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banks.az review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

banks.az is a loan marketplace for Azerbaijan, matching personal, secured and debt consolidation borrowing with rates of 8.9% to 18%. It suits borrowers with a thin or damaged credit file, since the lenders here are known to lend at poor credit. Terms run 3 to 60 and support is online only.

Key facts

Best for
Azerbaijani borrowers with poor credit looking at several lenders at once.
APR
8.9% to 18%↗
Loan amount
AZN 300 to AZN 50,000↗
Term
3 to 60 months↗
Lender type
Marketplace↗
Loan types
Personal, Secured, Debt-consolidation↗
Credit needed
Poor↗
Legal entity
City Group LLC↗
Headquarters
Azerbaijan↗
Founded
2008↗
Support channels
Chat, Email↗
Official website
banks.az

Facts checked September 26, 2026, 3 sources

Apps and profiles

Get the app
Google Play
Elsewhere
LinkedIn

Pros and cons

Pros

  • Rates of 8.9% to 18% sit below the 14.43% typical of the personal loans listed here
  • Accepts poor credit, a band that covers 44.9% of lenders on the site
  • Personal, secured and debt consolidation loans on one marketplace, run by City Group LLC
  • Support runs on chat and email, with no branch network to visit

Cons

  • A marketplace means offers come from partner lenders, so the rate you receive can differ from the 8.9% to 18% shown
  • Support runs on chat and email only, so there is no phone line for urgent questions
  • Amounts run AZN 300 to AZN 50,000, so larger purchases need a different provider
banks.az

Ready to try banks.az?

Scored 8.7 / 10 by SumCue.

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Who it suits

  • Azerbaijani residents with a poor credit history who still need to borrow
  • Anyone consolidating several debts into one monthly payment
  • Borrowers who want to compare personal and secured offers in one place

Who should look elsewhere

  • Borrowers who want to speak to someone on the phone, since support is chat and email only
  • Lenders directly, as this is a marketplace rather than a bank
  • Borrowers after very large sums, as amounts stop at AZN 300 to AZN 50,000

How banks.az compares

Where banks.az is available

Available
Azerbaijan

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much can I borrow through banks.az?+

Consumer loans run from AZN 300 to AZN 50,000 through AZN 300 to AZN 50,000 depending on the partner lender and the amount you request. Repayment terms are set in months and run 3 to 60. Because banks.az is a marketplace rather than a single bank, the final amount is a decision for the lender who approves you.

What rates will I pay?+

Listed consumer loan rates are 8.9% to 18%, against a median of 14.43% across the personal loans compared here. The rate you are offered depends on the lender you are matched with and your credit profile, so check the offer before you accept it.

Can I get a loan with bad credit?+

Yes. banks.az is aimed at borrowers at the poor credit band, which is the level 44.9% of lenders on the site serve. A poor credit file narrows the field but does not rule you out, since several partner lenders lend in that band.

Which kinds of loan are available?+

Three types are listed: personal, secured and debt consolidation loans. Personal loans cover most needs, secured loans are backed by collateral, and debt consolidation loans let you roll several balances into one payment. Compare the three if you are weighing a consolidation against a straightforward personal loan.

How do I get in touch with support?+

Support is available on chat and email, so you can start a live chat or send an email. Email is the more common channel on the site, used by 72.9% of providers, while chat is used by 35.2%. There is no phone support listed.

Who runs banks.az?+

The service is operated by City Group LLC, based in Azerbaijan, and it has been trading since 2008. It works as a marketplace, so you apply through it and the loan itself is offered by a partner lender rather than by the site itself.

Sources

  • banks.az/en checked September 26, 2026

    Backs: Founded, Lender type, Support channels

    “© 2008-2026, City Group LLC”

  • banks.az/en/contacts checked September 26, 2026

    Backs: Headquarters, Legal entity

    “Legal and actual address: AF Business House , 203 Nizami St., Baku 1010”

  • banks.az/en/products/credits/consumer-loans checked September 26, 2026

    Backs: Loan amount, APR, Credit needed, Loan types, Term

    “Cash loan Amount and term 300 - 50,000 AZN (Leobank)”

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Arrangement fee, Credit check, Funding time, Representative example.

Related by the facts

banks.az

banks.az

Azerbaijani borrowers with poor credit looking at several lenders at once.

8.7/10See alternatives