Riv Digital review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Riv Digital is an Italian exchange with a deliberately narrow offer, listing 1 coin and holding it in self-custody. It suits euro-zone users who want a simple, regulated place to buy and hold, though taker fees of 2.4% to 4.9% run well above what most of the market charges.

Key facts

Best for
A regulated euro-zone venue for self-custody trading of a single asset.
Taker fee
2.4% to 4.9%↗
Coins listed
1↗
Regulators
CONSOB (Commissione Nazionale per le Societa e la Borsa), Commissione Nazionale per le Societa e la Borsa (CONSOB)↗
Fiat deposit methods
SEPA↗
Withdrawal fee
No separate charge; network gas fees and SEPA/SEPA Instant bank costs already included in the markup↗
Derivatives
No↗
Exchange type
Cex↗
Legal entity
RIV-DIGITAL S.R.L.↗
Headquarters
Italy↗
Support channels
Email, Phone, Community↗
Features
Self-custody
Official website
riv-digital.it

Facts checked September 26, 2026, 4 sources

Apps and profiles

Pros and cons

Pros

  • Regulated in Italy by CONSOB (Commissione Nazionale per le Societa e la Borsa) and Commissione Nazionale per le Societa e la Borsa (CONSOB), with its crypto-asset service licence listed as MiCA CASP 815600DCB0E8882D2314.
  • The account is built around self custody, so the exchange is not the only holder of your coins.
  • No separate withdrawal charge, since network gas and bank costs already sit inside the markup.
  • Support covers email, phone and community, so both email and phone are available.

Cons

  • Taker fees of 2.4% to 4.9% are high next to 1% at eToro and 0.25% to 1.99% at bunq.
  • Only 1 coin is listed, which puts it at 168 of 176 brands on coins listed.
  • Fiat funding runs through sepa only, so there is no card or wallet rail.
Riv Digital

Ready to try Riv Digital?

Scored 8.6 / 10 by SumCue.

Who it suits

  • Euro-zone residents who want an Italian-regulated venue: the entity RIV-DIGITAL S.R.L. is registered in Italy.
  • People who want to hold their own keys, since self custody is part of the setup.
  • Traders who only need spot in a small asset range and are content with a limited selection.

Who should look elsewhere

  • eToro, where taker fees are 1% against 2.4% to 4.9% here.
  • bunq, whose taker fees of 0.25% to 1.99% sit well below 2.4% to 4.9%.
  • Vivid Plus, which prices its crypto earn at 2.25%.

How Riv Digital compares

Where Riv Digital is available

Available
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden
Licence in Italy
Commissione Nazionale per le Societa e la Borsa (CONSOB) (MiCA CASP 815600DCB0E8882D2314), checked September 26, 2026, also valid in Italy

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to trade on Riv Digital?+

Trading costs a taker fee of 2.4% to 4.9%, well above the 0.2% typical of the exchanges compared here. There is no separate withdrawal charge, because network gas and bank costs already sit inside the markup.

Who regulates Riv Digital?+

The exchange is authorised in IT by CONSOB (Commissione Nazionale per le Societa e la Borsa) and Commissione Nazionale per le Societa e la Borsa (CONSOB), and the legal entity behind the platform is RIV-DIGITAL S.R.L.. Its crypto-asset service licence is listed as MiCA CASP 815600DCB0E8882D2314, so it sits inside Italian supervision rather than outside it.

How do deposits and withdrawals work?+

Funding runs through sepa, so euro transfers are the way in. Withdrawals carry no separate charge: network gas fees and the SEPA or SEPA Instant bank cost are already built into the markup.

How many coins are listed?+

The exchange lists 1 coin, which places it at 168 of 176 brands on coins listed and well under the 74.5 median for exchanges here. Expect a short list rather than a broad one.

Who holds the coins?+

Custody is the point: self custody means the exchange is not the sole holder. Even so, the median retail loss across the site is 70.15%, so a single-asset position can still move against you quickly.

Is this a centralised exchange and are derivatives available?+

It is a centralised exchange, as cex shows, and derivatives are not offered, so spot is the only market to trade. That keeps the account simple, with no way to hedge or go short.

What support is available?+

Support runs on email, phone and community, so email, phone and a community space are listed as the ways to reach the provider. Email and phone cover account questions, while the community channel handles general questions from users.

Sources

  • esma.europa.eu/sites/default/files/2024-12/CASPS.csv checked September 26, 2026

    Backs: Headquarters, Legal entity, Licences

    “ae_homeMemberState=IT”

  • riv-digital.it checked September 26, 2026

    Backs: Derivatives, Features

    “RIV-Digital S.r.l. offre esclusivamente servizi relativi alle attivita in cripto-attivita autorizzati da CONSOB (scambio e collocamento)”

  • riv-digital.it/contact checked September 26, 2026

    Backs: Support channels

  • riv-digital.it/transparency checked September 26, 2026

    Backs: Coins listed, Exchange type, Fiat deposit methods, Regulators, Taker fee, Withdrawal fee

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Riv Digital

Riv Digital

A regulated euro-zone venue for self-custody trading of a single asset.

8.6/10See alternatives