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whitebit review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

WhiteBit suits active crypto traders who want a wide coin list and a low spot fee in one place. Its taker fee of 0.1% and maker fee of 0.1% sit well under the site median of 0.25%, and the custodial setup with a MiCA licence covers EU clients.

Key facts

Best for
EU traders who want low spot fees, a wide coin list and a crypto debit card in one account.
Taker fee
0.1%↗
Coins listed
330↗
Regulators
FMA (Financial Market Authority Austria), National Bank of Georgia, Austrian Financial Market Authority (FMA)↗
Fiat deposit methods
Card, Bank, SEPA, Apple-pay↗
Maker fee
0.1%↗
Withdrawal fee
Varies by method↗
Derivatives
Yes↗
Exchange type
Cex↗
Legal entity
WB-Shields Innovations GmbH↗
Headquarters
Austria↗
Founded
2018↗
Support channels
Email, Chat, Help-centre↗
Features
Custodial
Official website
whitebit.com

Debit cards

Monthly fee
€0↗
Free ATM withdrawals
€0↗
Card type
Debit↗
Cashback rate
10%↗
Card network
Visa↗
Custody
Custodial↗

Crypto wallets

Coins supported
330↗

Facts checked September 26, 2026, 13 sources

Apps and profiles

Get the app
Google Play
Elsewhere
WikidataLinkedInXTrustpilot

Pros and cons

Pros

  • Spot trading is cheap: taker fee 0.1% and maker fee 0.1%, under the site median of 0.25%.
  • A wide catalogue of 330 listed coins, above the site median of 71.5.
  • Fiat deposits run through card, bank and sepa, and the debit card runs on the visa network with a €0 monthly fee.
  • Regulated by the FMA (Financial Market Authority Austria) and the National Bank of Georgia, and a MiCA CASP licence under MiCA CASP 254900ERDZ4CZ5IF7P56.

Cons

  • Custody is custodial, so the exchange holds the coins rather than you.
  • Withdrawal charges Varies by method.
  • Support runs on email, chat and help centre only, with no phone line.
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Scored 9.2 / 10 by SumCue.

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Who it suits

  • EU residents who want a regulated exchange rather than an offshore one
  • Traders who trade often and care about the taker fee of 0.1%
  • Card users who want cashback of 10% with a €0 monthly fee

Who should look elsewhere

  • Anyone who wants to hold their own keys, because custody here is custodial
  • eToro for social trading and copy positions rather than a 330 coin exchange
  • bunq or Vivid Plus for a euro bank balance with crypto on the side

Who runs it

WhiteBit runs as WB-Shields Innovations GmbH, based in Austria and founded in 2018. Its regulatory standing comes from the FMA (Financial Market Authority Austria) and the National Bank of Georgia, with MiCA CASP registration MiCA CASP 254900ERDZ4CZ5IF7P56 in Austria. Support runs on email, chat and help centre. Traders sit with a custodial exchange, so the platform holds balances on their behalf.

How whitebit compares

Where whitebit is available

Available
Aland Islands, Albania, Algeria, American Samoa, Andorra, Angola, Anguilla, Antarctica, Antigua and Barbuda, Argentina, Armenia, Aruba, Australia, Austria, Azerbaijan, Bahamas, Bahrain, Bangladesh, Barbados, Belgium, Belize, Benin, Bermuda, Bhutan, Bolivia, Bonaire, Sint Eustatius and Saba, Bosnia and Herzegovina, Botswana, Bouvet Island, Brazil, British Indian Ocean Territory, Brunei, Bulgaria, Burkina Faso, Burundi, Cabo Verde, Cambodia, Cameroon, Canada, Cayman Islands, Central African Republic, Chad, Chile, China, Christmas Island, Cocos Islands, Colombia, Comoros, Congo, Cook Islands, Costa Rica, Côte d'Ivoire, Croatia, Curacao, Cyprus, Czechia, Democratic Republic of the Congo, Denmark, Djibouti, Dominica, Dominican Republic, Ecuador, Egypt, El Salvador, Equatorial Guinea, Eritrea, Estonia, Eswatini, Ethiopia, Falkland Islands, Faroe Islands, Fiji, Finland, France, French Guiana, French Polynesia, French Southern Territories, Gabon, Gambia, Georgia, Germany, Ghana, Gibraltar, Greece, Greenland, Grenada, Guadeloupe, Guam, Guatemala, Guernsey, Guinea, Guinea-Bissau, Guyana, Haiti, Heard Island and McDonald Islands, Honduras, Hong Kong, Hungary, Iceland, India, Indonesia, Iraq, Ireland, Isle of Man, Israel, Italy, Jamaica, Japan, Jersey, Jordan, Kazakhstan, Kenya, Kiribati, Kuwait, Kyrgyzstan, Laos, Latvia, Lebanon, Lesotho, Liberia, Libya, Liechtenstein, Lithuania, Luxembourg, Macao, Madagascar, Malawi, Malaysia, Maldives, Mali, Malta, Marshall Islands, Martinique, Mauritania, Mauritius, Mayotte, Mexico, Micronesia, Moldova, Monaco, Mongolia, Montenegro, Montserrat, Morocco, Mozambique, Myanmar, Namibia, Nauru, Nepal, Netherlands, New Caledonia, New Zealand, Nicaragua, Niger, Nigeria, Niue, Norfolk Island, North Macedonia, Northern Mariana Islands, Norway, Oman, Pakistan, Palau, Palestine, Panama, Papua New Guinea, Paraguay, Peru, Philippines, Pitcairn Islands, Poland, Portugal, Puerto Rico, Qatar, Reunion, Romania, Rwanda, Saint Barthélemy, Saint Helena, Ascension and Tristan da Cunha, Saint Kitts and Nevis, Saint Lucia, Saint Martin (French Part), Saint Pierre And Miquelon, Saint Vincent and the Grenadines, Samoa, San Marino, São Tomé and Príncipe, Saudi Arabia, Senegal, Serbia, Seychelles, Sierra Leone, Singapore, Sint Maarten, Slovakia, Slovenia, Solomon Islands, Somalia, South Africa, South Georgia and the South Sandwich Islands, South Korea, South Sudan, Spain, Sri Lanka, Sudan, Suriname, Svalbard and Jan Mayen, Sweden, Switzerland, Taiwan, Tajikistan, Tanzania, Thailand, Timor-Leste, Togo, Tokelau, Tonga, Trinidad and Tobago, Tunisia, Turkey, Turkmenistan, Turks and Caicos Islands, Tuvalu, Uganda, Ukraine, United Arab Emirates, United Kingdom, United States Minor Outlying Islands, Uruguay, Uzbekistan, Vanuatu, Vatican City, Venezuela, Vietnam, Virgin Islands, British, Virgin Islands, U.S., Wallis and Futuna, Western Sahara, Yemen, Zambia, Zimbabwe
Licence in Austria
FMA (Financial Market Authority Austria), checked September 26, 2026
Licence in Georgia
National Bank of Georgia, checked September 26, 2026
Licence in Austria
Austrian Financial Market Authority (FMA) (MiCA CASP 254900ERDZ4CZ5IF7P56), checked September 26, 2026, also valid in Austria, Belgium, Bulgaria, Cyprus, Czechia, Germany, Denmark, Estonia, Spain, Finland, France, Greece, Croatia, Hungary, Ireland, Iceland, Italy, Liechtenstein, Lithuania, Luxembourg, Latvia, Netherlands, Norway, Poland, Portugal, Romania, Sweden, Slovenia, Slovakia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much does it cost to trade on WhiteBit?+

Spot trading costs a taker fee of 0.1% and a maker fee of 0.1%. That is below the site median taker fee of 0.25% and the median here, 0.2%. Cards carry a €0 monthly fee, so the cost sits in the trades rather than the account.

Is WhiteBit regulated?+

Yes. It is authorised by the FMA (Financial Market Authority Austria) and the National Bank of Georgia, and it holds a MiCA CASP licence in Austria under MiCA CASP 254900ERDZ4CZ5IF7P56. That gives EU clients a regulated counterparty, which not every exchange in this list can offer.

Who holds my crypto?+

WhiteBit does. Custody is custodial, so the exchange holds the coins on your behalf rather than leaving them in a self-custody wallet. Trading is quick for that reason, but the control sits with the platform for as long as the balance is held there.

How do I pay money into the account?+

Fiat deposits run through card, bank and sepa, with bank transfer the most common way in. The set of methods covers cards and instant bank options as well, so funding does not need a single rail. Once the balance is in, you can trade the 330 listed coins or hold them.

How do I get money back out?+

Withdrawals cost Varies by method, so the network and method you pick move the total cost. That variability is the main thing to check before moving funds out, alongside the card, bank and sepa methods used to fund the account in the first place.

Does WhiteBit have a card?+

It does, and it is a debit card on the visa network. The monthly fee is €0 and cashback is 10%, with a free ATM allowance of €0. It is the practical way to spend a crypto balance day to day.

How many coins can I trade?+

The exchange lists 330 coins, well above the site median of 71.5. That is a wide enough list for most retail trading, and derivatives are available for anyone wanting exposure without holding the underlying asset.

Who is WhiteBit for?+

It suits EU residents who want a regulated, custodial exchange with a low 0.1% taker fee, a wide coin list and a card. It suits less anyone who wants to hold their own keys, since custody is custodial, or anyone who needs help on the phone, as support runs on email, chat and help centre.

Sources

Compiled from 14 source pages, checked September 26, 2026. We did not open an account.

whitebit

whitebit

EU traders who want low spot fees, a wide coin list and a crypto debit card in one account.

9.2/10See alternatives