Found review

Business checking with Pockets sub-accounts carries a monthly fee of $0 and a minimum deposit of $0. The account is built around a no-monthly-fee model, so there is no maintenance charge on the balance itself. Interest is the exception, because it only accrues on a paid subscription.

The headline rate is 1.5% to 2.5% and it is variable, so it can rise or fall. Interest is paid only on the paid Found Plus or Found Pro subscription. On the free plan, the balance sits in checking and earns nothing.

No. This is a cash management account built for day to day business money, and the rate is variable rather than fixed for a term. You can move money in and out as the business needs it, which suits payroll and supplier payments more than a savings pot.

Found is run by Indie Technologies, Inc. (dba Found) and based in the United States. The listed details here cover fees, features and rate rather than deposit protection, so check the terms for the account directly on how balances are safeguarded. No protection scheme is named in the available information.

The card is a debit card on the mastercard network, and virtual cards are among the features. Multi-currency support is also listed. You will need a business account, since the audience is business rather than personal customers.

The account is aimed at a business audience and was founded in 2019. Pockets sub-accounts let you separate money by purpose within one balance, which suits firms handling several streams. Personal savers are not the target here.

Support runs on email, phone and help centre, so you can reach the team by email, phone or the help centre. A phone line is the quickest route for a payment that has not cleared. Business customers can also use the in-app help from the same account.

Wise pays 3.29%, above the 1.5% to 2.5% variable rate at Found. Found counters with Pockets sub-accounts and a virtual card for business use, plus a $0 monthly fee. Wise has the edge on rate, Found on business account structure.