Updated September 29, 2026 · SumCue Editorial Team
Nordnet DK vs One (One Finance)
Nordnet DK
Higher score in this comparison
One (One Finance)
Where Nordnet DK and One (One Finance) differ
| Compare | Nordnet DKReviewSee alternativesSee alternatives | One (One Finance)ReviewSee alternativesSee alternatives |
|---|---|---|
| Headline rate | 0.25% | 3.35%Higher |
| Minimum deposit | DKK 0 | $0 |
| Deposit protection | EU DGS up to EUR 100,000 | FDIC up to USD 250,000 |
| Access terms | No binding period, free deposits and withdrawals at any time, interest credited quarterly, covered by deposit guarantee | Demand deposit accounts; no limit on monthly withdrawals |
| Monthly fee | DKK 0 | $0 |
| Regulators | Finansinspektionen (Swedish Financial Supervisory Authority), Finanstilsynet (Danish Financial Supervisory Authority) | FINRA, SIPC, NMLS |
Same on both: Rate type (Variable), Account kind (Easy access).
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Key differences
- Regulators: only Nordnet DK offers Finansinspektionen (Swedish Financial Supervisory Authority), Finanstilsynet (Danish Financial Supervisory Authority).
- Regulators: only One (One Finance) offers FINRA, SIPC, NMLS.
- Headline rate is higher at One (One Finance): 3.35% vs 0.25%.
- Support channels: only Nordnet DK offers Email.
Our verdict on each
Nordnet DK
Nordnet DK suits Danish savers who want easy access cash and share dealing on the same platform, with a monthly fee of DKK 0 and a minimum deposit of DKK 0. Cash pays 0.25% on a variable basis, so the savings side is the weak point.
One (One Finance)
One is a US easy-access account paying a variable rate of 3.35% with deposit protection of FDIC up to USD 250,000, so it suits savers who want instant access and deposit cover rather than a fixed term. Investment accounts and retirement options sit under the same brand for anyone building savings and portfolios together.
Score breakdown
| Area | Nordnet DK | One (One Finance) |
|---|---|---|
| Cost | 9.7Higher | 9.3A monthly fee of $0 and a minimum deposit of $0 keep the cost of holding the account low. |
| Offer | 9.3Higher | 9.1ETFs and crypto in etf and crypto portfolios, plus retirement accounts listed as ira and roth ira, add to the banking offer. |
| Trust | 9.5 | 9.9Higher |
Pick Nordnet DK if, pick One (One Finance) if
Pick Nordnet DK if cost matter most.
Pick One (One Finance) if trust and headline rate matter most.
Availability and regulation
| Country | Nordnet DK | One (One Finance) |
|---|---|---|
| United States | Not confirmed |
Additional countries for Nordnet DK: 1. Additional countries for One (One Finance): 1.
How they place
| Ranking | Nordnet DK | One (One Finance) |
|---|---|---|
| Savings accounts | 73 of 658 | 77 of 658 |
| Investing | 67 of 654 | 69 of 654 |
| Robo-advisors | 13 of 154 | 14 of 154 |
Every fact side by side
| Fact | Nordnet DK | One (One Finance) |
|---|---|---|
| Pricing model | No monthly fee | No monthly fee |
| Legal entity | Nordnet Bank AB (Danish branch, CVR 32301908) | One Finance, Inc. |
| Headquarters | Denmark | United States |
| Founded | 1996 | Not confirmed |
| Support channels | Email, Help centre, Phone, ChatCovers more | Phone, Chat, Help centre |
Robo-advisors
| Fact | Nordnet DK | One (One Finance) |
|---|---|---|
| Management fee | 0.49% to 0.51% | Not confirmed |
| Minimum investment | Not confirmed | $1 |
| Investor protection | EU ICS up to EUR 20,000 | SIPC up to USD 500,000 |
| Account types | Corporate | IRA, Roth IRA |
| Portfolio types | ETF, Cash, CryptoCovers more | ETF, Crypto |
Credit cards
| Fact | Nordnet DK | One (One Finance) |
|---|---|---|
| Rewards type | Not confirmed | Cashback |
| Features | Not confirmed | Rewards |
| Card kind | Not confirmed | Credit |
Crypto exchanges
| Fact | Nordnet DK | One (One Finance) |
|---|---|---|
| Derivatives | Not confirmed | No |
| Exchange type | Not confirmed | Cex |
Where each stands against the rest
| Fact | Nordnet DK | One (One Finance) | Median |
|---|---|---|---|
| Headline rate | 0.25%lowest quarter | 3.35%above the median | 3.3% |
Median across 710 listed providers.
Pros and cons
Nordnet DK
Pros
- The account fee is DKK 0 and the minimum deposit is DKK 0, so a small balance can sit there without an account charge.
- Cash sits under the deposit guarantee of EU DGS up to EUR 100,000 and investments under investor compensation of EU ICS up to EUR 20,000.
- The account kind is easy access, with no lock-in, no charge for paying money in or taking it out, and interest added to the balance each quarter.
Cons
- Cash earns 0.25%, well below the 3% typical across the site.
- The rate type is variable, so the interest on cash can move with the base rate.
- Trading runs to stocks, etfs and funds, with no forex among the list.
One (One Finance)
Pros
- Headline rate of 3.35% against a site median of 3%.
- Demand deposit accounts with no limit on monthly withdrawals.
- A linked credit card that pays cashback rewards.
Cons
- The rate is variable, so interest can move down with base rates.
- One is headquartered in the United States, so it does not serve readers who need a UK or European account.
- Investing cover is SIPC up to USD 500,000, a separate scheme from the FDIC up to USD 250,000 that covers deposits.
Who each suits
Nordnet DK
Who it suits
- Danish savers who want an easy access account with no lock-in period and no cost for taking money out.
- Small investors who pay DKK 0 a month and still get dealing across stocks, etfs and funds.
- People who would rather take a small return on cash than commit to a fixed term.
Who should look elsewhere
- Traders who need forex or CFDs, as CFI covers stocks, etfs and forex.
- Buyers who want funds, bonds, options or futures, since bunq lists only stocks, etfs and crypto.
- Anyone after a single app for shares, futures and crypto, which eToro lists as stocks, etfs and forex.
One (One Finance)
Who it suits
- US savers who want demand access and a variable rate of 3.35%.
- First-time investors, with a minimum investment of $1 and ETFs and crypto in the portfolio range.
- Retirement savers, since the account types listed are ira and roth ira.
Who should look elsewhere
- Readers who want a provider outside the US: Wise pays 3.29% and bunq pays 3.01%.
- Savagers who only want the top of the range: Finteres, where rates run 0% to 36%.
Current offers
One (One Finance)
Current offer
Bonus
3% cash back on chosen category (Walmart, gas or dining): 3% cash back on up to $150 spent per month
Select category each month in the OnePay app; earned as OnePay Points; 1 point per $10 spent after the $150 monthly cap
Source, checked September 26, 2026
Bonus
Unlimited 3% cash back at Walmart, 5% with Walmart+: 3% (5% with Walmart+)
Subject to credit approval; OnePay CashRewards Mastercard issued by Synchrony Bank; U.S. Walmart locations and Walmart.com only
Source, checked September 26, 2026
Bonus
Early Pay: Payday up to 2 days early
Direct deposit required; funds may be available up to 2 days in advance
Source, checked September 26, 2026
Country by country
| Country | Nordnet DK | One (One Finance) |
|---|---|---|
| Denmark | Yes | No |
| United States | No | Yes |
Questions about each
Nordnet DK
What interest does the savings account pay?+
Interest is credited quarterly at 0.25% and the rate type is variable, so the figure can change. Across the site the median is 3%, which is worth weighing if the balance is large. There is no binding period, so the money can be taken out whenever you like.
Is there an account fee or a minimum deposit?+
The monthly fee is DKK 0 and the minimum deposit is DKK 0, so a small balance can sit there without an account charge. You can pay money in and take it out whenever you like, and there is no lock-in, so holding costs do not build up while you decide.
One (One Finance)
What rate does One pay on savings?+
The headline rate is 3.35% and the rate type is variable, so the return can change as base rates move. The account kind is easy access, which means money is available on demand rather than locked for a set period, and the account is listed with no monthly fee under no monthly fee.
Is my money protected?+
Deposits sit with FDIC up to USD 250,000, while investments in the same app are covered by SIPC up to USD 500,000 instead. One also holds a US state money transmitter licence, 2273210, and a California financing law licence, 60DBO-131026.
Other options to compare
Other matchups
Nordnet DK
One (One Finance)