gcrypto review
Updated September 28, 2026 · SumCue Editorial Team · Facts checked September 26, 2026
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Our verdict
GCrypto is a mobile custodial wallet from the Philippines, regulated by the Bangko Sentral ng Pilipinas, that suits everyday users who want a simple phone app for holding and swapping coins. The offer is narrow, with 37 supported, so readers after a long token list will find it thin.
Key facts
- Best for
- Trading a short list of coins on a phone without paying a trading fee.
- Taker fee
- 0%↗
- Coins listed
- 45↗
- Regulators
- Bangko Sentral ng Pilipinas↗
- Withdrawal fee
- None for top up or withdraw; per-coin network fee on send↗
- Exchange type
- Cex↗
- Legal entity
- G-Xchange, Inc.↗
- Headquarters
- Philippines↗
- Founded
- 2004↗
- Support channels
- Phone, Help-centre↗
- Features
- Custodial
- Official website
- gcash.com
Crypto wallets
Facts checked September 26, 2026, 7 sources
Pros and cons
Pros
- Regulated by the Bangko Sentral ng Pilipinas, with the custodial wallet run by G-Xchange, Inc..
- A price of PHP 0 means opening the wallet carries no charge.
- The published fee note lists withdrawal charges as none, with only a per-coin network fee on send.
- Founded in 2004 and based in the Philippines.
Cons
- Support runs on phone and help centre only, with no chat or email route.
- A short coin list: 45 listed, where the site's median coins figure is 71.5.
- Custody is custodial, so G-Xchange, Inc. holds the coins rather than the user.
Who it suits
- Philippine users who keep a mobile wallet balance and want fee-free swaps each week.
- Beginners who would rather have a named regulator and custodial custody than manage keys.
- Small, regular traders who hold a handful of coins rather than a long position.
Who should look elsewhere
- Readers who want crypto earn rather than active swaps: Vivid Plus charges 2.25% on crypto earn.
- Anyone who prefers a printed fee band: bunq's taker fee runs 0.25% to 1.99%.
- Traders who want a per-trade charge to compare against: eToro's taker fee is 1%.
Fees and FX
GCrypto charges a taker fee of 0% on trades in the mobile trading wallet. The published fee note lists no charge for a top up or a withdraw, with only a per-coin network fee on send. So trading inside the wallet is free, and the real cost sits in the network fee for whichever coin you transfer out.
How gcrypto compares
9.3 vs 9.5
9.3 vs 9.3
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 8.5
9.3 vs 9.4
9.3 vs 8.7
9.3 vs 9.2eToro charges a taker fee of 1%, so it suits readers who prefer a priced exchange over a fee-free one.
9.3 vs 9.4
9.3 vs 8.7
9.3 vs 9.3
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.2
9.3 vs 9.0
9.3 vs 8.6
9.3 vs 8.3
9.3 vs 9.4
9.3 vs 9.4
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.3
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.2
9.3 vs 9.1
9.3 vs 9.1
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 9.0
9.3 vs 8.9
9.3 vs 8.5
9.3 vs 8.4- 9.3 vs 8.0
Where gcrypto is available
- Available
- Philippines
- Licence in Philippines
- Bangko Sentral ng Pilipinas, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What does it cost to trade on GCrypto?+
Trading inside the wallet carries a taker fee of 0%, and the wallet itself is listed at a price of PHP 0. Opening the app and placing trades therefore costs nothing, which is the strongest part of the offer for anyone trading small amounts often.
How many coins can I hold and swap?+
GCrypto lists 45 coins and supports 37. The site's median coins figure is 71.5, and this list sits well below it, so the range of tradable pairs is narrow for anyone building a longer position.
Who regulates GCrypto?+
GCrypto is regulated by the Bangko Sentral ng Pilipinas in the Philippines. The service is provided by G-Xchange, Inc., a named company rather than an anonymous operator, and the business was founded in 2004, so there is a clear entity to check.
Do I hold the coins myself?+
No. Custody is custodial, so G-Xchange, Inc. holds the coins for you and your balance depends on the provider. The wallet covers 45 coins, all of which sit in that custodial account rather than in a self-custody wallet you control.
What does it cost to top up or withdraw?+
The published fee note lists no charge for a top up or a withdraw, with a per-coin network fee charged only when you send crypto on. Trading itself costs 0%, so moving money in and out is the part that can cost something, and network fees vary by coin.
How do I reach support?+
Support runs on phone and help centre, so a phone call or a help centre article is the route. There is no live chat or email thread in the channel list, which means a question about a stuck trade can wait longer than it would with an app that answers in chat.
How risky is it to trade here?+
Crypto prices move sharply, and the site's retail loss data shows the median trader losing 70.15%. The lack of a trading fee keeps costs down but not losses, so the low fee here does not make the underlying market risk smaller.
Sources
- help.gcash.com/hc/en-us/articles/22747167650201-What-are-... checked September 26, 2026
Backs: Taker fee, Withdrawal fee
“Convenience fees only apply when you send crypto in GCrypto. See the table below for details: Top Up or Withdraw - None; Send Crypto - Fees vary per coin. This includes network fees paid by the...”
- help.gcash.com/hc/en-us/articles/31303868127897-What-is-t... checked September 26, 2026
Backs: Exchange type
“The GCrypto Trading Wallet is a separate wallet for crypto trading, not your regular GCash wallet. Use it to: Turn PHP into crypto and crypto into PHP”
- help.gcash.com/hc/en-us/articles/9781218166041-GCrypto-co... checked September 26, 2026
Backs: Coins listed
“Here are the coins you can trade in GCrypto and their supported networks: AAVE, ADA, APE, ARB, AVAX, AXS, BAT, BCH, BNB, BTC, CELO, DOGE, DOT, ENJ, ETH, EURC, GALA, GRAM, GRT, HBAR, LINK, LTC, NEAR,...”
- gcash.com/about-us checked September 26, 2026
Backs: Founded
“Since its introduction to the public in 2004, GCash continues to break barriers and bring financial inclusivity.”
- gcash.com/services/gcrypto checked September 26, 2026
Backs: Features, Headquarters, Legal entity, Regulators, Support channels, Wallet type, Licences
“Register and get started with GCrypto quickly with a Fully Verified GCash account.”
- gcash.com/terms-and-conditions/fees checked September 26, 2026
Backs: Coins supported, Price
“Withdrawal fees associated with Send Crypto differ per coin. This includes network fees that the Sender pays.”
- gcash.com/terms-and-conditions/services checked September 26, 2026
Backs: Custody
“GCash Services offered in partnership with Fuse and third party (collectively, "Partners"), GCash serves solely as a payment or fund channel.”
Compiled from 7 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Fiat deposit methods.