Updated October 21, 2026 · SumCue Editorial Team

Top cash management accounts compared in the United Kingdom

14 providers available in the United Kingdom, ranked for the United Kingdom.

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Top cash management accounts compared in the United Kingdom
OrderProviderScoreFeaturesKey factsActions
1
eToro logo
eToroTop pickPartner
9.2/10
    Headline rate:
    3.8%
    Rate type:
    Variable
    Minimum deposit:
    $1 to $10,000
    ReviewCompareVisit
    2
    Sendwave logo
    SendwavePartner

    Sendwave Wallet cash back or rewards

    9.0/10
      Deposit protection:
      FSCS up to GBP 85,000
      Access terms:
      Senders in Belgium, Canada, Germany, Spain, France, UK, Ireland, Italy, Portugal, US; Sendwave Wallet senders from US and UK only
      Account kind:
      Cash management
      ReviewCompareVisit
      3
      TorFX logo
      TorFXPartner
      8.9/10
      • No monthly fee
      Rate type:
      Variable
      Deposit protection:
      FSCS up to GBP 85,000
      Access terms:
      24/7 transfers online, in the app or by phone with a personal account manager; funds held in segregated accounts
      ReviewCompareVisit
      4
      Wise logo
      WisePartner
      9.2/10
      • No annual fee
      • Business
      • Travel
      Headline rate:
      3.29%
      Rate type:
      Variable
      Deposit protection:
      EU DGS up to EUR 100,000
      ReviewCompareSee alternatives
      5
      FutureMoney logo
      FutureMoneyPartner
      9.1/10
      • No monthly fee
      Headline rate:
      5%
      Rate type:
      Variable
      Access terms:
      No lock-ups, request withdrawals anytime
      ReviewCompareSee alternatives
      6
      Insignis Cash logo
      Insignis CashPartner
      9.0/10
      • Fixed rate
      Headline rate:
      4.4% to 4.61%
      Rate type:
      Variable
      Term:
      6 to 60 months
      ReviewCompareSee alternatives
      7
      HyperJar logo
      HyperJarPartner
      8.9/10
      • No monthly fee
      • Business
      • Travel
      Headline rate:
      4.8%
      Rate type:
      Variable
      Minimum deposit:
      £1
      ReviewCompareSee alternatives
      8
      Ledn logo
      LednPartner
      8.9/10
        Headline rate:
        6.5% to 8.5%
        Rate type:
        Variable
        Minimum deposit:
        $0
        ReviewCompareSee alternatives
        9
        Brex logo
        BrexPartner
        8.8/10
        • No annual fee
        • Business
        • Travel
        Headline rate:
        $4.01 to $4.36
        Rate type:
        Variable
        Minimum deposit:
        $0
        ReviewCompareSee alternatives
        10
        Swissquote logo
        SwissquotePartner
        8.8/10
        • No monthly fee
        Headline rate:
        0%
        Rate type:
        Variable
        Minimum deposit:
        $1,000
        ReviewCompareSee alternatives

        Licensed in the United Kingdom

        Sendwave
        Financial Conduct Authority (UK)
        TorFX
        Financial Conduct Authority
        Insignis Cash
        Financial Conduct Authority (Payment Services Regulations 2017)
        Wise Account
        Financial Conduct Authority (UK)
        Lemfi
        Financial Conduct Authority (FCA), electronic money institution
        Paysend
        Financial Conduct Authority

        Other rankings

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        Other countries

        eToro

        eToro

        Top pick for the United Kingdom

        9.2/10Visit