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Hello bank! Pro review

Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Hello bank! Pro is a easy access savings account for businesses in FR that want a place to park cash between invoices. The trade-off is the return: 1% on a variable basis places it near the bottom of the savings field, and it is built for professional money only.

Key facts

Best for
Parking business cash that may be needed at short notice.
Headline rate
1%↗
Rate type
Variable↗
Minimum deposit
€10↗
Deposit protection
EU DGS up to EUR 100,000↗
Access terms
Available at any time from 10 EUR per transaction, no minimum or maximum duration, no deposit ceiling, transfers only between the account and the professional current account↗
Monthly fee
€0↗
Account kind
Easy access↗
Legal entity
BNP Paribas↗
Headquarters
France↗
Founded
2013↗
Support channels
Phone, Chat, Help-centre↗
Pricing model
No monthly fee
Official website
hellobankpro.fr

Facts checked September 26, 2026, 4 sources

Apps and profiles

Get the app
App Store
Elsewhere
LinkedInXfacebook.com

Pros and cons

Pros

  • The professional savings account carries a monthly fee of €0, listed as a no monthly fee pricing model.
  • Money is available at any time, with no minimum or maximum duration and no deposit ceiling.
  • Deposits are covered by EU DGS up to EUR 100,000 under the EU guarantee scheme.
  • Support runs on phone, chat and help centre.

Cons

  • The 1% variable rate sits well below the 3% median for savings accounts on the site.
  • Transfers run only between the account and the professional current account, so the balance stays tied to business banking.
  • Each movement starts at €10, which puts a floor under small transactions.

Ready to try Hello bank! Pro?

Scored 8.7 / 10 by SumCue.

See alternatives

Who it suits

  • Self-employed owners and small businesses in FR that keep operating cash in a professional current account.
  • Owners who want a business pot that pays out at any time, with no minimum or maximum duration and no deposit ceiling attached.

Who should look elsewhere

  • Wise, which advertises 3.29% interest against the 1% offered here.
  • bunq, which pays 3.01% on mass interest.
  • Finteres, which quotes a headline rate of 0% to 36% rather than the 1% variable rate here.

Safety of your money

Balances are covered by EU DGS up to EUR 100,000 under the EU deposit guarantee scheme, so a bank failure does not wipe out the whole pot. The guarantee pays out up to that ceiling per depositor, which means anything above it carries the full risk of loss. Keep professional balances under the ceiling if easy access is the plan.

How Hello bank! Pro compares

Where Hello bank! Pro is available

Available
France
Licence in France
ACPR (Autorite de Controle Prudentiel), checked September 26, 2026
Licence in France
AMF (Autorite des Marches Financiers), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate does the account pay?+

The account pays 1% on a variable basis, so the return can move with the provider rather than being locked for a term. That is a long way below the 3% median across savings accounts on the site, which is the main reason rate-focused savers look past it.

What does it cost to hold the account?+

The monthly fee on the professional savings account is €0 and the pricing model is listed as no monthly fee. On that basis the account is about access and holding convenience rather than return, so the useful comparison is with other business accounts that charge no monthly fee.

How much do I need to put in?+

The minimum deposit is €10, and the same floor applies to each transaction. Access carries no minimum or maximum duration and there is no deposit ceiling, so a balance can start small, sit through a slow patch and be drawn down whenever the business needs the cash.

Is my money protected?+

Deposits sit under EU DGS up to EUR 100,000 through the EU deposit guarantee scheme, and the account is registered in France. The guarantee caps the amount covered per depositor, so balances kept above that ceiling carry the loss risk directly.

Who is the account for?+

It is built for professional money, with BNP Paribas named in the legal terms behind the product. Transfers run only between the savings account and the professional current account, so it suits a business that already keeps its day to day banking there.

How do I get help?+

Support runs on phone, chat and help centre, so questions about the variable rate, the €10 transaction floor or a withdrawal can be handled remotely. There is a help centre for documentation, which matters when the account is used only occasionally by a busy owner.

How does it compare with Wise and bunq?+

Wise advertises 3.29% and bunq pays 3.01% on mass interest, both above the 1% offered here. Hello bank! Pro answers a narrower need, sitting alongside a professional current account with a €0 monthly fee.

How established is the brand?+

The brand dates back to 2013 and operates from FR, with BNP Paribas in the legal terms. For a pot paying 1%, the deposit protection behind the balance matters more than the age of the provider, and that sits with the EU guarantee scheme.

Sources

  • fr.wikipedia.org/wiki/Hello_bank! checked September 26, 2026

    Backs: Founded

    “Hello bank! is an online bank founded in 2013 by BNP Paribas; launched in France on 17 June 2013”

  • hellobankpro.fr checked September 26, 2026

    Backs: Support channels

    “Advisors based in France available 6 days a week on 0 800 848 400 (free service and call); HelloiZ, our virtual assistant, takes over outside advisor hours; our FAQ available at any time”

  • hellobankpro.fr/fr/banque-pro/livret-epargne-professionne... checked September 26, 2026

    Backs: Access terms, Account kind, Headline rate, Minimum deposit, Monthly fee, Rate type

    “Deposits and withdrawals free of charge from 10 EUR, the account allows only account-to-account transfers from or to your professional current account”

  • hellobankpro.fr/fr/mentions-legales checked September 26, 2026

    Backs: Deposit protection, Headquarters, Legal entity, Licences

    “Registered office: 16 boulevard des Italiens - 75009 PARIS”

  • hellobankpro.fr/fr/tarifs checked September 26, 2026

    Backs: Pricing model

    “Savings: professional Hello Pro savings account - Free”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Term.

Hello bank! Pro

Parking business cash that may be needed at short notice.

8.7/10See alternatives