Bayport Zambia review

Updated October 14, 2026 · SumCue Editorial Team

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Our verdict

Bayport SAYE lets customers make deposits when convenient or arrange monthly payroll or debit-order contributions.

Key facts

Best for
Zambia customers comparing flexible SAYE savings with fixed deposits
Term
60 months↗
Credit check
Hard↗
Rate type
Variable↗
Lender type
Direct lender↗
Eligibility
Formal employment with a signed payroll agreement between the employer and Bayport Financial Services↗
Loan types
Personal↗
Legal entity
Bayport Financial Services Zambia Limited↗
Headquarters
Zambia↗
Founded
2002↗
Support channels
Phone, Email, Help-centre↗
Pricing model
No monthly fee
Official website
bayportzambia.com

Savings

Headline rate
9%↗
Access terms
Withdraw and deposit as often as you like; interest calculated daily and paid annually; one free statement per month on request; deposits by choice, salary deduction or debit order.↗
Monthly fee
ZMW 0↗
Account kind
Easy access↗

Personal insurance

Insurance types
Life↗
Provider type
Insurer↗
Cover limit
up to ZMW 25,000 (Mopani Life Cover)↗

Facts checked September 26, 2026, 6 sources

Pros

Pros

  • Bayport SAYE lets customers make deposits when convenient or arrange monthly payroll or debit-order contributions.
  • The account allows deposits and withdrawals without transaction-management fees and offers one free monthly statement on request.
Bayport Zambia

Ready to try Bayport Zambia?

Who it suits

  • Zambia customers comparing flexible SAYE savings with fixed deposits

Eligibility

Bayport SAYE lets customers make deposits when convenient or arrange monthly payroll or debit-order contributions. The account allows deposits and withdrawals without transaction-management fees and offers one free monthly statement on request. Fixed deposits run from 60 to 365 days; the captured terms allow early withdrawal with prorated interest and no penalty.

Where Bayport Zambia is available

Available
Zambia
Licence in Zambia
Bank of Zambia, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Which company operates Bayport Zambia?+

Bayport Zambia is operated by Bayport Financial Services Zambia Limited. (Source, checked September 26, 2026)

Where is Bayport Zambia based?+

Bayport Zambia is based in Zambia. (Source, checked September 26, 2026)

When was Bayport Zambia founded?+

Bayport Zambia was founded in 2002. (Source, checked September 26, 2026)

How can I contact Bayport Zambia support?+

Bayport Zambia offers support through Phone, Email, Help-centre. (Source, checked September 26, 2026)

Sources

  • bayportzambia.com checked September 26, 2026

    Backs: Headquarters, Legal entity, Support channels

    “Head Office Bayport Lusaka 68 Independence Ave Justin Chola House”

  • bayportzambia.com/about-us checked September 26, 2026

    Backs: Founded

    “With a solid track record (we've been around since 2002)”

  • bayportzambia.com/frequetnly-asked-questions checked September 26, 2026

    Backs: Credit check, Eligibility, Loan types

    “three pay slips ... useful for making credit vetting decisions”

  • bayportzambia.com/loans checked September 26, 2026

    Backs: Lender type, Term

    “Bayport Financial Services is the leading Payroll based micro-leading institution in Zambia.”

  • bayportzambia.com/mopani-life-cover checked September 26, 2026

    Backs: Cover limit, Provider type, Insurance types

    “Mopani is our insurance product that offers cover of up to ZMW 25,000 for you and your loved ones”

  • bayportzambia.com/mwaiseni-3 checked September 26, 2026

    Backs: Licences

  • bayportzambia.com/savings checked September 26, 2026

    Backs: Access terms, Account kind, Headline rate, Pricing model, Monthly fee, Rate type

    “You can either make deposits at your convenience, or arrange for a specified amount to be deducted directly from your salary through payroll or a debit order every month.”

Compiled from 7 source pages, checked October 14, 2026. We did not open an account.

Not confirmed yet: APR, Loan amount, Arrangement fee, Funding time, Representative example.

Bayport Zambia

Bayport Zambia

Zambia customers comparing flexible SAYE savings with fixed deposits

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