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BankyGate comparison portal review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

BankyGate is an Egypt based comparison portal that brokers personal loans, so it suits borrowers who would rather see offers from several lenders side by side than apply to a bank on their own. Interest runs at 15% to 26.75% on fixed rate lending, and repaid amounts are spread over terms of 12 to 240.

Key facts

Best for
Borrowers in Egypt comparing fixed rate personal loans across several lenders.
APR
15% to 26.75%↗
Loan amount
EGP 2,000 to EGP 20,000,000↗
Term
12 to 240 months↗
Lender type
Broker↗
Loan types
Personal, Car, Secured, Business, Student, Debt-consolidation↗
Legal entity
Banky Gate Company LLC (sharikat mawqic Banky)↗
Headquarters
Egypt↗
Founded
2018↗
Support channels
Email, Phone, Community↗
Pricing model
Fixed rate
Official website
bankygate.com

Facts checked September 26, 2026, 4 sources

Apps and profiles

Elsewhere
LinkedInXtiktok.com

Pros and cons

Pros

  • Borrowing runs from EGP 2,000 to EGP 20,000,000 in Egyptian pounds, so the range fits a small top up as well as a car loan or a consolidation.
  • Every loan is fixed rate (fixed rate), so the repayment holds steady rather than following market moves.
  • Help runs on email, phone and community, so email, phone and a community board are all listed.

Cons

  • The upper end of the rate range, 15% to 26.75%, is steep, and terms of 12 to 240 can stretch repayment for years.
  • BankyGate is a broker and not a lender (broker), so the rate you are offered comes from the lender rather than the portal.
  • Support runs on email, phone and community only, and live chat is not among the listed channels.
BankyGate comparison portal

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Scored 8.7 / 10 by SumCue.

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Who it suits

  • Egyptian borrowers after a fixed rate personal loan of EGP 2,000 to EGP 20,000,000.
  • People consolidating several balances into a fixed rate repayment (fixed rate).
  • New borrowers who would rather have a broker present their case than apply bank by bank (broker).

Who should look elsewhere

  • Not Sofkredit, whose rate starts at 10.74% to 18.06%, a lower starting point than the 15% to 26.75% floor here.
  • Not Cashspace, whose PHP 12 to PHP 36 range runs to higher rates, for shoppers wanting to weigh lenders in a different market.
  • Not Creduma ES, whose borrowing starts at from €12,000 in euros and suits a euro loan rather than Egypt based lending.

How BankyGate comparison portal compares

Where BankyGate comparison portal is available

Available
Egypt
Licence in Egypt
Supreme Council of Media Regulation (المجلس الأعلى لتنظيم الإعلام), Egypt, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is BankyGate and how does it work?+

BankyGate is a comparison portal in Egypt that works as a broker, so it presents loan offers from lenders rather than lending its own money (broker). You can choose from personal, car, secured, business, student and debt consolidation borrowing (personal, car and secured), all on fixed rates (fixed rate).

How much can I borrow?+

Borrowing runs from EGP 2,000 to EGP 20,000,000 in Egyptian pounds, so the range suits a modest top up as well as a larger car or consolidation loan. What you actually receive depends on the lender's own criteria rather than a single portal limit.

What rate will I pay?+

Interest runs at 15% to 26.75%, and the whole range is fixed rate (fixed rate), so your repayment stays the same rather than following market moves. The upper end of that range sits well above the lower end, so compare carefully before applying.

How long do I have to repay?+

Terms run 12 to 240, so you can spread a personal loan over a shorter or longer stretch depending on what you choose. A longer term trims the monthly amount but raises the total repaid, and a fixed rate (fixed rate) keeps that balance from shifting.

How do I get help?+

Queries run on email, phone and community, meaning email, phone and a community board carry the load. Phone suits an application that is moving, while the community board is a place to compare notes with other borrowers.

Who regulates BankyGate?+

The regulator listed for BankyGate in Egypt is the Supreme Council of Media Regulation. The portal is Banky Gate Company LLC, a company based in Egypt, and it works as a broker (broker), so the agreement you sign is with the lender who approves you.

How does it compare with the other lenders here?+

Its rate of 15% to 26.75% sits above Sofkredit at 10.74% to 18.06% and below the upper end of Cashspace at PHP 12 to PHP 36. Cashspace works in another currency, and Creduma ES starts at from €12,000 in euros, so the sensible pick depends on where you are borrowing.

Sources

  • bankygate.com/banky/products/Personal-Loan checked September 26, 2026

    Backs: Loan amount, APR, Lender type, Loan types, Pricing model, Term

    “Loan value 2000 to 10000 EGP (agricultural bank education loan) up to 20000000 EGP (FAB home loan)”

  • bankygate.com/Page/About checked September 26, 2026

    Backs: Headquarters, Legal entity, Licences

    “Head office of Banky company: New Cairo, 90th Street South, next to AUC”

  • bankygate.com/Page/Contact checked September 26, 2026

    Backs: Support channels

    “Official contact channels of the Banky portal: general enquiries email, editorial office email, digital department email, call now for immediate advertising contracting +201111662225, and the Ask...”

  • linkedin.com/company/banky-egypt checked September 26, 2026

    Backs: Founded

    “Founded 2018”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Arrangement fee, Credit check, Funding time, Representative example.

Related by the facts

BankyGate comparison portal

BankyGate comparison portal

Borrowers in Egypt comparing fixed rate personal loans across several lenders.

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