KDI Save review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
KDI Save suits Malaysian savers who want fixed-rate returns, daily crediting and convenient access to their money. It has no lock-in, allows withdrawals without charges and charges a monthly fee of MYR 0. The main trade-off is its fixed headline rate of 2.88% to 3.88%, rather than a variable cash-management rate.
Key facts
- Best for
- Accessible cash management with a fixed rate and no monthly fee.
- Headline rate
- 2.88% to 3.88%↗
- Rate type
- Fixed↗
- Minimum deposit
- MYR 100↗
- Access terms
- No lock-in, withdraw anytime without charges, credited in 1-2 working days, daily returns↗
- Monthly fee
- MYR 0↗
- Account kind
- Cash management↗
- Legal entity
- Kenanga Investment Bank Berhad↗
- Headquarters
- Malaysia↗
- Support channels
- Email, Phone, Help-centre, Community↗
- Pricing model
- No monthly fee, Fixed rate
- Official website
- digitalinvesting.com.my
Facts checked September 26, 2026, 3 sources
Apps and profiles
- Get the app
- Google Play
- Elsewhere
Pros and cons
Pros
- Cash-management account with a fixed headline rate of 2.88% to 3.88%
- Free withdrawals without charges and no lock-in
- Daily returns with no monthly fee of MYR 0
- Support runs through email, phone and help centre
Cons
- The fixed rate of 2.88% to 3.88% may offer less flexibility than a variable rate.
- Access requires a minimum deposit of MYR 100.
Who it suits
- Malaysian savers who want fixed-rate cash management
- People who value free withdrawals and no lock-in
- Savers who want daily returns credited automatically
Who should look elsewhere
- Wise may suit people prioritising its listed interest rate of 3.29%.
- bunq may suit people interested in a different savings environment, with a listed rate of 3.01%.
- Finteres may suit savers seeking a broader advertised rate range of 0% to 36%.
How KDI Save compares
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Where KDI Save is available
- Available
- Malaysia
- Licence in Malaysia
- Securities Commission of Malaysia (eCMSL/A0008/2007), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What rate does KDI Save offer?+
KDI Save offers a fixed headline rate of 2.88% to 3.88% on its cash-management account. Returns are credited daily, helping savers see the return build without monitoring each credit manually.
Are there monthly fees?+
There is no monthly charge for KDI Save, as the monthly fee is MYR 0. The account is positioned as a straightforward way to hold cash while earning the fixed headline rate of 2.88% to 3.88%.
How much must I deposit?+
The minimum deposit for KDI Save is MYR 100. This is the starting amount for the cash-management account, after which deposits and withdrawals follow the published access terms.
Can I withdraw my money at any time?+
Yes. KDI Save has no lock-in and allows withdrawals at any time without charges. The account also provides daily returns, so access and regular crediting are part of its core cash-management setup.
What kind of account is KDI Save?+
KDI Save is a cash-management account with a fixed rate. Its headline rate is 2.88% to 3.88%, and the account requires a minimum deposit of MYR 100.
Which company operates KDI Save?+
KDI Save is operated by Kenanga Investment Bank Berhad. The provider is based in Malaysia and is regulated by the Securities Commission of Malaysia.
How can I contact support?+
Support is available through email, phone and help centre. This includes phone, email, a help centre and a community, giving savers several ways to get assistance with the account.
Sources
- digitalinvesting.com.my checked September 26, 2026
Backs: Support channels
“FAQ ... Support Email digitalinvesting@kenanga.com.my ... Support Helpline 1800-81-9228”
- digitalinvesting.com.my/about checked September 26, 2026
Backs: Headquarters
“Known as Malaysia's leading independent investment bank with over 47 years of experience, KIBB provides equity broking, investment banking, treasury, Islamic banking, listed derivatives, investment...”
- digitalinvesting.com.my/pricing checked September 26, 2026
Backs: Pricing model
“KDI Save Pricing (Yes it's Free) Amount invested in KDI Save Any amount - Annual Management Fees 0.00% - Expense Ratio 0.00%”
- digitalinvesting.com.my/save checked September 26, 2026
Backs: Access terms, Account kind, Headline rate, Legal entity, Minimum deposit, Monthly fee, Rate type, Licences
“You can withdraw anytime without any charges. Your withdrawal will be reflected in your bank account within 1 - 2 working days.”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Term, Deposit protection.