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Swapin review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Swapin suits euro zone traders who want a simple centralised exchange they can fund by SEPA. The catch is choice: 8 coins listed leaves the platform tight for anyone beyond the majors, and a taker fee of 0.8% adds to the squeeze.

Key facts

Best for
Small SEPA funded crypto trades on a simple exchange.
Taker fee
0.8%↗
Coins listed
8↗
Regulators
Financial Intelligence Unit↗
Fiat deposit methods
SEPA↗
Withdrawal fee
Included in transaction fee↗
Derivatives
No↗
Exchange type
Cex↗
Legal entity
Ungaro LLC↗
Headquarters
Estonia↗
Founded
2017↗
Support channels
Email, Help-centre↗
Official website
swapin.com

Facts checked September 26, 2026, 3 sources

Apps and profiles

Elsewhere
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Pros and cons

Pros

  • Withdrawal costs are Included in transaction fee, so pulling coins out does not add a second charge on top of a trade.
  • Registered with the Financial Intelligence Unit in Estonia under licence FVT000088.
  • Fiat deposits run through sepa, so euro bank transfers are the direct way to fund an account.
  • A taker fee of 0.8% undercuts eToro at 1% and Vivid Plus at 2.25%.

Cons

  • The coin list is short at 8 listed, which places Swapin 157 of 176 brands on this measure.
  • Derivatives: no, so no futures or perpetuals market sits alongside spot buying and selling.
  • Support runs on email and help centre only, so there is no phone line or live chat.
Swapin

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Scored 8.5 / 10 by SumCue.

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Who it suits

  • Euro zone users who already pay by SEPA and want a plain spot market.
  • Small balances that only need a few major coins and no extra products.
  • Buyers who want a named legal entity and a stated regulatory registration behind the account.

Who should look elsewhere

  • bunq, if the lowest taker fee in the set matters most, since bunq starts at 0.25% to 1.99%.
  • eToro, if a 1% taker fee is acceptable and you would rather weigh a different exchange.
  • Vivid Plus, if crypto is a side feature beside everyday spending, where the crypto cost is 2.25%.

Fees and currency costs

Every buy and sell on the standard exchange account carries a taker fee of 0.8%. Withdrawal costs are Included in transaction fee, so pulling coins off the platform does not add a second charge. For a small balance, the trade rate decides how often swaps are worth making.

Where it sits among rivals

On coins listed, Swapin ranks 157 of 176 brands, close to the back of a wide field. Cost is the stronger side: 100 of 121 brands rank better on taker fee, so trading price is where this exchange keeps pace with the rest of the field.

How Swapin compares

Where Swapin is available

Licence in Estonia
Financial Intelligence Unit (FVT000088), checked September 26, 2026

Frequently asked questions

What does Swapin charge to trade?+

Every buy and sell on the standard exchange account is charged a taker fee of 0.8%. Withdrawal costs are Included in transaction fee, so moving coins off the platform does not add a separate charge. That trade rate decides how often swapping coins is worth the cost.

Is Swapin regulated, and who runs it?+

The exchange is registered with the Financial Intelligence Unit in Estonia, and its licence number is FVT000088. The company behind the account is Ungaro LLC, and it has traded since 2017. Registration covers the business side, not the value of what you hold.

How do I deposit money into a Swapin account?+

Fiat deposits are made by sepa, the only payment route listed. That suits anyone already paying in euros from a European account, and it keeps funding to a standard bank transfer rather than a card or wallet flow.

How many coins can I buy and sell?+

The exchange lists 8 coins, which covers a handful of major pairs and little more. That is why Swapin ranks 157 of 176 brands on this measure. Anyone wanting a long tail of smaller coins should weigh a wider platform instead.

Can I trade derivatives on Swapin?+

Derivatives: no. The exchange does not offer futures, perpetuals or other leveraged products, so an account here is limited to spot buying and selling. If leverage matters to how you trade, that is a clear reason to look at platforms that list it.

How do I get help if something goes wrong?+

Support runs on email and help centre, so questions are handled by email or answered from the help centre. There is no phone line listed and no live chat, which means a problem with a withdrawal or a stuck trade waits on a written reply.

How does Swapin's taker fee compare with other options?+

Swapin charges 0.8% per trade. That is lower than eToro at 1% and Vivid Plus at 2.25%, while bunq runs 0.25% to 1.99%. It is still not cheap: 100 of 121 brands rank better on taker fee here.

How much money is at risk when trading crypto?+

No exchange changes the risk in the asset itself. Across this site, retail trading losses run at 70.15% in the middle and 74.5% in the upper quartile. A licence means the business is registered, not that balances are safe.

Sources

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Swapin

Swapin

Small SEPA funded crypto trades on a simple exchange.

8.5/10See alternatives