Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie settingsCookie policy

ripio review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.

Our verdict

Ripio suits Brazilian crypto users who want an exchange and a prepaid Visa card in the same place. Trading costs are the weak point, since the taker fee of 0.5% sits well above the 0.2% median, so frequent traders pay more for the card.

Key facts

Best for
Brazilian residents who want a crypto exchange bundled with a prepaid Visa card and cashback.
Taker fee
0.5%↗
Coins listed
54↗
Regulators
Financial Intelligence Unit (UIF)↗
Fiat deposit methods
Bank↗
Maker fee
0.25%↗
Withdrawal fee
Free for bank transfers; 0.5% for crypto-to-fiat conversion↗
Derivatives
No↗
Exchange type
Cex↗
Legal entity
Ripio↗
Headquarters
Argentina↗
Founded
2013↗
Support channels
Help-centre↗
Features
Staking
Official website
ripio.com

Crypto wallets

Wallet type
Software↗
Price
$0↗
Custody
Custodial↗
Coins supported
6↗
Secure element
SOC 2 Type 2, CCSS Level 3↗
Open source
No↗

Debit cards

Monthly fee
R$0↗
Card type
Prepaid↗
Cashback rate
5%↗
Card network
Visa↗

Facts checked September 26, 2026, 7 sources

Apps and profiles

Get the app
Google Play
Elsewhere
XLinkedInWikipedia

Pros and cons

Pros

  • Prepaid Visa card paying cashback of 5% with a monthly fee of BRL 0
  • Registered with the Financial Intelligence Unit (UIF) and certified to SOC 2 Type 2, CCSS Level 3
  • Bank transfers and crypto to fiat conversion are the withdrawal routes, priced in Free for bank transfers; 0.5% for crypto-to-fiat conversion
  • Staking is listed among the exchange features, alongside a custodial software wallet

Cons

  • Taker fee of 0.5% is above the 0.2% median, with maker fee at 0.25%
  • The coin listing of 54 trails the 74.5 median across exchanges
  • Derivatives are marked no and support runs on help centre only
ripio

Ready to try ripio?

Scored 8.7 / 10 by SumCue.

See alternatives

Who it suits

  • Brazilian residents who want to pay everyday costs straight from a crypto balance
  • Buy and hold investors who want staking in the same custodial account
  • Card users who value a monthly fee of BRL 0 over low trading costs

Who should look elsewhere

  • Readers who want lower trading costs, since bunq's taker fees run 0.25% to 1.99% against Ripio's 0.5%
  • Altcoin hunters, given a coin listing of 54 on the exchange

How ripio compares

Where ripio is available

Available
Argentina, Brazil, Chile, Colombia, Mexico, Peru, Spain, United States
Licence in Argentina
Financial Intelligence Unit (UIF) (36), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to trade on Ripio?+

Trading costs 0.5% for taker orders and 0.25% for maker orders, against a 0.2% median across exchanges. Each rate sits above that median, so frequent traders pay a premium for using the platform.

Is there a fee for the Ripio card?+

The card carries a monthly fee of BRL 0 and pays cashback of 5%. A top-up fee also applies each time the card is loaded, so the running cost sits outside the trading fees.

How is Ripio regulated and is the money protected?+

Ripio is registered with the Financial Intelligence Unit (UIF) in Argentina, and its security systems are certified to SOC 2 Type 2, CCSS Level 3. The wallet is custodial, so coins and balances sit with the platform, and the listed licence does not describe a compensation scheme.

Which coins can I trade on Ripio?+

The exchange lists 54 coins, while the wallet itself supports 6. That listing sits below the 74.5 median for exchanges, so coverage is narrower than most rivals in the same category.

How do I deposit and withdraw money?+

Fiat deposits run through bank transfers. Withdrawals follow the pricing in Free for bank transfers; 0.5% for crypto-to-fiat conversion, so bank transfers and crypto to fiat conversion are treated differently, and converting back to fiat is where a charge sits.

Does Ripio offer margin or derivatives trading?+

Derivatives are marked no, so the platform does not offer derivative products. The extra features are limited: staking is the listed feature, and the account is custodial, meaning the platform holds the coins.

Who is Ripio aimed at?+

Ripio is built for Brazilian users: the legal entity sits in Argentina, the card is a prepaid Visa card on the visa network, and it has run since 2013. It suits people who hold crypto and spend it locally rather than trade actively.

How is support handled?+

Support runs on help centre only, so readers looking for a direct line find the channel list short. Most questions are answered from written guidance instead of a live conversation with an adviser.

Sources

Compiled from 7 source pages, checked September 26, 2026. We did not open an account.

ripio

ripio

Brazilian residents who want a crypto exchange bundled with a prepaid Visa card and cashback.

8.7/10See alternatives