Review CompareSee alternatives
3	BCPPartner	9.7/10	No monthly fee	APR: 8.9% to 87.5% Loan amount: PEN 350,000 Term: 3 to 72 months	Review CompareSee alternatives
4	Grenada Co-operative BankPartner	9.7/10	Credit line	Loan amount: from EC$1,000 Arrangement fee: 1% of the loan amount plus 15% V.A.T., minimum $431.25 (new retail loans) Credit check: Hard	Review CompareSee alternatives
5	Banco PichinchaPartner	9.6/10	No monthly fee Rewards	Loan amount: $300 to $60,000 Term: 3 to 60 months Rate type: Variable	Review CompareSee alternatives
6	Mashreq BankPartner NEO salary transfer cashback on Mashreq NEO Savings Account: AED 100 to AED 2,500 cashback plus additional cashback AED 100 to AED 1,500 depending on monthly salary (AED 5,000-9,999 up to AED 50,000+)	9.6/10	No monthly fee	APR: 2.99% to 36% Loan amount: AED 10,000 to AED 2,000,000 Term: 6 to 60 months	Review CompareSee alternatives
7	TescoPartner	9.6/10	Fixed rate Rewards	APR: 6.2% to 34.5% Loan amount: £3,000 to £35,000 Term: 12 to 120 months	Review CompareSee alternatives
8	NatWestPartner GBP 200 Switch offer on Everyday Current Account	9.5/10	Rewards	APR: 7.2% Loan amount: £1,000 to £50,000 Term: 12 to 120 months	Review CompareSee alternatives
9	Bank of JordanPartner	9.4/10	No monthly fee	APR: 8.99% Loan amount: JOD 10,000 to JOD 100,000 Term: 96 months	Review CompareSee alternatives
10	Cynergy BankPartner	9.4/10		Loan amount: £250,000 to £2,000,000 Rate type: Variable Lender type: Direct lender	Review CompareSee alternatives

Licensed in the United Kingdom

Monzo: Prudential Regulation Authority
Cynergy Bank: Prudential Regulation Authority
Admiral Group: Financial Conduct Authority
Santander UK: Financial Conduct Authority
Optimise: Financial Conduct Authority
Optimise: Information Commissioner's Office
uSwitch: Financial Conduct Authority
Klarna AT: Financial Conduct Authority (FCA) - Klarna Financial Services UK Limited, e-money and consumer credit
Shawbrook Bank: Financial Conduct Authority
Shawbrook Bank: Financial Services Compensation Scheme (FSCS)
ClickFinance: Office of Fair Trading
Kroo: Financial Conduct Authority
Moneyboat: Financial Conduct Authority
Tandem Bank: Prudential Regulation Authority
Monzo Flex: Financial Conduct Authority
Monzo Flex: Prudential Regulation Authority
Little Loans: Financial Conduct Authority
Little Loans: Information Commissioner's Office
Loan Tube: Financial Conduct Authority (FCA)
SupaFinance: Financial Conduct Authority

Other rankings

Top personal loans compared: worldwide ranking

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Monzo

Top pick for the United Kingdom

9.1/10Visit