Updated September 29, 2026 · SumCue Editorial Team
Find Forsikring DK vs hepster
Find Forsikring DK
Higher score in this comparison
hepster
What sets them apart
| Compare | ||
|---|---|---|
| Premium from | DKK 0 | €2.45 |
| Insurance types | Auto, Home, Renters, Life, Health, Travel, Pet, Motorcycle, Income protection | Gadget, Pet, Travel |
| Provider type | Comparison site | Broker |
| Monthly payments | Not confirmed | Yes |
| Claims channels | Not confirmed | Online customer account |
| Age range | 18+ | Not confirmed |
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Key differences
- Find Forsikring DK scores higher overall: 9.1 vs 8.8.
- Founded is lower at Find Forsikring DK: 2012 vs 2016.
- hepster is available in 2 more countries.
- Insurance types: only Find Forsikring DK offers Auto, Home, Renters.
- Insurance types: only hepster offers Gadget.
- Support channels: only hepster offers Phone.
Our verdict on each
Find Forsikring DK
Find Forsikring DK suits Danish households that want several kinds of cover priced side by side, and the site has been working since 2012. Treat it as a comparison service rather than an underwriter, and check the terms with the insurer each quote names.
hepster
hepster keeps the price low: a broker for gadget, pet and travel cover, with a gadget premium of €2.45 a month. It suits German households that want those cover types paid monthly rather than yearly, and are happy to have the policy placed rather than written for them.
Score breakdown
| Area | Find Forsikring DK | hepster |
|---|---|---|
| Cost | 10.0Higher | 9.4Gadget cover at a premium of €2.45 a month sits well below the site median of €8.31. |
| Offer | 9.1Higher | 8.7 |
| Trust | 8.3 | 8.5Higher |
How they place
| Ranking | Find Forsikring DK | hepster |
|---|---|---|
| Insurance | 226 of 627 | 382 of 627 |
| Travel insurance | 120 of 278 | 198 of 278 |
| Pet insurance | 54 of 157 | 107 of 157 |
Every fact side by side
| Fact | Find Forsikring DK | hepster |
|---|---|---|
| Pricing model | Not confirmed | Monthly |
| Legal entity | Findforsikring ApS | MOINsure GmbH |
| Headquarters | Denmark | Germany |
| Founded | 2012Lower | 2016 |
| Support channels | Email, Help centre | Email, Phone, Help centreCovers more |
Pros and cons
Find Forsikring DK
Pros
- Cover is broad for a comparison service: auto, home and renters, so motor, property, life, health, travel and pet quotes can be gathered together.
- Monthly payments are the norm in this market, available on 89% of the policies listed, and 94.9% in home cover.
- It is a long established operation, founded in 2012 and run as Findforsikring ApS in Denmark.
Cons
- Support runs on email and help centre only, so there is no phone or chat line when a claim or a deadline is pressing.
- As a comparison site it does not underwrite: the policy, the terms and any claim sit with the insurer named on the quote, which leaves the checking to you.
- Cover stops at auto, home and renters, so niche risks such as a boat, a classic car or a business policy need a provider the site does not compare.
hepster
Pros
- Support runs on email, phone and help centre, so phone, email and the help centre are all there when a claim starts.
- Policies are set up as monthly billing, so a booked trip or a new gadget can be covered without a long tie-in.
- Gadget, pet and travel cover all sit under the same broker, so gadget, pet and travel can be arranged together.
Cons
- Cover stops at those types: gadget, pet and travel means no car, home or health policies here.
- A phone call is not among its claims channels, which run through online customer account.
- The headline premium of €2.45 applies to gadget only, so pet and travel cover can price higher.
Who each suits
Find Forsikring DK
Who it suits
- Adults from 18+ living in Denmark who want quotes for more than one kind of risk gathered in a single place.
- Households that judge cover on price first, since the entry point is DKK 0 and the middle starting premium across the site is €8.31.
- People comfortable reading the wording of the insurer named on a quote, because limits and exclusions sit there rather than on the site.
Who should look elsewhere
- Anyone who wants a single named insurer rather than a shortlist: Linxea lists a starting premium of €25, so a direct provider covers that need.
- Readers shopping in another European currency: bunq Spain lists a starting premium of €0, while the prices here are in the currency of DK.
- Households that want a phone line while a claim is running, since support here runs on email and help centre and a direct relationship with a provider you already use suits better; bunq lists a starting premium of €0 for a named quote.
hepster
Who it suits
- German households whose cover needs are limited to gadgets, pets and travel.
- People who want a policy billed a month at a time rather than yearly.
- Anyone comfortable with a broker placing the cover: the contract sits with MOINsure GmbH.
Who should look elsewhere
- Anyone who wants money held in an account rather than insured wants bunq, listed here at €0.
- For a Spanish account, bunq Spain shows a listed premium of €0 rather than personal cover.
- Long term life cover sits with Linxea, whose listed premium is €25.
Country by country
| Country | Find Forsikring DK | hepster |
|---|---|---|
| Austria | No | Yes |
| Denmark | Yes | No |
| France | No | Yes |
| Germany | No | Yes |
Questions about each
Find Forsikring DK
How much does cover cost through Find Forsikring DK?+
Premiums start at DKK 0. Across the site the middle starting premium is €8.31, with the central band of quotes running €2.92 to €29.72. In your own category the middle is €8.50 for car cover, so the final figure depends on the risk quoted and the insurer you land with.
What kinds of insurance can I compare here?+
The site covers auto, home and renters. Motor, property, renters, life, health, travel, pet, motorcycle and income protection all appear, which suits a household that wants a single place to look rather than a separate search for each risk. Weight varies by category: auto cover appears on 58.1% of listings, health on 42.4% and pet on 30.6%.
hepster
How much does cover cost?+
A premium of €2.45 a month is the figure quoted for gadget cover, well under the site median of €8.31. Pet and travel cover is priced separately, so treat that as a starting point for gadgets rather than a price for everything.
Can I pay monthly rather than yearly?+
Yes, monthly payments are available, and monthly sets the policies up for a payment each month. That suits a single trip, a borrowed gadget or a pet cover you only want for a while, without an annual figure to weigh up first.
Other options to compare
Find Forsikring DK
hepster