ING review
Updated October 12, 2026 · SumCue Editorial Team
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings. Partners with a live offer in your country come first, then every other brand by score.
Our verdict
For households in Spain and wider Europe, ING is a global financial institution of Dutch origin providing banking news and investor information. It suits people who want saving alongside accessible investing within a group reporting nearly five million customers in Spain.
Key facts
Mortgages
- Purpose
- Purchase, Remortgage↗
Facts checked September 26, 2026, 7 sources
Pros and cons
Pros
- Global financial institution of Dutch origin with broad European coverage.
- Reports nearly five million customers in Spain and continued growth.
- Provides investing guidance helping people move from curious toward confident.
- Publishes financial results and investor information with long listed history.
Cons
- Corporate focus on news and investor relations gives limited everyday saving detail.
- Public customer growth story centres on Spain within wider Europe.
Who it suits
- Beginners interested in moving from curious toward confident investing
Who should look elsewhere
- Savers seeking a savings only specialist
How ING compares
Where ING is available
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What is ING?+
ING is a global financial institution of Dutch origin. It publishes corporate news alongside investor relations and general information. Its coverage spans banking, investing and research for customers.
Where does ING focus its customer coverage?+
ING reports nearly five million customers in Spain and continued growth there. It also discusses investing access for customers across Europe. Its public focus therefore places Spain within a wider European footprint.
What does ING share about its corporate position?+
ING publishes financial results and updates on capital actions and buybacks. Its shares trade with a short delay and its listing history dates from March 1991. This regular reporting gives context on the group behind the offer.
Does ING charge a monthly fee?+
The monthly fee at ING is €0. (Source, checked September 26, 2026)
Which company operates ING?+
ING is operated by ING Bank. (Source, checked September 26, 2026)
Where is ING based?+
ING is based in Netherlands. (Source, checked September 26, 2026)
When was ING founded?+
ING was founded in 1991. (Source, checked September 26, 2026)
Sources
- ing.com checked September 26, 2026
Backs: Loan types
“Our products include savings, payments, investments, loans and mortgages in most of our retail markets.”
- ing.com/about-us/corporate-governance/legal-structure-and... checked September 26, 2026
Backs: Lender type
“ING Bank is the parent company of various Dutch and foreign banks.”
- ing.com/about-us/history checked September 26, 2026
Backs: Founded
“ING - the Internationale Nederlanden Groep - was created in 1991 with the merger of Dutch insurer Nationale-Nederlanden and national postal bank NMB Postbank.”
- ing.com/about-us/ing-at-a-glance checked September 26, 2026
Backs: Headquarters, Purpose
“Our corporate headquarters are located at the Cedar building in Amsterdam Zuidoost, the Netherlands.”
- ing.com checked September 26, 2026
Backs: Legal entity
“ING Group is a publicly-listed company. It's the parent of one main legal entity, ING Bank. ING Bank is the parent company of various Dutch and foreign banks.”
- ing.de/girokonto/konditionen checked September 26, 2026
Backs: Card type, Currency conversion fee, Card network
“VISA Card [Debitkarte] - Girokonto”
- ing.de/sparen checked September 26, 2026
Backs: Account kind, Headline rate, Pricing model, Monthly fee
“Ihr erstes, kostenloses Tagesgeldkonto”
Compiled from 7 source pages, checked October 13, 2026. We did not open an account.
Not confirmed yet: Rate type, Term, Minimum deposit, Deposit protection.