Al Amana Financial Islamic review

Updated October 12, 2026 · SumCue Editorial Team

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Our verdict

Al Amana Financial Islamic balances individual application against shared responsibility in everyday borrowing. It arranges personal, business, car and guarantor funding for purchases and serves adults with valid identification, including small traders acting together and people with poor credit histories.

Key facts

Best for
Purchase funding with personal, business and guarantor choice
Loan amount
MAD 1,000 to MAD 48,000↗
Term
3 to 48 months↗
Lender type
Direct lender↗
Eligibility
No age limit; the applicant must be an adult when applying; valid ID card; solidarity loan granted to groups of 2 to 5 adults with small businesses in the same field for at least 6 months↗
Loan types
Personal, Business, Guarantor, Car↗
Credit needed
Poor↗
Legal entity
Al Amana Microfinance, a non-profit association (association de microcrédit) registered in Rabat↗
Headquarters
Morocco↗
Founded
1997↗
Support channels
Phone, Email, Help-centre↗
Pricing model
Monthly
Official website
alamana.org.ma

Personal insurance

Premium from
MAD 10↗
Insurance types
Health↗
Provider type
Mga↗
Monthly payments
Yes↗
Cover limit
Hospital cost contribution 1,500-5,000 DH; funeral expenses contribution 3,000 DH↗
Age range
Borrowers under 70; since 2015 also spouses and children under 21 (or over 25 if enrolled in school)↗

Mortgages

Purpose
Purchase↗

Facts checked September 26, 2026, 7 sources

Apps and profiles

Pros

Pros

  • Covers individual, enterprise and motoring options with guarantor backing for purchases
  • Considers applicants with poor credit and adults holding valid identity documents
  • Supports solidarity borrowing for groups running small enterprises in a shared trade
Al Amana Financial Islamic

Ready to try Al Amana Financial Islamic?

Who it suits

  • Adults with valid identification seeking purchase funding
  • Small traders seeking shared funds for enterprise in the same field

Where Al Amana Financial Islamic is available

Available
Morocco
Licence in Morocco
Ministry of Finance, Morocco (Minister of Finance) (51400), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What types of funding does Al Amana Financial Islamic offer?+

Al Amana Financial Islamic offers personal, business, car and guarantor funding. The range centres on support for purchases. Group backed solidarity arrangements also form part of the business funding approach.

Who can apply for funding from Al Amana Financial Islamic?+

Applicants must be adults and hold recognised identity documents. Solidarity borrowing is arranged for groups of adults operating small businesses in the same field. The brand also considers applications from people with poor credit histories.

What can the funding be used for?+

The funding supports purchases across personal, business and motoring needs. Guarantor structures allow applications to include backing from another person. Solidarity options centre on shared enterprise activity within the same trade.

Which company operates Al Amana Financial Islamic?+

Al Amana Financial Islamic is operated by Al Amana Microfinance, a non-profit association (association de microcrédit) registered in Rabat. (Source, checked September 26, 2026)

Where is Al Amana Financial Islamic based?+

Al Amana Financial Islamic is based in Morocco. (Source, checked September 26, 2026)

When was Al Amana Financial Islamic founded?+

Al Amana Financial Islamic was founded in 1997. (Source, checked September 26, 2026)

How can I contact Al Amana Financial Islamic support?+

Al Amana Financial Islamic offers support through Phone, Email, Help-centre. (Source, checked September 26, 2026)

Sources

Compiled from 7 source pages, checked October 13, 2026. We did not open an account.

Not confirmed yet: APR, Arrangement fee, Credit check, Funding time, Representative example.

Al Amana Financial Islamic

Al Amana Financial Islamic

Purchase funding with personal, business and guarantor choice

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