Updated October 14, 2026 · SumCue Editorial Team
AXA vs Multitrip.com
AXA
Multitrip.com
Higher score in this comparison
What sets them apart
| Compare | AXAReviewVisitVisit | Multitrip.comReviewSee alternativesSee alternatives |
|---|---|---|
| Insurance types | Auto, Home, Renters, Landlord, Van, Health, Dental, Travel, Breakdown, Home emergencyCovers more | Travel |
| Claims channels | Phone, Online | Online claims portal, Phone, 24/7 emergency assistance line |
| Premium from | £275 | Not confirmed |
| Cover limit | Not confirmed | Emergency medical expenses GBP 20,000,000 (Single Trip Essential, Premier and Premier Plus) |
| Age range | Not confirmed | Up to 79 years old (Single Trip); up to 75 years (Annual Multitrip) |
Same on both: Provider type (Insurer).
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Key differences
- Multitrip.com scores higher overall: 9.3 vs 8.8.
- Multitrip.com is available in 1 more country.
- Insurance types: only AXA offers Auto, Home, Renters.
- Claims channels: only AXA offers Online.
- Claims channels: only Multitrip.com offers Online claims portal, 24/7 emergency assistance line.
- Support channels: only Multitrip.com offers Email, Chat.
Our verdict on each
AXA
AXA is a single insurer covering car, home, health and travel lines in the UK, which suits households that want several policies in the same place. The listed starting premium of £275 puts it near the top of the price range, so the case rests on breadth of cover and phone support.
Multitrip.com
Multitrip.com’s Irish storefront offers single-trip, annual multitrip and backpacker travel cover. Travelers can compare three cover levels and optional extras, subject to each policy’s terms and exclusions.
Score breakdown
| Area | AXA | Multitrip.com |
|---|---|---|
| Cost | 8.1The listed starting premium is £275, while the site median is €8.31 and the car insurance ranking median is €8.50. | Not confirmed |
| Offer | 8.9 | 9.0Higher |
| Trust | 9.5 | 9.5 |
How they place
| Ranking | AXA | Multitrip.com |
|---|---|---|
| Insurance | 6 of 627 | 135 of 627 |
| Travel insurance | 3 of 278 | 75 of 278 |
Every fact side by side
| Fact | AXA | Multitrip.com |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Legal entity | AXA SA | Cover-More Blue Insurance Services Limited trading as Multitrip.com |
| Headquarters | France | Ireland |
| Support channels | Help centre, Phone | Phone, Email, Chat, Help centreCovers more |
Where each stands against the rest
| Fact | AXA | Multitrip.com | Median |
|---|---|---|---|
| Premium from | £275highest quarter | Not confirmed | £7.73 |
Median across 36 listed providers.
Pros and cons
AXA
Pros
- A single insurer covers auto, home and renters.
- Support runs on help centre and phone and claims on phone and online, so phone and online both work.
- The legal entity is AXA SA, headquartered in France, so the counterparty on the policy is clear.
Cons
- The cheapest listed premium is £275, well above the site figure of €8.31.
- Support runs on help centre and phone only, with no listed email or live chat route.
- On price AXA ranks 244 of 251, so cheaper cover is easy to find.
Multitrip.com
Pros
- Single-trip, annual multitrip and backpacker cover.
- Three cover levels and optional extras.
Who each suits
AXA
Who it suits
- Households with a car, a home and health cover to place, who would rather deal with a single insurer than separate providers.
- People who prefer to talk to a person: claims run on phone and online and support on help centre and phone.
- Shoppers who are not chasing the cheapest figure, since £275 is high in this comparison.
Who should look elsewhere
- Price first: bunq lists a starting figure of €0.
- A euro-priced option: Linxea begins at €25.
- Anyone who wants help by email or live chat, because support runs on help centre and phone.
Multitrip.com
Who it suits
- People in Ireland comparing Multitrip.com travel-cover options.
Current offers
AXA
Current offer
First period offer
AXA MultiCar discount: Save up to 15%
when insuring another car registered at your home address
Source, checked September 26, 2026
Country by country
| Country | AXA | Multitrip.com |
|---|---|---|
| Ireland | No | Yes |
| United Kingdom | Yes | Yes |
Questions about each
AXA
What is the cheapest premium at AXA?+
The cheapest listed premium is £275 in the UK. Your own price moves with the cover you pick, what you are insuring and the excess you accept, so read this as the entry point rather than a quote for a particular policy.
Is AXA an insurer or a broker?+
AXA is an insurer, not a broker, so the cover comes from the company itself rather than a panel chosen for you. The legal entity named in the company's information is AXA SA.
What kinds of cover does AXA sell?+
The lines cover auto, home and renters. The breadth is the point: a household can place the car, the home and health cover with a single provider rather than shopping each policy separately, which keeps renewal dates in a single calendar.
How do I make a claim?+
Claims can be raised by phone and online, so a claim can start on the phone or online. Have your policy details and a description of what happened ready, and use the phone route when the answer is urgent or the claim is complex.
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Other matchups
AXA
Multitrip.com