Radiant Capital review
Updated October 12, 2026 · SumCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
Radiant Capital is a decentralized protocol for earning interest on deposits and borrowing assets across chains in one place. For households exploring community governance and shared platform revenue, its eight asset range on Ethereum and voting through locked RDNT give a clear starting point.
Key facts
- Best for
- Cross chain borrowing and interest with community governance
- Coins listed
- 8↗
- Withdrawal fee
- gas fees↗
- Derivatives
- No↗
- Exchange type
- Dex↗
- Legal entity
- Supernova Holdings, Ltd↗
- Support channels
- Email, Community↗
- Features
- Self-custody, Staking
- Official website
- radiant.capital
Facts checked September 29, 2026, 3 sources
Apps and profiles
- Elsewhere
- Xyoutube.comdiscord.gg
Pros and cons
Pros
- Fully decentralized protocol where locked RDNT provides voting power on proposals
- Audited smart contracts with rigorous testing across the full contract life cycle
- Eight assets on Ethereum with lending and borrowing in one place
- Platform revenue shared with RDNT lockers in blue chip assets and stablecoins
Cons
- Limited range of eight assets for lending and borrowing activity
- Community governed model involves proposal discussion and voting before changes happen
Ready to try Radiant Capital?
Who it suits
- Holders wanting a vote in protocol decisions
- People seeking interest on deposits and cross chain borrowing
Who should look elsewhere
- Traders wanting wide asset choice beyond eight options
How your money is protected
Radiant Capital places security at the centre of its decentralized protocol for lending and borrowing. Its smart contracts have been examined by multiple security firms through rigorous testing for economic attacks across the full life cycle of the contracts. Community governance adds another layer of oversight, with proposals discussed openly before locked RDNT holders vote and approved changes are implemented. The protocol includes more than 155,000 holders, which reflects wide use rather than protection itself. Protection still depends on smart contract risk and governance decisions.
How Radiant Capital compares
Where Radiant Capital is available
- Available
- Everywhere except Bangladesh, Burundi, Bolivia, Belarus, Democratic Republic of the Congo, Côte d'Ivoire, Cuba, Algeria, Ecuador, Iraq, Iran, North Korea, Liberia, Libya, Morocco, Mali, Myanmar, Nepal, Russia, Sudan, Somalia, Syria, Venezuela, Yemen, Zimbabwe
Countries from the brand (Source, checked September 29, 2026)
Frequently asked questions
Which assets does Radiant Capital cover?+
Radiant Capital offers eight assets in total on Ethereum for lending and borrowing activity. The range centres on blue chip assets and stablecoins that support liquidity for deposits and loans. Locked liquidity also activates RDNT emissions within the protocol.
What kind of protocol is Radiant Capital?+
Radiant Capital is a fully decentralized protocol governed by its community of RDNT lockers. Members can submit a proposal for review and discuss ideas with other community members. Locked RDNT liquidity provides voting power on active proposals.
How does Radiant Capital approach security?+
Security holds the highest priority within the protocol and smart contracts receive review from multiple security firms. Reviews cover the full life cycle of contracts with rigorous testing for economic attacks. The method aims to keep unified liquidity across money markets safe and user friendly.
What do RDNT lockers receive?+
Holders who lock RDNT can take part in governance and receive a share of platform revenue. Revenue comes from interest and flash loan activity and is paid in blue chip assets and stablecoins. Voting outcomes require quorum and majority approval before implementation.
Which company operates Radiant Capital?+
Radiant Capital is operated by Supernova Holdings, Ltd. (Source, checked September 29, 2026)
How can I contact Radiant Capital support?+
Radiant Capital offers support through Email, Community. (Source, checked September 29, 2026)
Sources
- docs.radiant.capital/radiant/other-info/terms-of-service checked September 29, 2026
Backs: Exchange type, Features, Legal entity, Support channels, Withdrawal fee
“fully decentralized, non-custodial, community-governed lending protocol”
- docs.radiant.capital/radiant/project-info/markets checked September 29, 2026
Backs: Derivatives
“Seamless lending and borrowing across chains”
- radiant.capital checked September 29, 2026
Backs: Coins listed
“8 assets total on Ethereum”
Compiled from 3 source pages, checked October 18, 2026. We did not open an account.
Not confirmed yet: Taker fee, Regulators, Fiat deposit methods.
Related by the facts
Radiant Capital
Cross chain borrowing and interest with community governance