bunq Crypto Spain review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
bunq Crypto Spain suits euro account holders who want a crypto exchange built into everyday banking rather than a standalone trading platform. Taker fees run 0.25% to 1.99% and the app covers from 350 coins, though support reaches chat and email only.
Key facts
Crypto wallets
Facts checked September 26, 2026, 6 sources
Pros and cons
Pros
- Taker and maker fees both run 0.25% to 1.99% on trading
- The coin list runs to from 350 assets
- The service costs €0 to use
- Staking and custody sit in custodial and staking
Cons
- Coin custody is custodial, so the platform holds the assets
- Support covers chat and email only
- Fees sit above the 0.25% site median
Who it suits
- Euro zone customers who already bank with bunq
- Mobile-first users wanting crypto inside a bank app
- Buy and hold investors rather than active traders
Who should look elsewhere
- Traders chasing the lowest taker fee, since xtb charges 0%
- Anyone wanting a non-custodial wallet, because custody is custodial
- Customers who need phone support, as support covers chat and email
Fees and FX
Trading costs 0.25% to 1.99% as a taker and 0.25% to 1.99% as a maker, a flat spread across the two rather than a tiered schedule. There is no subscription charge: €0 covers the service. Put that against the market, where the median taker fee across the site is 0.25% and the range runs 0% to 5.5%. For frequent trading, the difference between a flat rate and a percentage that rewards volume matters.
The company behind it
The service runs on bunq B.V., founded in 2012. Crypto is delivered inside the bunq app as a cex exchange and a mobile wallet, with custody handled by the platform. Help comes through chat and email, and the listed licences for the brand are empty, so the regulatory position reads from the group structure rather than a named permission here.
How bunq Crypto Spain compares
9.2 vs 9.5
9.2 vs 9.3
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 8.5
9.2 vs 9.4
9.2 vs 8.7
9.2 vs 9.2A taker fee of 1% against bunq Crypto Spain's 0.25% to 1.99%.
9.2 vs 9.4
9.2 vs 8.7
9.2 vs 9.3
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 8.6
9.2 vs 8.3
9.2 vs 9.4
9.2 vs 9.4
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.3
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.2
9.2 vs 9.1
9.2 vs 9.1
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 9.0
9.2 vs 8.9
9.2 vs 8.5
9.2 vs 8.4- 9.2 vs 8.0
Where bunq Crypto Spain is available
- Available
- Spain
Countries from its affiliate programme (Source)
Frequently asked questions
What does it cost to trade crypto on bunq?+
Taker fees run 0.25% to 1.99% and maker fees 0.25% to 1.99%. The service itself carries a price of €0, so there is no separate subscription to add to a trade.
How many coins can I buy?+
The exchange lists from 350 coins, which is well above the 71.5 median across the listings on the site. Breadth is the standout feature rather than the fee.
Do I hold the crypto myself?+
Custody is custodial: the platform holds the assets rather than you holding keys. Self-custody providers make up 46% of the listings compared here, so this is the common arrangement.
Is bunq Crypto Spain regulated?+
The listed licences for the brand are empty, so no regulator is named for it. The operator is bunq B.V. and the service sits inside a banking app, which is the structure to check before depositing.
How do I get help?+
Support runs on chat and email. Across the site, phone support appears on 74.4% of listings, so a phone line is not the norm for this category.
What kind of account is it?+
It is a cex exchange with a mobile wallet, bundled into the main bunq app rather than a separate platform. Most comparable listings are also cex.
Who is it built for?+
It suits euro account holders who want crypto inside a bank app alongside euro balances, rather than traders chasing the lowest fee. The group is bunq B.V., founded in 2012.
Can I earn on the crypto I hold?+
Staking is listed among the service features, alongside custody. Reward rates on the site vary widely, with a median of 15.5%, so compare the rate on this account against alternatives.
Sources
- help.bunq.com/articles/crypto-faq checked September 26, 2026
Backs: Coins listed, Maker fee, Taker fee
“over 350 others available in the Crypto tab”
- bunq.com checked September 26, 2026
Backs: Price
“bunq Free - Free”
- bunq.com/about checked September 26, 2026
Backs: Founded
“In 2012, founder Ali Niknam set out to build banking”
- bunq.com/about/imprint checked September 26, 2026
Backs: Legal entity
“This website (bunq.com) is provided by bunq B.V.”
- bunq.com/documents/personal-account-terms-conditions checked September 26, 2026
Backs: Support channels
“reach out to our support team”
- bunq.com/personal/features/crypto checked September 26, 2026
Backs: Custody, Exchange type, Features, Wallet type
“Kraken powers trading and custody”
Compiled from 6 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Regulators, Fiat deposit methods.