Raisin AT review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
For Austrian households seeking European deposit choice, Raisin offers fixed term and overnight deposits from selected partner banks through one central account. German language service and statutory protection per customer and bank support savers who manage deposits online without changing their everyday bank.
Key facts
- Best for
- Austrians seeking European fixed term and instant access deposits
- Legal entity
- Raisin SE↗
- Headquarters
- Germany↗
- Founded
- 2012↗
- Support channels
- Help-centre↗
- Official website
- raisin.com
Facts checked September 26, 2026, 1 source
Apps and profiles
- Elsewhere
Pros and cons
Pros
- One central account opens access to fixed term and overnight deposits from selected European banks.
- Deposits fall under statutory protection per customer and bank in each partner country.
- German language customer service assists with offer selection and deposit decisions.
- App keeps deposits, documents and new decisions in one place from any location.
Cons
- Management runs online through central account and app management.
Who it suits
- Austrian savers seeking European deposit choice
- Planners who want fixed terms of different lengths
- People who prefer central online money management
Who should look elsewhere
- Business savers seeking company accounts
- Savers who want branch based advice
How Raisin AT compares
Where Raisin AT is available
- Available
- Austria
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is Raisin?+
Raisin is a European interest portal for deposits that brings together fixed term and overnight accounts from selected banks. Savers open one central Raisin account and select offers without changing their everyday bank. Management stays online, with an app that keeps deposits and documents in view.
Which savings products does Raisin cover?+
The range centres on fixed term deposits with different durations for planned growth and overnight deposits that remain flexible. Savings plans are also part of the overnight offer for steady building. Savers choose terms and partner banks that match personal goals.
How are deposits with Raisin protected?+
Deposits such as fixed term and overnight money fall under statutory deposit protection inside the European Union. Cover applies per customer and per bank under the rules of the partner bank home country. European directives and national rules secure this Europe wide safety net for savers.
How does Raisin help with tax on foreign deposits?+
Raisin provides a guide that explains in clear steps how interest earnings are entered in the Austrian tax return. The guide supports informed decisions about deposits with European partner banks. Savers gain a sound basis for choosing terms that match personal savings goals.
Which company operates Raisin AT?+
Raisin AT is operated by Raisin SE. (Source, checked September 26, 2026)
Where is Raisin AT based?+
Raisin AT is based in Germany. (Source, checked September 26, 2026)
When was Raisin AT founded?+
Raisin AT was founded in 2012. (Source, checked September 26, 2026)
How can I contact Raisin AT support?+
Raisin AT offers support through Help-centre. (Source, checked September 26, 2026)
Sources
- raisin.com/en checked September 26, 2026
Backs: Founded, Headquarters, Legal entity, Support channels
“Founded in 2012, the FinTech connects consumers with banks in the EU, the UK and the US.”
Compiled from 1 source page, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit, Deposit protection.