Tokocrypto review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Tokocrypto suits traders in Indonesia who want a regulated exchange with a long coin list and low trading costs. It lists 396 coins, charges taker fees of 0.15% to 0.2%, publishes proof of reserves, and runs a mobile app for staking on the exchange.
Key facts
- Best for
- Low-cost crypto trading in Indonesia with local bank funding.
- Taker fee
- 0.15% to 0.2%↗
- Coins listed
- 396↗
- Regulators
- OJK (Otoritas Jasa Keuangan), Kominfo PSE (registered electronic system provider)↗
- Fiat deposit methods
- Bank↗
- Maker fee
- 0.1% to 0.15%↗
- Proof of reserves
- Yes↗
- Exchange type
- Cex↗
- Legal entity
- PT Aset Digital Berkat↗
- Headquarters
- Indonesia↗
- Founded
- 2017↗
- Support channels
- Email, Chat, Help-centre, Community↗
- Features
- Staking
- Official website
- tokocrypto.com
Crypto wallets
Facts checked September 26, 2026, 8 sources
Apps and profiles
Pros and cons
Pros
- Regulated in Indonesia, with OJK (Otoritas Jasa Keuangan) and Kominfo PSE (registered electronic system provider) naming the authorities behind it.
- Taker fees of 0.15% to 0.2% are lower than 1% at eToro and 2.25% at Vivid Plus.
- 396 coins listed, well past the median among the exchanges tracked here.
- Fiat deposits run by bank, so funding stays with a local bank account.
Cons
- Support runs on email, chat and help centre, with no phone line for urgent account problems.
- Custody is custodial (custodial), so balances sit with the exchange rather than in a wallet you control.
- Retail losses across the site sit at 70.15%, so trading here carries the same loss risk as anywhere else on the list.
Who it suits
- Traders in Indonesia who fund an account by bank rather than by card.
- Anyone who wants proof of reserves published before trusting an exchange with their balance.
- Holders who want staking in a mobile app inside the same custodial balance.
Who should look elsewhere
- Traders who want to plan around a single published percentage: eToro shows 1% and Vivid Plus 2.25%, each one figure, where Tokocrypto quotes a 0.15% to 0.2% range.
- Anyone outside Indonesia: bunq, eToro and Vivid Plus are the alternatives listed here, while deposits run by bank in a single market.
- Traders who want to hold their own keys, since custody is custodial (custodial) and Vivid Plus is the alternative here to check for how holdings are held.
Fees and currency costs
Costs sit in the trade itself. Taker fees are 0.15% to 0.2% and maker fees are 0.1% to 0.15%, and the two sit close together. A taker pays the higher rate on every fill, while a maker earns the lower one for adding liquidity to the book, so the spread between them is narrow enough that order style drives the bill.
Who runs it
Tokocrypto is run by PT Aset Digital Berkat, a company headquartered in Indonesia and founded in 2017. Support runs on email, chat and help centre, so a help centre, live chat, email and a community channel are all available. Written email suits account questions that need a record, while chat is quicker for anything blocking a trade.
How Tokocrypto compares
9.1 vs 9.5
9.1 vs 9.3
9.1 vs 9.49.1 vs 9.4
9.1 vs 8.5
9.1 vs 9.4
9.1 vs 8.7
9.1 vs 9.2A taker fee of 1% makes eToro a pricier place to trade active orders.
9.1 vs 9.49.1 vs 8.7
9.1 vs 9.39.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.2
9.1 vs 9.09.1 vs 8.6
9.1 vs 8.3
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.39.1 vs 9.3
9.1 vs 9.2
9.1 vs 9.29.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 9.0
9.1 vs 9.0
9.1 vs 9.09.1 vs 9.0
9.1 vs 8.99.1 vs 8.5
9.1 vs 8.4- 9.1 vs 8.0
Where Tokocrypto is available
- Available
- Indonesia
- Licence in Indonesia
- OJK (Otoritas Jasa Keuangan), checked September 26, 2026
- Licence in Indonesia
- Kominfo PSE (registered electronic system provider), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does it cost to trade on Tokocrypto?+
Taker fees are 0.15% to 0.2% and maker fees are 0.1% to 0.15%. Taker fees apply when you buy or sell at the going price, maker fees when an order waits to be filled. The two sit close together, so the rate you pay turns mainly on how you place the trade.
Is Tokocrypto regulated?+
Yes. Tokocrypto is regulated in Indonesia, and its regulators are OJK (Otoritas Jasa Keuangan) and Kominfo PSE (registered electronic system provider). One is the financial services authority, and the other is a separate registration as an electronic system provider, so the exchange answers to named regulators on two fronts.
Does Tokocrypto publish proof of reserves?+
Yes. Tokocrypto publishes a proof of reserves page, and its trading list covers 396 coins. The reserves page is the exchange's own statement of the assets held against customer balances, which gives a published check on the custody model rather than a private assurance.
How do I fund my Tokocrypto account with fiat?+
Fiat deposits run through bank, so an account is funded by bank transfer rather than by card. That suits people who already hold a local account and want to move money in without setting up a card first.
Who holds my coins on Tokocrypto?+
Custody is custodial (custodial), which means balances sit with the exchange rather than in a wallet you control. The app is a mobile wallet (mobile) for holding and moving coins, but the keys are not yours, and proof of reserves is the published check on what the exchange holds.
How many coins can I trade on Tokocrypto?+
396 coins are listed for trading, with 396 coins supported across the wallet and staking side. That is a wide range, covering major assets alongside a long tail of smaller tokens, and staking is offered through the mobile app.
Does Tokocrypto offer staking?+
Staking is listed among the features (staking), so holdings can be locked to earn a return instead of sitting idle. It runs inside the mobile app (mobile) alongside the custodial balance, which suits anyone who wants yield without moving coins off the exchange.
How do I get help from Tokocrypto?+
Support runs on email, chat and help centre, covering a help centre, chat, email and a community channel. Chat suits a question that needs answering now, while email gives a written record for anything about an account or a trade. There is no phone line.
Sources
- coingecko.com/en/exchanges/toko_crypto checked September 26, 2026
Backs: Coins listed, Founded, Coins supported
“id=toko_crypto; coins=396; pairs=499”
- about.tokocrypto.com checked September 26, 2026
Backs: Headquarters, Support channels
“We currently center our operations in Jakarta, the capital city of Indonesia”
- support.tokocrypto.com/hc/en-us/articles/45312407357453-W... checked September 26, 2026
Backs: Features
“Understanding Staking and Early Redemption on Tokocrypto”
- support.tokocrypto.com/hc/en-us/articles/46562860238477-T... checked September 26, 2026
Backs: Legal entity, Maker fee, Taker fee
“PT Aset Digital Berkat ("Tokocrypto") will adjust the transaction fees applicable to users”
- support.tokocrypto.com/hc/en-us/search checked September 26, 2026
Backs: Fiat deposit methods
“provides IDR deposit options via Nobu Bank ... By using the Virtual Account (VA) method”
- support.tokocrypto.com/hc/id/articles/360004044971-Perjan... checked September 26, 2026
Backs: Custody
“We securely store your crypto asset private keys, which is how you can securely approve transactions”
- tokocrypto.com/download checked September 26, 2026
Backs: Wallet type
“Download the Bitcoin App for Android and iOS”
- tokocrypto.com/en checked September 26, 2026
Backs: Exchange type, Regulators, Licences
“Tokocrypto - OJK-Supervised Crypto Exchange in Indonesia”
- tokocrypto.com/en/proof-of-reserves checked September 26, 2026
Backs: Proof of reserves
“Proof of Reserves | Tokocrypto”
Compiled from 10 source pages, checked September 26, 2026. We did not open an account.