NewtekOne review
Updated October 12, 2026 · SumCue Editorial Team
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Our verdict
NewtekOne business banking connects company accounts with lending, payment processing, payroll support and technology for growth focused firms. It is a business solutions company with long operating history and continuous specialist access for owners wanting joined up support across seven core services.
Key facts
Pros and cons
Pros
- Company banking designed around business growth and daily operations
- Seven core services link lending, payments, payroll and technology
- Round the clock access to service specialists for business challenges
- Long operating history as a publicly traded solutions company
Cons
- Business only focus leaves little relevance for personal household savers
- Seven linked service lines add complexity for firms wanting banking alone
Who it suits
- Business owners wanting banking joined with lending
- Companies seeking payroll and payments beside banking
- Firms wanting continuous expert support for growth
Who should look elsewhere
- Households seeking personal savings
- Savers wanting a personal only account
How NewtekOne compares
Where NewtekOne is available
- Available
- United States
- Licence in United States
- Federal Deposit Insurance Corporation (FDIC), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which customers does NewtekOne serve?+
NewtekOne serves companies from small business to enterprise that want combined financial and operational support. Its banking, lending and operational services are presented around business growth and stronger bottom line results.
What services sit alongside company banking?+
NewtekOne links company banking with lending, payment processing, point of sale systems, payroll, human resources support and technology. The seven core services provide shared expert access and digital tools for growing businesses.
How does NewtekOne support business borrowing?+
NewtekOne provides financing options tailored to individual business needs and growth plans. Lending specialists guide applicants through prequalification and funding for purposes such as ownership and working capital.
Where is NewtekOne based?+
NewtekOne is based in United States. (Source, checked September 26, 2026)
When was NewtekOne founded?+
NewtekOne was founded in 1998. (Source, checked September 26, 2026)
Sources
- newtekone.com checked September 26, 2026
Backs: Headquarters, Legal entity
“That's why our service centers are located 100% in the U.S.”
- newtekbank.com/rates-disclosure checked September 26, 2026
Backs: Deposit protection, Licences
- newtekone.com checked September 26, 2026
Backs: Support channels
“1-855-763-9835 Hello@NewtekOne.com”
- newtekone.com/about checked September 26, 2026
Backs: Founded
“Established in 1998”
- newtekone.com/newtek-insurance checked September 26, 2026
Backs: Provider type
“we work with over 50 providers to find you the right policy at the ideal price”
- newtekone.com/newtek-insurance/personal-insurance checked September 26, 2026
Backs: Insurance types
“Individual/family health insurance ... Disability income ... Homeowners ... Personal automobile ... Renters ... Life ... Motorcycle”
Compiled from 6 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Headline rate, Rate type, Term, Minimum deposit.