Nubank review
Updated October 13, 2026 · SumCue Editorial Team
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Our verdict
Nubank puts its credit card at the centre of an account that helps you pay, receive and organise funds around goals. It suits households who want straightforward daily control plus travel friendly options and tools that support small business activity.
Key facts
Debit cards
Savings
Apps and profiles
Pros and cons
Pros
- Credit card range includes options shaped for travel lovers.
- Current account helps you pay, receive and organise funds by goal.
- Business tools sit alongside personal spending and account features.
- Layered protection guards customer funds and personal data.
Cons
- Range concentrates on cards, everyday accounts and small business tools.
- Travel focused card options leave little emphasis beyond holiday spending.
- Goal based organisation adds structure that plain account holders may not need.
Who it suits
- Households seeking simple daily card control
- Travellers wanting a dedicated card option
Who should look elsewhere
- Households wanting branch based account management
- Savers seeking complex investment products
How Nubank compares
Where Nubank is available
- Available
- Brazil, Colombia, Mexico, United States
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does Nubank offer for everyday finances?+
Nubank offers credit cards alongside an account that helps you pay, receive and transfer funds from anywhere. It provides tools that let you organise saved funds around personal goals. It also presents different options that match distinct moments and needs.
Does Nubank offer anything for travel?+
Nubank includes card options shaped for people who love to travel. The range highlights control over spending while you are away from home. It places travel friendly use alongside everyday card management.
How does Nubank support small businesses?+
Nubank provides tools that help you manage business activity with ease. The offer sits beside personal cards and accounts for daily use. It addresses owners who want straightforward oversight of business funds.
What currency conversion fee does Nubank charge?+
The currency conversion fee at Nubank is 3.5%. (Source, checked September 26, 2026)
Which company operates Nubank?+
Nubank is operated by Nu Pagamentos S.A. (Source, checked September 26, 2026)
Where is Nubank based?+
Nubank is based in Brazil. (Source, checked September 26, 2026)
When was Nubank founded?+
Nubank was founded in 2013. (Source, checked September 26, 2026)
Sources
- international.nubank.com.br checked September 26, 2026
Backs: Deposit protection
- nubank.com.br checked September 26, 2026
Backs: Custody, Headquarters, Legal entity, Price, Support channels, Wallet type
“Comunidade do Nu and official support available”
- nubank.com.br/nu/caixinhas checked September 26, 2026
Backs: Access terms, Account kind, Minimum deposit
“You can withdraw whenever you want - it lands in your account right away”
- nubank.com.br/nu/cartao checked September 26, 2026
Backs: Card type, Features, Card network
“Cartao Nubank Mastercard - default Conta card with debit function”
- nubank.com.br/nu/conta checked September 26, 2026
Backs: Audience, Pricing model, Monthly fee, Rate type
“Open your Nubank account paying nothing: no maintenance fees and free transfers”
- nubank.com.br/ultravioleta checked September 26, 2026
Backs: Cashback rate, Currency conversion fee
- linkedin.com/company/nubank checked September 26, 2026
Backs: Founded
“Nu was born in 2013 with the mission to fight complexity and empower people in their daily lives”
Compiled from 7 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Annual fee, APR, Rewards type.