Updated September 28, 2026 · SumCue Editorial Team
Allianz Care vs Allianz Lebensversicherungs-AG
Allianz Care
Allianz Lebensversicherungs-AG
Higher score in this comparison
Allianz Care vs Allianz Lebensversicherungs-AG: the differences
| Compare | Allianz CareReviewSee alternativesSee alternatives | Allianz Lebensversicherungs-AGReviewSee alternativesSee alternatives |
|---|---|---|
| Insurance types | Health | Life, Income protection |
| Claims channels | Online portal, App, Phone | Phone, Chat, Online form |
| Premium from | Not confirmed | €2.60 |
| Cover limit | Not confirmed | 25,000-20,000,000 EUR |
| Age range | Not confirmed | up to 74 years |
Same on both: Provider type (Insurer), Monthly payments (Yes).
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Key differences
- Allianz Lebensversicherungs-AG scores higher overall: 9.4 vs 9.2.
- Allianz Care is licensed in 3 more countries.
- Allianz Care is available in 3 more countries.
- Insurance types: only Allianz Care offers Health.
- Insurance types: only Allianz Lebensversicherungs-AG offers Life, Income protection.
- Claims channels: only Allianz Care offers Online portal, App.
- Claims channels: only Allianz Lebensversicherungs-AG offers Chat, Online form.
- Support channels: only Allianz Lebensversicherungs-AG offers Chat.
Our verdict on each
Allianz Care
Allianz Care is the insurer here to shortlist if you are an expat buying private health cover and want monthly premiums with claims handled online, in the app or by phone. It sits under AWP Health & Life SA in France.
Allianz Lebensversicherungs-AG
Allianz Lebensversicherungs-AG writes term life cover for German households that want a dependant paid if they die, with a cover limit of 25,000-20,000,000 EUR and monthly premiums. Entry is up to 74 years, so the product suits adults insuring a home purchase or a family breadwinner.
Score breakdown
| Area | Allianz Care | Allianz Lebensversicherungs-AG |
|---|---|---|
| Cost | 9.1 | 9.4HigherPremium from €2.60 ranks 60 of 251 brands listed, under the €8.31 median. |
| Offer | 8.8 | 9.2Higher |
| Trust | 9.5 | 9.5 |
How they place
| Ranking | Allianz Care | Allianz Lebensversicherungs-AG |
|---|---|---|
| Insurance | 156 of 627 | 79 of 627 |
Every fact side by side
| Fact | Allianz Care | Allianz Lebensversicherungs-AG |
|---|---|---|
| Audience | Expats | Not confirmed |
| Pricing model | Monthly | Monthly |
| Legal entity | AWP Health & Life SA | Allianz Lebensversicherungs-Aktiengesellschaft |
| Headquarters | France | Germany |
| Support channels | Phone, Email, Help centre | Phone, Email, Chat, Help centreCovers more |
Mortgages
| Fact | Allianz Care | Allianz Lebensversicherungs-AG |
|---|---|---|
| Fixed period | Not confirmed | 5 to 40 years |
| Purpose | Not confirmed | Purchase |
Where each stands against the rest
| Fact | Allianz Care | Allianz Lebensversicherungs-AG | Median |
|---|---|---|---|
| Premium from | Not confirmed | €2.60below the median | €6.02 |
Median across 116 listed providers.
Pros and cons
Allianz Care
Pros
- Monthly premiums keep the cost spread across the year instead of one upfront payment
- Claims run through an online portal, the app and phone, so treatment abroad can start without delay
- An insurer rather than a broker, so the policy and the claims sit with one company
Cons
- Its insurance types cover health only (health), so life and gadget policies are not among them
- Support runs on phone, email and help centre only, with no live chat listed
- Cover is written for expats, so anyone wanting a general health plan is out of scope
Allianz Lebensversicherungs-AG
Pros
- Monthly payments are available, so the premium starts at €2.60 rather than a large yearly sum.
- The provider is the insurer Allianz Lebensversicherungs-Aktiengesellschaft itself, based in Germany.
- Claims run through phone, chat and online form, so a death claim can be reported by phone, chat or online form.
Cons
- Entry is limited to ages up to 74 years, which rules out a new policy for older applicants.
- Insurance types are limited to life and income protection, so there is no savings or investment wrapper on this product.
- The monthly payment model is the only one listed, so annual single payments are not offered.
Who each suits
Allianz Care
Who it suits
- Expats living outside their home country who need treatment funded abroad
- Anyone who prefers the premium spread monthly rather than paid up front
- People who want claims handled through an online portal or app
Who should look elsewhere
- Anyone looking for life or gadget cover, since Allianz Care writes health only
- Shoppers wanting live chat, as support runs on phone, email and help centre only
- Residents wanting a general domestic health plan rather than expat cover
Allianz Lebensversicherungs-AG
Who it suits
- Adults in Germany insuring a home purchase, since the purpose is listed as purchase.
- Households wanting a dependant paid on death, with the cover limit reaching 25,000-20,000,000 EUR.
- People who would rather pay small amounts each month than a yearly lump, at a starting premium of €2.60.
Who should look elsewhere
- bunq or bunq Spain, if the lowest starting figure of €0 matters more to you than life cover.
- Linxea, listed at €25 premium from, if a higher starting premium fits your plan better.
- Anyone past the entry age of up to 74 years, who cannot open a new policy here.
Country by country
| Country | Allianz Care | Allianz Lebensversicherungs-AG |
|---|---|---|
| Canada | Yes | No |
| France | Yes | No |
| Germany | No | Yes |
| Ireland | Yes | No |
| Qatar | Yes | No |
Questions about each
Allianz Care
What kind of cover does Allianz Care sell?+
It writes health policies for the personal market, and the plan is aimed at expats. Anyone hoping to bundle life or gadget cover into the same policy will not find it here.
Can I pay the premium monthly?+
Yes. monthly premiums are available, so the cost is spread across the year rather than settled in one payment. That suits anyone whose income arrives monthly or who wants cash flow left free for treatment abroad.
Allianz Lebensversicherungs-AG
What does Allianz term life insurance cost a month?+
Premiums start at €2.60 and can be paid monthly, so the first payment stays small. That is a starting figure rather than a quote for a particular age, term and sum assured, and the payment model on offer is monthly.
Who provides the policy and who regulates it?+
The contract is with Allianz Lebensversicherungs-Aktiengesellschaft, which is the insurer behind the product and sits in Germany. It is supervised by the Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin), so cover comes from the insurer rather than a broker.
Other options to compare
Other matchups
Allianz Care
Allianz Lebensversicherungs-AG