Updated October 21, 2026 · SumCue Editorial Team

Top cash management accounts compared

46 providers, ranked on the terms we checked.

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Top cash management accounts compared
OrderProviderScoreFeaturesKey factsActions
11
Wise logo
WisePartner
9.2/10
  • No annual fee
  • Business
  • Travel
Headline rate:
3.29%
Rate type:
Variable
Deposit protection:
EU DGS up to EUR 100,000
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12
FutureMoney logo
FutureMoneyPartner
9.1/10
  • No monthly fee
Headline rate:
5%
Rate type:
Variable
Access terms:
No lock-ups, request withdrawals anytime
ReviewCompareSee alternatives
13
Betterment Cash Reserve logo
Betterment Cash ReservePartner

New customer offer: 0.75% APY boost on Cash Reserve (4.25% variable APY): 0.75% boost on balances up to $1M (3.50% base + boost = 4.25%)

9.0/10
  • No monthly fee
Headline rate:
3.5%
Rate type:
Variable
Minimum deposit:
$10
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14
Insignis Cash logo
Insignis CashPartner
9.0/10
  • Fixed rate
Headline rate:
4.4% to 4.61%
Rate type:
Variable
Term:
6 to 60 months
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15
Global66 logo
Global66Partner
9.0/10
  • No annual fee
  • Travel
Monthly fee:
CLP 0
Account kind:
Cash management
Legal entity:
Global 81 SpA
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16
KDI Save logo
KDI SavePartner

KDI Save promotional interest rate tiers effective 16 June 2026: 3.88% p.a. (Tier 1), 3.38% p.a. (Tier 2), base 2.88% p.a.

9.0/10
  • No monthly fee
  • Fixed rate
Headline rate:
2.88% to 3.88%
Rate type:
Fixed
Minimum deposit:
MYR 100
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17
M1 Finance logo
M1 FinancePartner
9.0/10
    Headline rate:
    3.35%
    Rate type:
    Variable
    Minimum deposit:
    $0
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    18
    MaxMyInterest logo
    MaxMyInterestPartner
    9.0/10
    • No monthly fee
    Headline rate:
    3.86%
    Rate type:
    Variable
    Minimum deposit:
    $0
    ReviewCompareSee alternatives
    19
    StashAwayPartner

    StashAway Simple return booster: +1% p.a. on first 10,000 SGD in Simple for 3 months

    9.0/10
    • No monthly fee
    Headline rate:
    1.5%
    Rate type:
    Variable
    Minimum deposit:
    SGD 0
    ReviewCompareSee alternatives
    20
    Wealthfront Cash Account logo
    Wealthfront Cash AccountPartner

    3-month APY boost for new Cash Account clients: +0.65% APY for 3 months on up to $150,000

    9.0/10
    • No monthly fee
    Headline rate:
    3.55% to 4.45%
    Rate type:
    Variable
    Minimum deposit:
    $0
    ReviewCompareSee alternatives
    Wise

    Ready to try Wise?

    Ranked #1 of 10.

    The data behind this ranking

    MetricValueSample
    Median headline rate3.46 %17
    Lower quartile headline rate1.5 %17

    All data and the CSV

    Finom

    Finom

    #1 in Top cash management accounts compared

    8.9/10Visit